Honda NX200 EMI Calculator


Updated on November 2026
The Honda NX200 EMI is Rs. 4,404 per month for 36 months at 9.45% on a loan of Rs. 1,37,569, with a down payment of Rs. 51,282. This is based on the STD variant's on-road price of Rs. 1,88,851 in Delhi (ex-showroom Rs. 1,61,296). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: NX200 On-road price | NX200 Mileage

Honda NX200 EMI and Down Payment

Ex-showroom
: Rs. 1,61,296
On-road price
: Rs. 1,88,851  (Delhi)
Loan amount
: Rs. 1,37,569  (On-road price - Down payment)
Down payment
: Rs. 51,282  (Amount paid upfront)
Monthly EMI
: Rs. 4,404  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,576
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Honda NX200 Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 1,88,851
Down payment
Rs. 51,282
Loan amount
Rs. 1,37,569
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,404
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Honda NX200 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 4,404
36 months @ 9.45%
  • Down paymentRs. 51,282
  • Loan amountRs. 1,37,569
  • Total interestRs. 20,975
  • Total loan repayment (EMIs)Rs. 1,58,544
  • Total purchase outlayRs. 2,09,826

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 41,620Rs. 11,228Rs. 95,949
Year 2 Months 13-24Rs. 45,727Rs. 7,121Rs. 50,222
Year 3 Months 25-36Rs. 50,222Rs. 2,626Rs. 0
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Honda NX200 Loan Interest Rates by Bank

Honda NX200 loan rates, 36 months, loan Rs. 1,37,569
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,735 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,442 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,504 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,678 (36 months)
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Honda NX200 EMI by Tenure

For a Rs. 1,37,569 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 12,059 Rs. 7,139 Rs. 1,44,708
24 months Rs. 6,313 Rs. 13,943 Rs. 1,51,512
36 months Rs. 4,404 Rs. 20,975 Rs. 1,58,544
48 months Rs. 3,453 Rs. 28,175 Rs. 1,65,744
60 months Rs. 2,886 Rs. 35,591 Rs. 1,73,160
Honda NX200
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Honda NX200
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Starts at ₹ 1,61,296
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How Is the Honda NX200 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,37,569, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 4,404.

The calculation starts from the Delhi on-road price of Rs. 1,88,851 (ex-showroom Rs. 1,61,296 plus insurance, RTO and other charges).

Factors That Affect Your Honda NX200 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 64 to the EMI on a Rs. 1,37,569 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 12,059; over 60 months it drops to Rs. 2,886 but you pay Rs. 28,452 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Honda NX200 EMI vs V-Strom SX, Hornet 2.0, XPulse 210

Starting EMI of each model's base variant, worked out the same way as the Honda NX200: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Suzuki V-Strom SX STD Rs. 2,30,576 Rs. 5,507 36 months 9% Compare with NX200
Honda Hornet 2.0 STD Rs. 1,76,844 Rs. 4,097 36 months 9.45% Compare with NX200
Hero XPulse 210 Base Rs. 1,89,942 Rs. 4,453 36 months 9.45% Compare with NX200
TVS Apache RTX 300 Base Rs. 2,27,705 Rs. 5,469 36 months 9.45% Compare with NX200

Frequently Asked Questions About Honda NX200 EMI

What is the monthly EMI for the Honda NX200?

Rs. 4,404 a month for the STD, on a Rs. 1,37,569 loan at 9.45% for 3 years.

How much down payment is required for the Honda NX200?

About Rs. 51,282 for the STD in Delhi. That's the on-road price of Rs. 1,88,851 minus the Rs. 1,37,569 loan.

How does the loan tenure affect the Honda NX200 EMI?

Over 1 year the EMI is Rs. 12,059 and you pay Rs. 7,139 in interest. Stretch it to 5 years and the EMI drops to Rs. 2,886, but interest rises to Rs. 35,591.

Is the Honda NX200 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 1,88,851 on-road, which includes Rs. 11,576 insurance and Rs. 15,979 RTO and other charges.

Does the Honda NX200 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Honda NX200 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,37,569 loan comes to Rs. 4,442 a month.

Ask or read owner questions on Honda NX200 Q&A

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