BMW R 12 nineT EMI Calculator


Updated on October 2026
The BMW R 12 nineT EMI is Rs. 64,944 per month for 36 months at 9% on a loan of Rs. 20,42,294, with a down payment of Rs. 5,00,990. This is based on the STD variant's on-road price of Rs. 25,43,284 in Sabarkantha (ex-showroom Rs. 23,50,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: R 12 nineT On-road price | R 12 nineT Mileage

BMW R 12 nineT EMI and Down Payment (Sabarkantha)

Ex-showroom
: Rs. 23,50,000
On-road price
: Rs. 25,43,284  (Sabarkantha)
Loan amount
: Rs. 20,42,294  (On-road - Down payment)
Down payment
: Rs. 5,00,990  (On-road - Loan amount)
Monthly EMI
: Rs. 64,944  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 52,084
View October Offers View EMI Offers

BMW R 12 nineT Bike Loan EMI Calculator

On-road price (Sabarkantha)
Rs. 25,43,284
Down payment
Rs. 5,00,990
Loan amount
Rs. 20,42,294
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 64,944
Total interest
Rs. 2,95,690
Total payable
Rs. 23,37,984
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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BMW R 12 nineT Loan Interest Rates by Bank

BMW R 12 nineT loan rates, 36 months, loan Rs. 20,42,294
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 70,298 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 65,947 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 66,862 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 69,454 (36 months)
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BMW R 12 nineT EMI by Tenure

For a Rs. 20,42,294 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,78,602 Rs. 1,00,930 Rs. 21,43,224
24 months Rs. 93,302 Rs. 1,96,954 Rs. 22,39,248
36 months Rs. 64,944 Rs. 2,95,690 Rs. 23,37,984
48 months Rs. 50,823 Rs. 3,97,210 Rs. 24,39,504
60 months Rs. 42,395 Rs. 5,01,406 Rs. 25,43,700
BMW R 12 nineT
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BMW R 12 nineT
Starts at ₹ 23,50,000
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BMW R 12 nineT EMI FAQs

What is the EMI for the BMW R 12 nineT?

Rs. 64,944 per month for the STD variant (loan Rs. 20,42,294, 9%, 36 months). Over 60 months it is Rs. 42,395.

What is the down payment for the BMW R 12 nineT?

Rs. 5,00,990 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a BMW R 12 nineT loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 65,947 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a BMW R 12 nineT loan?

Rs. 2,95,690 over 36 months on the STD loan at 9%.

What on-road price is the BMW R 12 nineT EMI based on?

Rs. 25,43,284 in Sabarkantha: ex-showroom Rs. 23,50,000, insurance Rs. 52,084, RTO and other charges Rs. 1,41,200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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