Ozotec Flio EMI Calculator
Updated on October 2026
Ozotec Flio EMI and Down Payment (Delhi)
Ozotec Flio Bike Loan EMI Calculator
- On-road price (Delhi)
- Rs. 83,929
- Down payment
- Rs. 17,192
- Loan amount
- Rs. 66,737
- Interest rate
- 9.45%
- Tenure
- 36 months
- Monthly EMI
- Rs. 2,136
- Total interest
- Rs. 10,159
- Total payable
- Rs. 76,896
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Ozotec Flio Loan Interest Rates by Bank
| Lending Partners | Interest Rate | EMI Starting From (36 Months) |
|---|---|---|
 HDFC Bank |
14.5% onwards | Rs. 2,297 (36 months) |
| ICICI Bank |
10.05% onwards | Rs. 2,155 (36 months) |
| Axis Bank |
11% onwards | Rs. 2,185 (36 months) |
| Bank of Baroda |
13.65% onwards | Rs. 2,270 (36 months) |
Ozotec Flio EMI by Tenure
For a Rs. 66,737 loan on the Gen 2 (2 kWh) electric at 9.45%.
| Tenure | EMI | Total Interest | Total Payable |
|---|---|---|---|
| 12 months | Rs. 5,850 | Rs. 3,463 | Rs. 70,200 |
| 24 months | Rs. 3,063 | Rs. 6,775 | Rs. 73,512 |
| 36 months | Rs. 2,136 | Rs. 10,159 | Rs. 76,896 |
| 48 months | Rs. 1,675 | Rs. 13,663 | Rs. 80,400 |
| 60 months | Rs. 1,400 | Rs. 17,263 | Rs. 84,000 |
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Ozotec Flio Variant-wise EMI & Down Payment
| Flio Variants | Fuel/Transmission | Ex-showroom | Loan @9.45% | Down Payment | EMI (36 months) |
|---|---|---|---|---|---|
| Gen 2 (2 kWh) | Electric | Rs. 79,990 | Rs. 66,737 | Rs. 17,192 | Rs. 2,136 |
| Gen 2 (3 kWh) | Electric | Rs. 94,990 | Rs. 79,804 | Rs. 19,364 | Rs. 2,554 |
| Plus Gen 1 | Electric | Rs. 1,32,990 | Rs. 1,12,910 | Rs. 24,863 | Rs. 3,614 |
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Ozotec Flio EMI FAQs
What is the EMI for the Ozotec Flio?
Rs. 2,136 per month for the Gen 2 (2 kWh) variant (loan Rs. 66,737, 9.45%, 36 months). Over 60 months it is Rs. 1,400.
What is the down payment for the Ozotec Flio?
Rs. 17,192 for Gen 2 (2 kWh), Rs. 19,364 for Gen 2 (3 kWh) and Rs. 24,863 for Plus Gen 1 in ZigWheels' default calculation.
What is the EMI for the Ozotec Flio Plus Gen 1 variant?
Rs. 3,614 per month on a loan of Rs. 1,12,910 at 9.45% for 36 months.
Which bank has the lowest rate for a Ozotec Flio loan?
Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,155 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.
How much total interest will I pay on a Ozotec Flio loan?
Rs. 10,159 over 36 months on the Gen 2 (2 kWh) loan at 9.45%.
What on-road price is the Ozotec Flio EMI based on?
Rs. 83,929 in Delhi: ex-showroom Rs. 79,990, insurance Rs. 3,739, RTO and other charges Rs. 200.
What is the difference between EMI in advance and EMI in arrears?
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.
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