Hero XPulse 210 EMI Calculator


Updated on October 2026
The Hero XPulse 210 EMI is Rs. 4,600 per month for 36 months at 9.45% on a loan of Rs. 1,43,710, with a down payment of Rs. 54,672. This is based on the Base variant's on-road price of Rs. 1,98,382 in Mumbai (ex-showroom Rs. 1,68,344). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: XPulse 210 On-road price | XPulse 210 Mileage

Hero XPulse 210 EMI and Down Payment (Mumbai)

Ex-showroom
: Rs. 1,68,344
On-road price
: Rs. 1,98,382  (Mumbai)
Loan amount
: Rs. 1,43,710  (On-road - Down payment)
Down payment
: Rs. 54,672  (On-road - Loan amount)
Monthly EMI
: Rs. 4,600  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,521
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Hero XPulse 210 Bike Loan EMI Calculator

On-road price (Mumbai)
Rs. 1,98,382
Down payment
Rs. 54,672
Loan amount
Rs. 1,43,710
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 4,600
Total interest
Rs. 21,890
Total payable
Rs. 1,65,600
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero XPulse 210 Loan Interest Rates by Bank

Hero XPulse 210 loan rates, 36 months, loan Rs. 1,43,710
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 4,947 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 4,640 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 4,705 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 4,887 (36 months)
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Hero XPulse 210 EMI by Tenure

For a Rs. 1,43,710 loan on the Base petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 12,598 Rs. 7,466 Rs. 1,51,176
24 months Rs. 6,595 Rs. 14,570 Rs. 1,58,280
36 months Rs. 4,600 Rs. 21,890 Rs. 1,65,600
48 months Rs. 3,607 Rs. 29,426 Rs. 1,73,136
60 months Rs. 3,015 Rs. 37,190 Rs. 1,80,900
Hero XPulse 210
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Hero XPulse 210
4.5 6 user reviews
Starts at ₹ 1,68,344
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Hero XPulse 210 Variant-wise EMI & Down Payment

XPulse 210 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Base Petrol Rs. 1,68,344 Rs. 1,43,710 Rs. 54,672 Rs. 4,600
Top Petrol Rs. 1,77,562 Rs. 1,51,741 Rs. 57,028 Rs. 4,857

Hero XPulse 210 EMI vs Himalayan 440, Hunter 350, 200 Duke

Hero XPulse 210 EMI FAQs

What is the EMI for the Hero XPulse 210?

Rs. 4,600 per month for the Base variant (loan Rs. 1,43,710, 9.45%, 36 months). Over 60 months it is Rs. 3,015.

What is the down payment for the Hero XPulse 210?

Rs. 54,672 for Base and Rs. 57,028 for Top in ZigWheels' default calculation.

What is the EMI for the Hero XPulse 210 Top variant?

Rs. 4,857 per month on a loan of Rs. 1,51,741 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero XPulse 210 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 4,640 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero XPulse 210 loan?

Rs. 21,890 over 36 months on the Base loan at 9.45%.

What on-road price is the Hero XPulse 210 EMI based on?

Rs. 1,98,382 in Mumbai: ex-showroom Rs. 1,68,344, insurance Rs. 11,521, RTO and other charges Rs. 18,517.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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