SVITCH XE EMI Calculator

Updated on October 2026

The SVITCH XE EMI is Rs. 2,199 per month for 36 months at 9.45% on a loan of Rs. 68,705, with a down payment of Rs. 17,570. This is based on the Lite variant's on-road price of Rs. 86,275 in Tindivanam (ex-showroom Rs. 82,250). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: XE On-road price | XE Mileage

SVITCH XE EMI and Down Payment (Tindivanam)

Ex-showroom

: Rs. 82,250

On-road price

: Rs. 86,275 (Tindivanam)

Loan amount

: Rs. 68,705 (On-road - Down payment)

Down payment

: Rs. 17,570 (On-road - Loan amount)

Monthly EMI

: Rs. 2,199 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,775

View October Offers View EMI Offers

SVITCH XE Bike Loan EMI Calculator

On-road price (Tindivanam): Rs. 86,275
Down payment: Rs. 17,570
Loan amount: Rs. 68,705
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,199
Total interest: Rs. 10,459
Total payable: Rs. 79,164

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

SVITCH XE Loan Interest Rates by Bank

SVITCH XE loan rates, 36 months, loan Rs. 68,705
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,365 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,219 (36 months)
Axis Bank	11% onwards	Rs. 2,249 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,337 (36 months)

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SVITCH XE EMI by Tenure

For a Rs. 68,705 loan on the Lite electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,023	Rs. 3,571	Rs. 72,276
24 months	Rs. 3,153	Rs. 6,967	Rs. 75,672
36 months	Rs. 2,199	Rs. 10,459	Rs. 79,164
48 months	Rs. 1,724	Rs. 14,047	Rs. 82,752
60 months	Rs. 1,441	Rs. 17,755	Rs. 86,460

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SVITCH XE

3.4 1 user reviews

Starts at ₹ 82,250

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SVITCH XE Variant-wise EMI & Down Payment

XE Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Lite	Electric	Rs. 82,250	Rs. 68,705	Rs. 17,570	Rs. 2,199
STD	Electric	Rs. 85,400	Rs. 71,450	Rs. 18,025	Rs. 2,287
Lite Special Edition	Electric	Rs. 85,400	Rs. 71,450	Rs. 18,025	Rs. 2,287

SVITCH XE EMI vs Splendor Plus, Activa, SP125

Hero Splendor Plus
Rs. 79,049
Splendor Plus EMI Compare with XE
Honda Activa
Rs. 80,410
Activa EMI Compare with XE
Honda SP125
Rs. 93,211
SP125 EMI Compare with XE
Hero Splendor Plus XTEC
Rs. 77,426
Splendor Plus XTEC EMI Compare with XE
Hero Glamour X 125
Rs. 1.01 Lakh
Glamour X 125 EMI Compare with XE

SVITCH XE EMI FAQs

What is the EMI for the SVITCH XE?

Rs. 2,199 per month for the Lite variant (loan Rs. 68,705, 9.45%, 36 months). Over 60 months it is Rs. 1,441.

What is the down payment for the SVITCH XE?

Rs. 17,570 for Lite, Rs. 18,025 for STD and Rs. 18,025 for Lite Special Edition in ZigWheels' default calculation.

What is the EMI for the SVITCH XE STD variant?

Rs. 2,287 per month on a loan of Rs. 71,450 at 9.45% for 36 months.

Which bank has the lowest rate for a SVITCH XE loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,219 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a SVITCH XE loan?

Rs. 10,459 over 36 months on the Lite loan at 9.45%.

What on-road price is the SVITCH XE EMI based on?

Rs. 86,275 in Tindivanam: ex-showroom Rs. 82,250, insurance Rs. 3,775, RTO and other charges Rs. 250.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on SVITCH XE Q&A

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