Aprilia SR 125 EMI Calculator


Updated on October 2026
The Aprilia SR 125 EMI is Rs. 3,044 per month for 36 months at 9.45% on a loan of Rs. 95,097, with a down payment of Rs. 33,337. This is based on the STD variant's on-road price of Rs. 1,28,434 in Delhi (ex-showroom Rs. 1,12,543). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: SR 125 On-road price | SR 125 Mileage

Aprilia SR 125 EMI and Down Payment

Ex-showroom
: Rs. 1,12,543
On-road price
: Rs. 1,28,434  (Delhi)
Loan amount
: Rs. 95,097  (On-road price - Down payment)
Down payment
: Rs. 33,337  (Amount paid upfront)
Monthly EMI
: Rs. 3,044  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,688
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Aprilia SR 125 Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 1,28,434
Down payment
Rs. 33,337
Loan amount
Rs. 95,097
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,044
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Aprilia SR 125 Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 3,044
36 months @ 9.45%
  • Down paymentRs. 33,337
  • Loan amountRs. 95,097
  • Total interestRs. 14,487
  • Total loan repayment (EMIs)Rs. 1,09,584
  • Total purchase outlayRs. 1,42,921

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 28,766Rs. 7,762Rs. 66,331
Year 2 Months 13-24Rs. 31,605Rs. 4,923Rs. 34,726
Year 3 Months 25-36Rs. 34,726Rs. 1,802Rs. 0
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Aprilia SR 125 Loan Interest Rates by Bank

Aprilia SR 125 loan rates, 36 months, loan Rs. 95,097
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,273 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,071 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,113 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,234 (36 months)
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Aprilia SR 125 EMI by Tenure

For a Rs. 95,097 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,336 Rs. 4,935 Rs. 1,00,032
24 months Rs. 4,364 Rs. 9,639 Rs. 1,04,736
36 months Rs. 3,044 Rs. 14,487 Rs. 1,09,584
48 months Rs. 2,387 Rs. 19,479 Rs. 1,14,576
60 months Rs. 1,995 Rs. 24,603 Rs. 1,19,700
Aprilia SR 125
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Aprilia SR 125
4.0 67 user reviews
Starts at ₹ 1,12,543
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How Is the Aprilia SR 125 EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 95,097, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 3,044.

The calculation starts from the Delhi on-road price of Rs. 1,28,434 (ex-showroom Rs. 1,12,543 plus insurance, RTO and other charges).

Factors That Affect Your Aprilia SR 125 Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 45 to the EMI on a Rs. 95,097 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 8,336; over 60 months it drops to Rs. 1,995 but you pay Rs. 19,668 more in interest.
  • Variant and city: The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Aprilia SR 125 EMI vs SP125, Pulsar N160 S, Ronin

Starting EMI of each model's base variant, worked out the same way as the Aprilia SR 125: the down payment is the on-road price minus the loan, and the rate depends on the price, so check it in each row.

ModelOn-road PriceEMITenureInterest RateCompare
Honda SP125 STD Rs. 1,07,340 Rs. 2,429 36 months 9.45% Compare with SR 125
Bajaj Pulsar N160 S STD Rs. 1,56,531 Rs. 3,576 36 months 11.99% Compare with SR 125
TVS Ronin Base - Lightning Black Rs. 1,56,308 Rs. 3,553 36 months 9.45% Compare with SR 125
Bajaj Pulsar NS 125 BT Rs. 1,15,583 Rs. 2,621 36 months 11.99% Compare with SR 125

Frequently Asked Questions About Aprilia SR 125 EMI

What is the monthly EMI for the Aprilia SR 125?

Rs. 3,044 a month for the STD, on a Rs. 95,097 loan at 9.45% for 3 years.

How much down payment is required for the Aprilia SR 125?

About Rs. 33,337 for the STD in Delhi. That's the on-road price of Rs. 1,28,434 minus the Rs. 95,097 loan.

How does the loan tenure affect the Aprilia SR 125 EMI?

Over 1 year the EMI is Rs. 8,336 and you pay Rs. 4,935 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,995, but interest rises to Rs. 24,603.

Is the Aprilia SR 125 EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 1,28,434 on-road, which includes Rs. 6,688 insurance and Rs. 9,203 RTO and other charges.

Does the Aprilia SR 125 EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Aprilia SR 125 loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 95,097 loan comes to Rs. 3,071 a month.

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