Honda Activa e EMI Calculator


Updated on November 2026
The Honda Activa e EMI is Rs. 3,237 per month for 36 months at 9.45% on a loan of Rs. 1,01,111, with a down payment of Rs. 26,201. This is based on the STD variant's on-road price of Rs. 1,27,312 in Bhalukpong (ex-showroom Rs. 1,19,447). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Activa e On-road price | Activa e Mileage

Honda Activa e EMI and Down Payment

Ex-showroom
: Rs. 1,19,447
On-road price
: Rs. 1,27,312  (Bhalukpong)
Loan amount
: Rs. 1,01,111  (On-road price - Down payment)
Down payment
: Rs. 26,201  (Amount paid upfront)
Monthly EMI
: Rs. 3,237  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,365
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Honda Activa e Bike Loan EMI Calculator

Variant
STD
On-road price (Bhalukpong)
Rs. 1,27,312
Down payment
Rs. 26,201
Loan amount
Rs. 1,01,111
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,237
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Honda Activa e Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 3,237
36 months @ 9.45%
  • Down paymentRs. 26,201
  • Loan amountRs. 1,01,111
  • Total interestRs. 15,421
  • Total loan repayment (EMIs)Rs. 1,16,532
  • Total purchase outlayRs. 1,42,733

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 30,591Rs. 8,253Rs. 70,520
Year 2 Months 13-24Rs. 33,611Rs. 5,233Rs. 36,909
Year 3 Months 25-36Rs. 36,909Rs. 1,935Rs. 0
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Honda Activa e Loan Interest Rates by Bank

Honda Activa e loan rates, 36 months, loan Rs. 1,01,111
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,480 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,265 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,310 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,439 (36 months)
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Honda Activa e EMI by Tenure

For a Rs. 1,01,111 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,863 Rs. 5,245 Rs. 1,06,356
24 months Rs. 4,640 Rs. 10,249 Rs. 1,11,360
36 months Rs. 3,237 Rs. 15,421 Rs. 1,16,532
48 months Rs. 2,538 Rs. 20,713 Rs. 1,21,824
60 months Rs. 2,121 Rs. 26,149 Rs. 1,27,260
Honda Activa e
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Honda Activa e
4.9 66 user reviews
Starts at ₹ 1,19,447
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Honda Activa e Variant-Wise EMI

On-road prices in Bhalukpong. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Activa e Variants Fuel/Transmission Ex-showroom On-road Price Loan @9.45% Down Payment EMI (36 months)
STD Electric Rs. 1,19,447 Rs. 1,27,312 Rs. 1,01,111 Rs. 26,201 Rs. 3,237
RoadSync Duo Electric Rs. 1,52,747 Rs. 1,61,195 Rs. 1,30,122 Rs. 31,073 Rs. 4,165

How Is the Honda Activa e EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 1,01,111, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 3,237.

The calculation starts from the Bhalukpong on-road price of Rs. 1,27,312 (ex-showroom Rs. 1,19,447 plus insurance, RTO and other charges).

Factors That Affect Your Honda Activa e Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 47 to the EMI on a Rs. 1,01,111 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 8,863; over 60 months it drops to Rs. 2,121 but you pay Rs. 20,904 more in interest.
  • Variant and city: In Bhalukpong the EMI ranges from Rs. 3,237 (STD) to Rs. 4,165 (RoadSync Duo). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Honda Activa e EMI vs Hunter 350, Konarc, Pulsar N160 S

Starting EMI of each model's base variant, worked out the same way as the Honda Activa e: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Royal Enfield Hunter 350 Base Rs. 1,72,576 Rs. 3,744 36 months 9.45% Compare with Activa e
Ather Konarc S (IDC 100 Km) Rs. 1,09,221 (Delhi) Rs. 2,750 36 months 9.45% Compare with Activa e
Bajaj Pulsar N160 S STD Rs. 1,59,935 Rs. 3,665 36 months 11.99% Compare with Activa e
Bajaj Pulsar NS200 Single Channel Rs. 1,65,964 Rs. 3,782 36 months 11.99% Compare with Activa e

Frequently Asked Questions About Honda Activa e EMI

What is the monthly EMI for the Honda Activa e?

Rs. 3,237 a month for the STD, on a Rs. 1,01,111 loan at 9.45% for 3 years. The top RoadSync Duo works out to Rs. 4,165.

How much down payment is required for the Honda Activa e?

About Rs. 26,201 for the STD in Bhalukpong. That's the on-road price of Rs. 1,27,312 minus the Rs. 1,01,111 loan.

How does the loan tenure affect the Honda Activa e EMI?

Over 1 year the EMI is Rs. 8,863 and you pay Rs. 5,245 in interest. Stretch it to 5 years and the EMI drops to Rs. 2,121, but interest rises to Rs. 26,149.

Is the Honda Activa e EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Bhalukpong the STD costs Rs. 1,27,312 on-road, which includes Rs. 5,365 insurance and Rs. 2,500 RTO and other charges.

Does the Honda Activa e EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Honda Activa e loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 1,01,111 loan comes to Rs. 3,265 a month.

Ask or read owner questions on Honda Activa e Q&A

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