Tata Harrier EMI Calculator

Updated on October 2026

Tata Harrier EMI starts at ₹24,490 per month for the Petrol Smart (₹13.00 Lakh ex-showroom, ₹15.54 Lakh on-road Beed), on a ₹11.39 Lakh loan at 10.5% for 60 months. Down payment: ₹4.15 Lakh. Total interest: ₹3.30 Lakh. The top Fearless Ultra Red Dark AT costs ₹49,192/month.

Also see: Harrier On-road price | Harrier Variants | Harrier Offers

Tata Harrier Petrol Smart EMI & Down Payment

Tata Harrier Petrol Smart – EMI calculator

Ex-showroom

: Rs. 12,99,990

On-road price

: Rs. 15,54,066 (Beed)

Loan amount

: Rs. 11,39,393 (On-road - Down payment)

Down payment

: Rs. 4,14,673 (On-road - Loan amount)

Monthly EMI

: Rs. 24,490 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 59,257

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Tata Harrier Car Loan EMI Calculator

On-road price (Beed): Rs. 15,54,066
Down payment: Rs. 4,14,673
Loan amount: Rs. 11,39,393
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 24,490
Total interest: Rs. 3,30,007
Total payable: Rs. 14,69,400

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Tata Harrier Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 23,569 (60 months)
ICICI Bank	9% onwards	Rs. 23,652 (60 months)
Axis Bank	9.15% onwards	Rs. 23,735 (60 months)
Bank of Baroda	8.7% onwards	Rs. 23,486 (60 months)

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Tata Harrier EMI by Loan Tenure

For a Rs. 11,39,393 loan on the Petrol Smart at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 37,033	Rs. 1,93,795	Rs. 13,33,188
48 months	Rs. 29,172	Rs. 2,60,863	Rs. 14,00,256
60 months	Rs. 24,490	Rs. 3,30,007	Rs. 14,69,400
84 months	Rs. 19,211	Rs. 4,74,331	Rs. 16,13,724

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Tata Harrier

4.5 73 user reviews

Starts at ₹ 13.00 Lakh

View October Offers

Tata Harrier Variant-wise EMI & Down Payment

Harrier Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Petrol Smart	Petrol / Manual	Rs. 12,99,990	Rs. 11,39,393	Rs. 4,14,673	Rs. 24,490
Smart	Diesel / Manual	Rs. 13,99,990	Rs. 12,27,459	Rs. 5,08,538	Rs. 26,383
Petrol Pure X	Petrol / Manual	Rs. 16,39,990	Rs. 14,38,816	Rs. 5,12,828	Rs. 30,926
Petrol Pure X DARK	Petrol / Manual	Rs. 17,04,990	Rs. 14,96,059	Rs. 5,31,417	Rs. 32,156
Petrol Adventure X	Petrol / Manual	Rs. 17,24,990	Rs. 15,13,672	Rs. 5,37,267	Rs. 32,535
Pure X	Diesel / Manual	Rs. 17,49,990	Rs. 15,35,688	Rs. 5,99,405	Rs. 33,008
Petrol Adventure X Plus	Petrol / Manual	Rs. 17,59,990	Rs. 15,44,495	Rs. 5,47,430	Rs. 33,197
Petrol Adventure X DARK	Petrol / Manual	Rs. 17,79,990	Rs. 15,62,108	Rs. 5,56,680	Rs. 33,576
Petrol Pure X AT	Petrol / Automatic	Rs. 17,89,990	Rs. 15,70,915	Rs. 5,59,355	Rs. 33,765
Petrol Adventure X Plus DARK	Petrol / Manual	Rs. 18,09,990	Rs. 15,88,528	Rs. 5,61,806	Rs. 34,144
Pure X Dark	Diesel / Manual	Rs. 18,14,990	Rs. 15,92,931	Rs. 6,19,330	Rs. 34,238
Petrol Pure X DARK AT	Petrol / Automatic	Rs. 18,34,990	Rs. 16,10,544	Rs. 5,68,894	Rs. 34,617
Adventure X	Diesel / Manual	Rs. 18,49,990	Rs. 16,23,754	Rs. 6,30,267	Rs. 34,901
Petrol Adventure X AT	Petrol / Automatic	Rs. 18,84,990	Rs. 16,54,577	Rs. 5,83,169	Rs. 35,563
Adventure X Plus	Diesel / Manual	Rs. 18,89,990	Rs. 16,58,980	Rs. 6,42,752	Rs. 35,658
Pure X AT	Diesel / Automatic	Rs. 18,99,990	Rs. 16,67,787	Rs. 6,45,547	Rs. 35,847
Adventure X Dark	Diesel / Manual	Rs. 19,04,990	Rs. 16,72,190	Rs. 6,47,396	Rs. 35,942
Petrol Adventure X Plus AT	Petrol / Automatic	Rs. 19,19,990	Rs. 16,85,400	Rs. 5,96,932	Rs. 36,226
Petrol Adventure X DARK AT	Petrol / Automatic	Rs. 19,29,990	Rs. 16,94,206	Rs. 5,96,308	Rs. 36,415
Adventure X Plus Dark	Diesel / Manual	Rs. 19,39,990	Rs. 17,03,013	Rs. 6,58,232	Rs. 36,604
Pure X Dark AT	Diesel / Automatic	Rs. 19,54,990	Rs. 17,16,223	Rs. 6,62,877	Rs. 36,888
Petrol Adventure X Plus DARK AT	Petrol / Automatic	Rs. 19,69,990	Rs. 17,29,433	Rs. 6,07,608	Rs. 37,172
Adventure X Plus AT	Diesel / Automatic	Rs. 19,99,990	Rs. 17,55,852	Rs. 6,76,110	Rs. 37,740
Adventure X AT	Diesel / Automatic	Rs. 19,99,990	Rs. 17,55,852	Rs. 6,76,510	Rs. 37,740
Petrol Fearless X	Petrol / Manual	Rs. 20,24,990	Rs. 17,77,869	Rs. 6,43,976	Rs. 38,213
Adventure X Dark AT	Diesel / Automatic	Rs. 20,54,990	Rs. 18,04,288	Rs. 7,14,699	Rs. 38,781
Petrol Fearless X DARK	Petrol / Manual	Rs. 20,94,990	Rs. 18,39,514	Rs. 6,64,717	Rs. 39,538
Adventure X Plus Dark AT	Diesel / Automatic	Rs. 20,94,990	Rs. 18,39,514	Rs. 7,27,292	Rs. 39,538
Fearless X	Diesel / Manual	Rs. 21,44,990	Rs. 18,83,547	Rs. 7,43,183	Rs. 40,485
Petrol Fearless X AT	Petrol / Automatic	Rs. 21,99,990	Rs. 19,31,983	Rs. 6,95,877	Rs. 41,526
Fearless X Dark	Diesel / Manual	Rs. 21,99,990	Rs. 19,31,983	Rs. 7,60,673	Rs. 41,526
Petrol Fearless X Plus	Petrol / Manual	Rs. 22,34,990	Rs. 19,62,806	Rs. 7,06,397	Rs. 42,188
Petrol Fearless X DARK AT	Petrol / Automatic	Rs. 22,54,990	Rs. 19,80,419	Rs. 7,12,552	Rs. 42,567
Petrol Fearless X Plus DARK	Petrol / Manual	Rs. 22,89,990	Rs. 20,11,242	Rs. 7,22,872	Rs. 43,229
Petrol Fearless Ultra	Petrol / Manual	Rs. 22,94,990	Rs. 20,15,646	Rs. 7,24,160	Rs. 43,324
Fearless X AT	Diesel / Automatic	Rs. 22,99,990	Rs. 20,20,049	Rs. 7,92,754	Rs. 43,419
Fearless X Plus	Diesel / Manual	Rs. 23,44,990	Rs. 20,59,678	Rs. 8,07,147	Rs. 44,271
Petrol Fearless Ultra Red DARK	Petrol / Manual	Rs. 23,49,990	Rs. 20,64,082	Rs. 7,40,634	Rs. 44,365
Fearless X Dark AT	Diesel / Automatic	Rs. 23,54,990	Rs. 20,68,485	Rs. 8,10,445	Rs. 44,460
Petrol Fearless X Plus AT	Petrol / Automatic	Rs. 23,79,990	Rs. 20,90,501	Rs. 7,49,566	Rs. 44,933
Fearless X Plus Dark	Diesel / Manual	Rs. 23,99,990	Rs. 21,08,114	Rs. 8,24,837	Rs. 45,312
Fearless Ultra	Diesel / Manual	Rs. 24,04,990	Rs. 21,12,518	Rs. 8,30,535	Rs. 45,406
Petrol Fearless X Plus DARK AT	Petrol / Automatic	Rs. 24,34,990	Rs. 21,38,937	Rs. 7,66,040	Rs. 45,974
Petrol Fearless Ultra AT	Petrol / Automatic	Rs. 24,39,990	Rs. 21,43,341	Rs. 7,67,528	Rs. 46,069
Fearless Ultra Red DARK	Diesel / Manual	Rs. 24,59,990	Rs. 21,60,954	Rs. 8,48,725	Rs. 46,447
Fearless X Plus AT	Diesel / Automatic	Rs. 24,89,990	Rs. 21,87,373	Rs. 8,53,421	Rs. 47,015
Petrol Fearless Ultra Red DARK AT	Petrol / Automatic	Rs. 24,94,990	Rs. 21,91,777	Rs. 7,83,703	Rs. 47,110
Fearless X Plus Dark AT	Diesel / Automatic	Rs. 25,44,990	Rs. 22,35,809	Rs. 8,71,311	Rs. 48,056
Fearless Ultra AT	Diesel / Automatic	Rs. 25,49,990	Rs. 22,40,213	Rs. 8,78,509	Rs. 48,151
Fearless Ultra Red Dark AT	Diesel / Automatic	Rs. 26,04,990	Rs. 22,88,649	Rs. 8,96,699	Rs. 49,192

View All

EMI of Tata Harrier Rivals – Scorpio N, Creta, XUV 7XO

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XUV 7XO EMI Compare with Harrier

Tata Harrier EMI – Frequently Asked Questions

What is the starting EMI of the Tata Harrier?

The Tata Harrier EMI starts at ₹24,490 per month for the Petrol Smart on a ₹11.39 Lakh loan at 10.5% for 60 months. Its on-road price in Beed is ₹15.54 Lakh.

What is the minimum down payment for the Tata Harrier?

About ₹4.15 Lakh for the Petrol Smart in Beed: the on-road price of ₹15.54 Lakh minus a ₹11.39 Lakh loan.

How much total interest will I pay on a Tata Harrier loan?

On a ₹11.39 Lakh loan at 10.5% for 60 months you pay ₹3.30 Lakh in interest, or ₹14.69 Lakh in total.

What is the Tata Harrier EMI for a 3-year versus a 7-year tenure?

For a ₹11.39 Lakh loan at 10.5%, the EMI is ₹37,033 per month over 3 years (₹1.94 Lakh interest) and ₹19,211 per month over 7 years (₹4.74 Lakh interest).

Which bank has the lowest interest rate for a Tata Harrier loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹23,486 per month on a ₹11.39 Lakh loan for 60 months.

What is the EMI of the Tata Harrier diesel automatic?

The Pure X AT, the most affordable diesel automatic, costs ₹35,847 per month on a ₹16.68 Lakh loan at 10.5% for 60 months.

What is the EMI of the top Tata Harrier variant?

The Fearless Ultra Red Dark AT costs ₹49,192 per month on a ₹22.89 Lakh loan at 10.5% for 60 months.

How is the Tata Harrier down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Tata Harrier Q&A

Tata Harrier

4.5 73 user reviews

Starts at Rs. 13.00 Lakh

Images | Colours

Tata Harrier 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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