BNC Motors Challenger EMI Calculator

Updated on October 2026

The BNC Motors Challenger EMI is Rs. 2,691 per month for 36 months at 9.45% on a loan of Rs. 84,082, with a down payment of Rs. 35,311. This is based on the S110 variant's on-road price of Rs. 1,19,393 in Madhapur (ex-showroom Rs. 99,900). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Challenger On-road price | Challenger Mileage

BNC Motors Challenger EMI and Down Payment (Madhapur)

BNC Motors Challenger S110 – EMI calculator

Ex-showroom

: Rs. 99,900

On-road price

: Rs. 1,19,393 (Madhapur)

Loan amount

: Rs. 84,082 (On-road - Down payment)

Down payment

: Rs. 35,311 (On-road - Loan amount)

Monthly EMI

: Rs. 2,691 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 19,293 (Check Challenger Insurance)

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BNC Motors Challenger Bike Loan EMI Calculator

On-road price (Madhapur): Rs. 1,19,393
Down payment: Rs. 35,311
Loan amount: Rs. 84,082
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,691
Total interest: Rs. 12,794
Total payable: Rs. 96,876

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

BNC Motors Challenger Loan Interest Rates by Bank

BNC Motors Challenger loan rates, 36 months, loan Rs. 84,082
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,894 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,715 (36 months)
Axis Bank	11% onwards	Rs. 2,753 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,859 (36 months)

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BNC Motors Challenger EMI by Tenure

For a Rs. 84,082 loan on the S110 electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 7,371	Rs. 4,370	Rs. 88,452
24 months	Rs. 3,859	Rs. 8,534	Rs. 92,616
36 months	Rs. 2,691	Rs. 12,794	Rs. 96,876
48 months	Rs. 2,110	Rs. 17,198	Rs. 1,01,280
60 months	Rs. 1,764	Rs. 21,758	Rs. 1,05,840

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BNC Motors Challenger

5.0 12 user reviews

Starts at ₹ 99,900

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BNC Motors Challenger Variant-wise EMI & Down Payment

Challenger Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
S110	Electric	Rs. 99,900	Rs. 84,082	Rs. 35,311	Rs. 2,691
S125	Electric	Rs. 1,29,990	Rs. 1,10,296	Rs. 39,626	Rs. 3,531

BNC Motors Challenger EMI vs Splendor Plus XTEC, Konarc, NTORQ 125

Hero Splendor Plus XTEC
Rs. 82,418
Splendor Plus XTEC EMI Compare with Challenger
Ather Konarc
Rs. 1.02 Lakh
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TVS NTORQ 125
Rs. 88,800
NTORQ 125 EMI Compare with Challenger
Honda SP125
Rs. 90,501
SP125 EMI Compare with Challenger
Hero Glamour X 125
Rs. 1.01 Lakh
Glamour X 125 EMI Compare with Challenger

BNC Motors Challenger EMI FAQs

What is the EMI for the BNC Motors Challenger?

Rs. 2,691 per month for the S110 variant (loan Rs. 84,082, 9.45%, 36 months). Over 60 months it is Rs. 1,764.

What is the down payment for the BNC Motors Challenger?

Rs. 35,311 for S110 and Rs. 39,626 for S125 in ZigWheels' default calculation.

What is the EMI for the BNC Motors Challenger S125 variant?

Rs. 3,531 per month on a loan of Rs. 1,10,296 at 9.45% for 36 months.

Which bank has the lowest rate for a BNC Motors Challenger loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,715 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a BNC Motors Challenger loan?

Rs. 12,794 over 36 months on the S110 loan at 9.45%.

What on-road price is the BNC Motors Challenger EMI based on?

Rs. 1,19,393 in Madhapur: ex-showroom Rs. 99,900, insurance Rs. 19,293, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on BNC Motors Challenger Q&A

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