Stella Moto SA 2000 EMI Calculator


Updated on October 2026
The Stella Moto SA 2000 EMI is Rs. 2,304 per month for 36 months at 9.45% on a loan of Rs. 71,972, with a down payment of Rs. 24,943. This is based on the STD variant's on-road price of Rs. 96,915 in Chhapra (ex-showroom Rs. 86,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Stella Moto SA 2000 EMI and Down Payment (Chhapra)

Ex-showroom
: Rs. 86,000
On-road price
: Rs. 96,915  (Chhapra)
Loan amount
: Rs. 71,972  (On-road - Down payment)
Down payment
: Rs. 24,943  (On-road - Loan amount)
Monthly EMI
: Rs. 2,304  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,835
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Stella Moto SA 2000 Bike Loan EMI Calculator

On-road price (Chhapra)
Rs. 96,915
Down payment
Rs. 24,943
Loan amount
Rs. 71,972
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,304
Total interest
Rs. 10,972
Total payable
Rs. 82,944
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Stella Moto SA 2000 Loan Interest Rates by Bank

Stella Moto SA 2000 loan rates, 36 months, loan Rs. 71,972
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,477 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,324 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,356 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,448 (36 months)

Stella Moto SA 2000 EMI by Tenure

For a Rs. 71,972 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,309 Rs. 3,736 Rs. 75,708
24 months Rs. 3,303 Rs. 7,300 Rs. 79,272
36 months Rs. 2,304 Rs. 10,972 Rs. 82,944
48 months Rs. 1,806 Rs. 14,716 Rs. 86,688
60 months Rs. 1,510 Rs. 18,628 Rs. 90,600
Stella Moto SA 2000
5.0 2 user reviews
Starts at ₹ 86,000
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Stella Moto SA 2000 Variant-wise EMI & Down Payment

SA 2000 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Electric / Automatic Rs. 86,000 Rs. 71,972 Rs. 24,943 Rs. 2,304
Li Electric / Automatic Rs. 94,000 Rs. 78,942 Rs. 26,740 Rs. 2,527

Stella Moto SA 2000 EMI FAQs

What is the EMI for the Stella Moto SA 2000?

Rs. 2,304 per month for the STD variant (loan Rs. 71,972, 9.45%, 36 months). Over 60 months it is Rs. 1,510.

What is the down payment for the Stella Moto SA 2000?

Rs. 24,943 for STD and Rs. 26,740 for Li in ZigWheels' default calculation.

What is the EMI for the Stella Moto SA 2000 Li variant?

Rs. 2,527 per month on a loan of Rs. 78,942 at 9.45% for 36 months.

Which bank has the lowest rate for a Stella Moto SA 2000 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,324 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Stella Moto SA 2000 loan?

Rs. 10,972 over 36 months on the STD loan at 9.45%.

What on-road price is the Stella Moto SA 2000 EMI based on?

Rs. 96,915 in Chhapra: ex-showroom Rs. 86,000, insurance Rs. 3,835, RTO and other charges Rs. 7,080.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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