TVS X EMI Calculator


Updated on September 2026
The TVS X EMI is Rs. 7,249 per month for 36 months at 9% on a loan of Rs. 2,27,960, with a down payment of Rs. 40,606. This is based on the STD variant's on-road price of Rs. 2,68,566 in Delhi (ex-showroom Rs. 2,66,141). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: X Electric Scooter On-road price | X Electric Scooter Mileage

TVS X EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 2,66,141
On-road price
: Rs. 2,68,566  (Delhi)
Loan amount
: Rs. 2,27,960  (On-road - Down payment)
Down payment
: Rs. 40,606  (On-road - Loan amount)
Monthly EMI
: Rs. 7,249  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 0  (Check X Electric Scooter Insurance)
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TVS X Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,68,566
Down payment
Rs. 40,606
Loan amount
Rs. 2,27,960
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 7,249
Total interest
Rs. 33,004
Total payable
Rs. 2,60,964
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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TVS X Loan Interest Rates by Bank

TVS X loan rates, 36 months, loan Rs. 2,27,960
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 7,847 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 7,361 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 7,463 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 7,752 (36 months)
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TVS X EMI by Tenure

For a Rs. 2,27,960 loan on the STD electric at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 19,935 Rs. 11,260 Rs. 2,39,220
24 months Rs. 10,414 Rs. 21,976 Rs. 2,49,936
36 months Rs. 7,249 Rs. 33,004 Rs. 2,60,964
48 months Rs. 5,673 Rs. 44,344 Rs. 2,72,304
60 months Rs. 4,732 Rs. 55,960 Rs. 2,83,920
TVS X
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TVS X
4.6 50 user reviews
Starts at ₹ 2,66,141
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TVS X EMI vs 390 Duke, X440, CB500

TVS X EMI FAQs

What is the EMI for the TVS X?

Rs. 7,249 per month for the STD variant (loan Rs. 2,27,960, 9%, 36 months). Over 60 months it is Rs. 4,732.

What is the down payment for the TVS X?

Rs. 40,606 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a TVS X loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 7,361 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a TVS X loan?

Rs. 33,004 over 36 months on the STD loan at 9%.

What on-road price is the TVS X EMI based on?

Rs. 2,68,566 in Delhi: ex-showroom Rs. 2,66,141, insurance Rs. 0, RTO and other charges Rs. 2,425.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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