Shema Eagle EMI Calculator
Updated on October 2026
Shema Eagle EMI and Down Payment (Kolar)
Shema Eagle Bike Loan EMI Calculator
- On-road price (Kolar)
- Rs. 69,199
- Down payment
- Rs. 15,523
- Loan amount
- Rs. 53,676
- Interest rate
- 9.45%
- Tenure
- 36 months
- Monthly EMI
- Rs. 1,718
- Total interest
- Rs. 8,172
- Total payable
- Rs. 61,848
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Shema Eagle Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
 HDFC Bank |
14.5% onwards | Rs. 1,848 (36 months) |
| ICICI Bank |
10.05% onwards | Rs. 1,733 (36 months) |
| Axis Bank |
11% onwards | Rs. 1,757 (36 months) |
| Bank of Baroda |
13.65% onwards | Rs. 1,825 (36 months) |
Shema Eagle EMI by Tenure
For a Rs. 53,676 loan on the + electric at 9.45%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 4,705 | Rs. 2,784 | Rs. 56,460 |
| 24 months | Rs. 2,463 | Rs. 5,436 | Rs. 59,112 |
| 36 months | Rs. 1,718 | Rs. 8,172 | Rs. 61,848 |
| 48 months | Rs. 1,347 | Rs. 10,980 | Rs. 64,656 |
| 60 months | Rs. 1,126 | Rs. 13,884 | Rs. 67,560 |
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Shema Eagle Variant-wise EMI & Down Payment
| Eagle Variants | Fuel/Transmission | Ex-showroom | Loan @9.45% | Down Payment | EMI (36 months) |
|---|---|---|---|---|---|
| + | Electric | Rs. 64,999 | Rs. 53,676 | Rs. 15,523 | Rs. 1,718 |
| 48 V, 25 Ah | Electric / Automatic | Rs. 71,000 | Rs. 58,905 | Rs. 16,391 | Rs. 1,886 |
| 51.8 V, 35 Ah | Electric / Automatic | Rs. 82,215 | Rs. 68,674 | Rs. 18,016 | Rs. 2,198 |
| CEDE 7 | Electric / Automatic | Rs. 1,17,280 | Rs. 99,223 | Rs. 23,090 | Rs. 3,176 |
Shema Eagle EMI vs Activa, HF Deluxe, Jupiter
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Shema Eagle EMI FAQs
What is the EMI for the Shema Eagle?
Rs. 1,718 per month for the + variant (loan Rs. 53,676, 9.45%, 36 months). Over 60 months it is Rs. 1,126.
What is the down payment for the Shema Eagle?
Rs. 15,523 for +, Rs. 16,391 for 48 V, 25 Ah, Rs. 18,016 for 51.8 V, 35 Ah and Rs. 23,090 for CEDE 7 in ZigWheels' default calculation.
What is the EMI for the Shema Eagle CEDE 7 variant?
Rs. 3,176 per month on a loan of Rs. 99,223 at 9.45% for 36 months.
Which bank has the lowest rate for a Shema Eagle loan?
Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,733 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.
How much total interest will I pay on a Shema Eagle loan?
Rs. 8,172 over 36 months on the + loan at 9.45%.
What on-road price is the Shema Eagle EMI based on?
Rs. 69,199 in Kolar: ex-showroom Rs. 64,999, insurance Rs. 3,500, RTO and other charges Rs. 700.
What is the difference between EMI in advance and EMI in arrears?
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.
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