PURE EV ETrance Neo EMI Calculator


Updated on November 2026
The PURE EV ETrance Neo EMI is Rs. 2,225 per month for 36 months at 9.45% on a loan of Rs. 69,502, with a down payment of Rs. 17,784. This is based on the STD variant's on-road price of Rs. 87,286 in Delhi (ex-showroom Rs. 83,164). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: ETrance Neo On-road price | ETrance Neo Mileage

PURE EV ETrance Neo EMI and Down Payment

Ex-showroom
: Rs. 83,164
On-road price
: Rs. 87,286  (Delhi)
Loan amount
: Rs. 69,502  (On-road price - Down payment)
Down payment
: Rs. 17,784  (Amount paid upfront)
Monthly EMI
: Rs. 2,225  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,922
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PURE EV ETrance Neo Bike Loan EMI Calculator

Variant
STD
On-road price (Delhi)
Rs. 87,286
Down payment
Rs. 17,784
Loan amount
Rs. 69,502
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,225
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

PURE EV ETrance Neo Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 2,225
36 months @ 9.45%
  • Down paymentRs. 17,784
  • Loan amountRs. 69,502
  • Total interestRs. 10,598
  • Total loan repayment (EMIs)Rs. 80,100
  • Total purchase outlayRs. 97,884

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the STD costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 21,027Rs. 5,673Rs. 48,475
Year 2 Months 13-24Rs. 23,103Rs. 3,597Rs. 25,372
Year 3 Months 25-36Rs. 25,372Rs. 1,328Rs. 0
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PURE EV ETrance Neo Loan Interest Rates by Bank

PURE EV ETrance Neo loan rates, 36 months, loan Rs. 69,502
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,392 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,244 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,275 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,364 (36 months)
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PURE EV ETrance Neo EMI by Tenure

For a Rs. 69,502 loan on the STD at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,093 Rs. 3,614 Rs. 73,116
24 months Rs. 3,190 Rs. 7,058 Rs. 76,560
36 months Rs. 2,225 Rs. 10,598 Rs. 80,100
48 months Rs. 1,744 Rs. 14,210 Rs. 83,712
60 months Rs. 1,458 Rs. 17,978 Rs. 87,480
PURE EV ETrance Neo
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PURE EV ETrance Neo
3.0 16 user reviews
Starts at ₹ 83,164
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PURE EV ETrance Neo Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

ETrance Neo Variants Fuel/Transmission Ex-showroom On-road Price Loan @9.45% Down Payment EMI (36 months)
STD Electric / Automatic Rs. 83,164 Rs. 87,286 Rs. 69,502 Rs. 17,784 Rs. 2,225
SX Electric Rs. 1,04,015 Rs. 1,08,337 Rs. 87,666 Rs. 20,671 Rs. 2,806
Plus Electric Rs. 1,10,769 Rs. 1,15,412 Rs. 93,551 Rs. 21,861 Rs. 2,995

How Is the PURE EV ETrance Neo EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the STD variant: P = Rs. 69,502, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 2,225.

The calculation starts from the Delhi on-road price of Rs. 87,286 (ex-showroom Rs. 83,164 plus insurance, RTO and other charges).

Factors That Affect Your PURE EV ETrance Neo Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 32 to the EMI on a Rs. 69,502 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 6,093; over 60 months it drops to Rs. 1,458 but you pay Rs. 14,364 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 2,225 (STD) to Rs. 2,995 (Plus). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

PURE EV ETrance Neo EMI vs Splendor Plus, SP125, Activa

Starting EMI of each model's base variant, worked out the same way as the PURE EV ETrance Neo: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Hero Splendor Plus Standard Rs. 93,372 Rs. 2,106 36 months 9.45% Compare with ETrance Neo
Honda SP125 STD Rs. 1,07,340 Rs. 2,429 36 months 9.45% Compare with ETrance Neo
Honda Activa STD Rs. 92,175 Rs. 2,035 36 months 9.45% Compare with ETrance Neo
Hero Splendor Plus XTEC Drum Rs. 95,510 Rs. 2,204 36 months 9.45% Compare with ETrance Neo

Frequently Asked Questions About PURE EV ETrance Neo EMI

What is the monthly EMI for the PURE EV ETrance Neo?

Rs. 2,225 a month for the STD, on a Rs. 69,502 loan at 9.45% for 3 years. The top Plus works out to Rs. 2,995.

How much down payment is required for the PURE EV ETrance Neo?

About Rs. 17,784 for the STD in Delhi. That's the on-road price of Rs. 87,286 minus the Rs. 69,502 loan.

How does the loan tenure affect the PURE EV ETrance Neo EMI?

Over 1 year the EMI is Rs. 6,093 and you pay Rs. 3,614 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,458, but interest rises to Rs. 17,978.

Is the PURE EV ETrance Neo EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the STD costs Rs. 87,286 on-road, which includes Rs. 3,922 insurance and Rs. 200 RTO and other charges.

Does the PURE EV ETrance Neo EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a PURE EV ETrance Neo loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 69,502 loan comes to Rs. 2,244 a month.

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