Honda Shine EMI Calculator
Updated on October 2026
Honda Shine EMI and Down Payment (Delhi)
Honda Shine Bike Loan EMI Calculator
- On-road price (Delhi)
- Rs. 96,415
- Down payment
- Rs. 26,688
- Loan amount
- Rs. 69,727
- Interest rate
- 9.45%
- Tenure
- 36 months
- Monthly EMI
- Rs. 2,232
- Total interest
- Rs. 10,625
- Total payable
- Rs. 80,352
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Honda Shine Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
 HDFC Bank |
14.5% onwards | Rs. 2,400 (36 months) |
| ICICI Bank |
10.05% onwards | Rs. 2,252 (36 months) |
| Axis Bank |
11% onwards | Rs. 2,283 (36 months) |
| Bank of Baroda |
13.65% onwards | Rs. 2,371 (36 months) |
Honda Shine EMI by Tenure
For a Rs. 69,727 loan on the Drum petrol at 9.45%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 6,112 | Rs. 3,617 | Rs. 73,344 |
| 24 months | Rs. 3,200 | Rs. 7,073 | Rs. 76,800 |
| 36 months | Rs. 2,232 | Rs. 10,625 | Rs. 80,352 |
| 48 months | Rs. 1,750 | Rs. 14,273 | Rs. 84,000 |
| 60 months | Rs. 1,463 | Rs. 18,053 | Rs. 87,780 |
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Honda Shine Variant-wise EMI & Down Payment
| Shine Variants | Fuel/Transmission | Ex-showroom | Loan @9.45% | Down Payment | EMI (36 months) |
|---|---|---|---|---|---|
| Drum | Petrol | Rs. 83,422 | Rs. 69,727 | Rs. 26,688 | Rs. 2,232 |
| Disc | Petrol | Rs. 87,782 | Rs. 73,525 | Rs. 27,692 | Rs. 2,354 |
| Limited Edition | Petrol | Rs. 88,081 | Rs. 73,786 | Rs. 28,332 | Rs. 2,362 |
Honda Shine EMI vs SP125, Raider, Splendor Plus
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Honda SP125
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TVS Raider
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Hero Splendor Plus
Rs. 78,912Splendor Plus EMI Compare with Shine
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Hero Glamour
Rs. 85,463Glamour EMI Compare with Shine
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TVS Radeon
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Honda Shine EMI FAQs
What is the EMI for the Honda Shine?
Rs. 2,232 per month for the Drum variant (loan Rs. 69,727, 9.45%, 36 months). Over 60 months it is Rs. 1,463.
What is the down payment for the Honda Shine?
Rs. 26,688 for Drum, Rs. 27,692 for Disc and Rs. 28,332 for Limited Edition in ZigWheels' default calculation.
What is the EMI for the Honda Shine Limited Edition variant?
Rs. 2,362 per month on a loan of Rs. 73,786 at 9.45% for 36 months.
Which bank has the lowest rate for a Honda Shine loan?
Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,252 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.
How much total interest will I pay on a Honda Shine loan?
Rs. 10,625 over 36 months on the Drum loan at 9.45%.
What on-road price is the Honda Shine EMI based on?
Rs. 96,415 in Delhi: ex-showroom Rs. 83,422, insurance Rs. 6,320, RTO and other charges Rs. 6,673.
What is the difference between EMI in advance and EMI in arrears?
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.
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