Royal Enfield Goan Classic 350 EMI Calculator


Updated on September 2026
The Royal Enfield Goan Classic 350 EMI is Rs. 6,149 per month for 36 months at 9% on a loan of Rs. 1,93,382, with a down payment of Rs. 62,432. This is based on the Single Tone variant's on-road price of Rs. 2,55,814 in Delhi (ex-showroom Rs. 2,25,311). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Goan Classic 350 On-road price | Goan Classic 350 Mileage

Royal Enfield Goan Classic 350 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 2,25,311
On-road price
: Rs. 2,55,814  (Delhi)
Loan amount
: Rs. 1,93,382  (On-road - Down payment)
Down payment
: Rs. 62,432  (On-road - Loan amount)
Monthly EMI
: Rs. 6,149  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 12,479  (Check Goan Classic 350 Insurance)
View September Offers View EMI Offers

Royal Enfield Goan Classic 350 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,55,814
Down payment
Rs. 62,432
Loan amount
Rs. 1,93,382
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 6,149
Total interest
Rs. 27,982
Total payable
Rs. 2,21,364
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Royal Enfield Goan Classic 350 Loan Interest Rates by Bank

Royal Enfield Goan Classic 350 loan rates, 36 months, loan Rs. 1,93,382
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 6,656 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 6,244 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 6,331 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 6,577 (36 months)
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Royal Enfield Goan Classic 350 EMI by Tenure

For a Rs. 1,93,382 loan on the Single Tone petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 16,912 Rs. 9,562 Rs. 2,02,944
24 months Rs. 8,835 Rs. 18,658 Rs. 2,12,040
36 months Rs. 6,149 Rs. 27,982 Rs. 2,21,364
48 months Rs. 4,812 Rs. 37,594 Rs. 2,30,976
60 months Rs. 4,014 Rs. 47,458 Rs. 2,40,840
Royal Enfield Goan Classic 350
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Royal Enfield Goan Classic 350
4.6 8 user reviews
Starts at ₹ 2,25,311
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Royal Enfield Goan Classic 350 Variant-wise EMI & Down Payment

Goan Classic 350 Variants Fuel/Transmission Ex-showroom Loan @9% Down Payment EMI (36 months)
Single Tone Petrol Rs. 2,25,311 Rs. 1,93,382 Rs. 62,432 Rs. 6,149
Dual Tone Petrol Rs. 2,28,187 Rs. 1,95,887 Rs. 63,081 Rs. 6,229

Royal Enfield Goan Classic 350 EMI vs Classic 350, Pulsar NS400Z, 42 Bobber

Royal Enfield Goan Classic 350 EMI FAQs

What is the EMI for the Royal Enfield Goan Classic 350?

Rs. 6,149 per month for the Single Tone variant (loan Rs. 1,93,382, 9%, 36 months). Over 60 months it is Rs. 4,014.

What is the down payment for the Royal Enfield Goan Classic 350?

Rs. 62,432 for Single Tone and Rs. 63,081 for Dual Tone in ZigWheels' default calculation.

What is the EMI for the Royal Enfield Goan Classic 350 Dual Tone variant?

Rs. 6,229 per month on a loan of Rs. 1,95,887 at 9% for 36 months.

Which bank has the lowest rate for a Royal Enfield Goan Classic 350 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 6,244 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Royal Enfield Goan Classic 350 loan?

Rs. 27,982 over 36 months on the Single Tone loan at 9%.

What on-road price is the Royal Enfield Goan Classic 350 EMI based on?

Rs. 2,55,814 in Delhi: ex-showroom Rs. 2,25,311, insurance Rs. 12,479, RTO and other charges Rs. 18,024.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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