Hero Super Splendor XTEC EMI Calculator


Updated on October 2026
The Hero Super Splendor XTEC EMI is Rs. 2,245 per month for 36 months at 9.45% on a loan of Rs. 70,122, with a down payment of Rs. 24,928. This is based on the Drum variant's on-road price of Rs. 95,050 in Junagadh (ex-showroom Rs. 83,876). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Super Splendor XTEC On-road price | Super Splendor XTEC Mileage

Hero Super Splendor XTEC EMI and Down Payment (Junagadh)

Ex-showroom
: Rs. 83,876
On-road price
: Rs. 95,050  (Junagadh)
Loan amount
: Rs. 70,122  (On-road - Down payment)
Down payment
: Rs. 24,928  (On-road - Loan amount)
Monthly EMI
: Rs. 2,245  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,142
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Hero Super Splendor XTEC Bike Loan EMI Calculator

On-road price (Junagadh)
Rs. 95,050
Down payment
Rs. 24,928
Loan amount
Rs. 70,122
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,245
Total interest
Rs. 10,698
Total payable
Rs. 80,820
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero Super Splendor XTEC Loan Interest Rates by Bank

Hero Super Splendor XTEC loan rates, 36 months, loan Rs. 70,122
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,414 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,264 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,296 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,385 (36 months)
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Hero Super Splendor XTEC EMI by Tenure

For a Rs. 70,122 loan on the Drum petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,147 Rs. 3,642 Rs. 73,764
24 months Rs. 3,218 Rs. 7,110 Rs. 77,232
36 months Rs. 2,245 Rs. 10,698 Rs. 80,820
48 months Rs. 1,760 Rs. 14,358 Rs. 84,480
60 months Rs. 1,471 Rs. 18,138 Rs. 88,260
Hero Super Splendor XTEC
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Hero Super Splendor XTEC
4.4 132 user reviews
Starts at ₹ 83,876
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Hero Super Splendor XTEC Variant-wise EMI & Down Payment

Super Splendor XTEC Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
Drum Petrol Rs. 83,876 Rs. 70,122 Rs. 24,928 Rs. 2,245
2.0 Drum Petrol Rs. 86,100 Rs. 72,060 Rs. 25,390 Rs. 2,307
Disc Petrol Rs. 87,563 Rs. 73,334 Rs. 25,694 Rs. 2,347
2.0 Disc Petrol Rs. 89,600 Rs. 75,109 Rs. 26,118 Rs. 2,404

Hero Super Splendor XTEC EMI vs SP125, Pulsar 125, Splendor Plus XTEC

Hero Super Splendor XTEC EMI FAQs

What is the EMI for the Hero Super Splendor XTEC?

Rs. 2,245 per month for the Drum variant (loan Rs. 70,122, 9.45%, 36 months). Over 60 months it is Rs. 1,471.

What is the down payment for the Hero Super Splendor XTEC?

Rs. 24,928 for Drum, Rs. 25,390 for 2.0 Drum, Rs. 25,694 for Disc and Rs. 26,118 for 2.0 Disc in ZigWheels' default calculation.

What is the EMI for the Hero Super Splendor XTEC 2.0 Disc variant?

Rs. 2,404 per month on a loan of Rs. 75,109 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero Super Splendor XTEC loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,264 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Super Splendor XTEC loan?

Rs. 10,698 over 36 months on the Drum loan at 9.45%.

What on-road price is the Hero Super Splendor XTEC EMI based on?

Rs. 95,050 in Junagadh: ex-showroom Rs. 83,876, insurance Rs. 6,142, RTO and other charges Rs. 5,032.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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