Enigma Crink V1 EMI Calculator


Updated on October 2026
The Enigma Crink V1 EMI is Rs. 2,606 per month for 36 months at 9.45% on a loan of Rs. 81,411, with a down payment of Rs. 19,681. This is based on the STD variant's on-road price of Rs. 1,01,092 in Kulithalai (ex-showroom Rs. 96,835). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Crink V1 On-road price | Crink V1 Mileage

Enigma Crink V1 EMI and Down Payment (Kulithalai)

Ex-showroom
: Rs. 96,835
On-road price
: Rs. 1,01,092  (Kulithalai)
Loan amount
: Rs. 81,411  (On-road - Down payment)
Down payment
: Rs. 19,681  (On-road - Loan amount)
Monthly EMI
: Rs. 2,606  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,007
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Enigma Crink V1 Bike Loan EMI Calculator

On-road price (Kulithalai)
Rs. 1,01,092
Down payment
Rs. 19,681
Loan amount
Rs. 81,411
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,606
Total interest
Rs. 12,405
Total payable
Rs. 93,816
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Enigma Crink V1 Loan Interest Rates by Bank

Enigma Crink V1 loan rates, 36 months, loan Rs. 81,411
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,802 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,629 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,665 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,769 (36 months)
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Enigma Crink V1 EMI by Tenure

For a Rs. 81,411 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,137 Rs. 4,233 Rs. 85,644
24 months Rs. 3,736 Rs. 8,253 Rs. 89,664
36 months Rs. 2,606 Rs. 12,405 Rs. 93,816
48 months Rs. 2,043 Rs. 16,653 Rs. 98,064
60 months Rs. 1,708 Rs. 21,069 Rs. 1,02,480
Enigma Crink V1
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Enigma Crink V1
1.8 2 user reviews
Starts at ₹ 96,835
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Enigma Crink V1 EMI FAQs

What is the EMI for the Enigma Crink V1?

Rs. 2,606 per month for the STD variant (loan Rs. 81,411, 9.45%, 36 months). Over 60 months it is Rs. 1,708.

What is the down payment for the Enigma Crink V1?

Rs. 19,681 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Enigma Crink V1 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,629 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Enigma Crink V1 loan?

Rs. 12,405 over 36 months on the STD loan at 9.45%.

What on-road price is the Enigma Crink V1 EMI based on?

Rs. 1,01,092 in Kulithalai: ex-showroom Rs. 96,835, insurance Rs. 4,007, RTO and other charges Rs. 250.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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