Vespa 125 EMI Calculator

Updated on October 2026

The Vespa 125 EMI is Rs. 3,448 per month for 36 months at 9.45% on a loan of Rs. 1,07,724, with a down payment of Rs. 36,642. This is based on the Single Tone variant's on-road price of Rs. 1,44,366 in Delhi (ex-showroom Rs. 1,27,038). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: 125 On-road price | 125 Mileage

Vespa 125 EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 1,27,038

On-road price

: Rs. 1,44,366 (Delhi)

Loan amount

: Rs. 1,07,724 (On-road - Down payment)

Down payment

: Rs. 36,642 (On-road - Loan amount)

Monthly EMI

: Rs. 3,448 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 6,965

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Vespa 125 Bike Loan EMI Calculator

On-road price (Delhi): Rs. 1,44,366
Down payment: Rs. 36,642
Loan amount: Rs. 1,07,724
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,448
Total interest: Rs. 16,404
Total payable: Rs. 1,24,128

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Vespa 125 Loan Interest Rates by Bank

Vespa 125 loan rates, 36 months, loan Rs. 1,07,724
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,708 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,478 (36 months)
Axis Bank	11% onwards	Rs. 3,527 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,663 (36 months)

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Vespa 125 EMI by Tenure

For a Rs. 1,07,724 loan on the Single Tone petrol at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 9,443	Rs. 5,592	Rs. 1,13,316
24 months	Rs. 4,944	Rs. 10,932	Rs. 1,18,656
36 months	Rs. 3,448	Rs. 16,404	Rs. 1,24,128
48 months	Rs. 2,704	Rs. 22,068	Rs. 1,29,792
60 months	Rs. 2,260	Rs. 27,876	Rs. 1,35,600

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Vespa 125

Starts at ₹ 1,27,038

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Vespa 125 Variant-wise EMI & Down Payment

125 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Tech 80th	Petrol	Rs. 0	Rs. 0	Rs. 2,950	Rs. 0
Single Tone	Petrol	Rs. 1,27,038	Rs. 1,07,724	Rs. 36,642	Rs. 3,448
Dual Tone	Petrol	Rs. 1,28,796	Rs. 1,09,256	Rs. 37,041	Rs. 3,497
Officina 8	Petrol	Rs. 1,37,033	Rs. 1,16,432	Rs. 38,918	Rs. 3,727
Tech	Petrol	Rs. 1,82,289	Rs. 1,55,859	Rs. 49,231	Rs. 4,989
Qala	Petrol	Rs. 1,82,289	Rs. 1,55,859	Rs. 49,231	Rs. 4,989

Vespa 125 EMI vs Hunter 350, Pulsar NS200, Pulsar N160 S

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Vespa 125 EMI FAQs

What is the EMI for the Vespa 125?

Rs. 3,448 per month for the Single Tone variant (loan Rs. 1,07,724, 9.45%, 36 months). Over 60 months it is Rs. 2,260.

What is the down payment for the Vespa 125?

Rs. 36,642 for Single Tone, Rs. 37,041 for Dual Tone, Rs. 38,918 for Officina 8 and Rs. 49,231 for Qala in ZigWheels' default calculation.

What is the EMI for the Vespa 125 Tech variant?

Rs. 4,989 per month on a loan of Rs. 1,55,859 at 9.45% for 36 months.

Which bank has the lowest rate for a Vespa 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,478 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Vespa 125 loan?

Rs. 16,404 over 36 months on the Single Tone loan at 9.45%.

What on-road price is the Vespa 125 EMI based on?

Rs. 1,44,366 in Delhi: ex-showroom Rs. 1,27,038, insurance Rs. 6,965, RTO and other charges Rs. 10,363.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Vespa 125 Q&A

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