Bajaj Avenger Cruise 220 EMI Calculator


Updated on October 2026
The Bajaj Avenger Cruise 220 EMI is Rs. 3,549 per month for 36 months at 11.99% on a loan of Rs. 1,06,852, with a down payment of Rs. 50,141. This is based on the STD variant's on-road price of Rs. 1,56,993 in Delhi (ex-showroom Rs. 1,33,617). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Avenger Cruise 220 On-road price | Avenger Cruise 220 Mileage

Bajaj Avenger Cruise 220 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,33,617
On-road price
: Rs. 1,56,993  (Delhi)
Loan amount
: Rs. 1,06,852  (On-road - Down payment)
Down payment
: Rs. 50,141  (On-road - Loan amount)
Monthly EMI
: Rs. 3,549  (For Tenure of 36 months @ 11.99%; banks start from 10.05%)
Insurance
: Rs. 10,937
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Bajaj Avenger Cruise 220 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,56,993
Down payment
Rs. 50,141
Loan amount
Rs. 1,06,852
Interest rate
11.99%
Tenure
36 months
Monthly EMI
Rs. 3,549
Total interest
Rs. 20,912
Total payable
Rs. 1,27,764
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Bajaj Avenger Cruise 220 Loan Interest Rates by Bank

Bajaj Avenger Cruise 220 loan rates, 36 months, loan Rs. 1,06,852
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,678 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,450 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,498 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,634 (36 months)
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Bajaj Avenger Cruise 220 EMI by Tenure

For a Rs. 1,06,852 loan on the STD petrol at 11.99%.

Tenure EMI Total Interest Total Payable
12 months Rs. 9,493 Rs. 7,064 Rs. 1,13,916
24 months Rs. 5,029 Rs. 13,844 Rs. 1,20,696
36 months Rs. 3,549 Rs. 20,912 Rs. 1,27,764
48 months Rs. 2,813 Rs. 28,172 Rs. 1,35,024
60 months Rs. 2,376 Rs. 35,708 Rs. 1,42,560
Bajaj Avenger Cruise 220
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Bajaj Avenger Cruise 220
4.2 304 user reviews
Starts at ₹ 1,33,617
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Bajaj Avenger Cruise 220 EMI vs Pulsar NS200, Classic 350, Ronin

Bajaj Avenger Cruise 220 EMI FAQs

What is the EMI for the Bajaj Avenger Cruise 220?

Rs. 3,549 per month for the STD variant (loan Rs. 1,06,852, 11.99%, 36 months). Over 60 months it is Rs. 2,376.

What is the down payment for the Bajaj Avenger Cruise 220?

Rs. 50,141 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Bajaj Avenger Cruise 220 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,450 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Bajaj Avenger Cruise 220 loan?

Rs. 20,912 over 36 months on the STD loan at 11.99%.

What on-road price is the Bajaj Avenger Cruise 220 EMI based on?

Rs. 1,56,993 in Delhi: ex-showroom Rs. 1,33,617, insurance Rs. 10,937, RTO and other charges Rs. 12,439.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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