Hero Xtreme 160R EMI Calculator


Updated on October 2026
The Hero Xtreme 160R EMI is Rs. 3,080 per month for 36 months at 9.45% on a loan of Rs. 96,231, with a down payment of Rs. 39,571. This is based on the Single Disc variant's on-road price of Rs. 1,35,802 in Delhi (ex-showroom Rs. 1,13,846). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Hero Xtreme 160R EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,13,846
On-road price
: Rs. 1,35,802  (Delhi)
Loan amount
: Rs. 96,231  (On-road - Down payment)
Down payment
: Rs. 39,571  (On-road - Loan amount)
Monthly EMI
: Rs. 3,080  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 11,598
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Hero Xtreme 160R Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,35,802
Down payment
Rs. 39,571
Loan amount
Rs. 96,231
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,080
Total interest
Rs. 14,649
Total payable
Rs. 1,10,880
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero Xtreme 160R Loan Interest Rates by Bank

Hero Xtreme 160R loan rates, 36 months, loan Rs. 96,231
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,312 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,107 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,150 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,273 (36 months)

Hero Xtreme 160R EMI by Tenure

For a Rs. 96,231 loan on the Single Disc petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,436 Rs. 5,001 Rs. 1,01,232
24 months Rs. 4,416 Rs. 9,753 Rs. 1,05,984
36 months Rs. 3,080 Rs. 14,649 Rs. 1,10,880
48 months Rs. 2,415 Rs. 19,689 Rs. 1,15,920
60 months Rs. 2,019 Rs. 24,909 Rs. 1,21,140
Hero Xtreme 160R
4.1 236 user reviews
Starts at ₹ 1,13,846
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Hero Xtreme 160R Variant-wise EMI & Down Payment

Xtreme 160R Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Single Disc Petrol Rs. 1,13,846 Rs. 96,231 Rs. 39,571 Rs. 3,080
Double Disc Petrol Rs. 1,20,346 Rs. 1,01,894 Rs. 38,993 Rs. 3,262

Hero Xtreme 160R EMI FAQs

What is the EMI for the Hero Xtreme 160R?

Rs. 3,080 per month for the Single Disc variant (loan Rs. 96,231, 9.45%, 36 months). Over 60 months it is Rs. 2,019.

What is the down payment for the Hero Xtreme 160R?

Rs. 39,571 for Single Disc and Rs. 38,993 for Double Disc in ZigWheels' default calculation.

What is the EMI for the Hero Xtreme 160R Double Disc variant?

Rs. 3,262 per month on a loan of Rs. 1,01,894 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero Xtreme 160R loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,107 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Xtreme 160R loan?

Rs. 14,649 over 36 months on the Single Disc loan at 9.45%.

What on-road price is the Hero Xtreme 160R EMI based on?

Rs. 1,35,802 in Delhi: ex-showroom Rs. 1,13,846, insurance Rs. 11,598, RTO and other charges Rs. 10,358.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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