One Moto Electa EMI Calculator


Updated on October 2026
The One Moto Electa EMI is Rs. 5,455 per month for 36 months at 9.45% on a loan of Rs. 1,70,417, with a down payment of Rs. 35,342. This is based on the STD variant's on-road price of Rs. 2,05,759 in Delhi (ex-showroom Rs. 1,99,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Electa On-road price | Electa Mileage

One Moto Electa EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 1,99,000
On-road price
: Rs. 2,05,759  (Delhi)
Loan amount
: Rs. 1,70,417  (On-road - Down payment)
Down payment
: Rs. 35,342  (On-road - Loan amount)
Monthly EMI
: Rs. 5,455  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,759
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One Moto Electa Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,05,759
Down payment
Rs. 35,342
Loan amount
Rs. 1,70,417
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 5,455
Total interest
Rs. 25,963
Total payable
Rs. 1,96,380
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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One Moto Electa Loan Interest Rates by Bank

One Moto Electa loan rates, 36 months, loan Rs. 1,70,417
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 5,866 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 5,503 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 5,579 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 5,796 (36 months)
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One Moto Electa EMI by Tenure

For a Rs. 1,70,417 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 14,939 Rs. 8,851 Rs. 1,79,268
24 months Rs. 7,821 Rs. 17,287 Rs. 1,87,704
36 months Rs. 5,455 Rs. 25,963 Rs. 1,96,380
48 months Rs. 4,277 Rs. 34,879 Rs. 2,05,296
60 months Rs. 3,575 Rs. 44,083 Rs. 2,14,500
One Moto Electa
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One Moto Electa
2.6 0 user reviews
Starts at ₹ 1,99,000
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One Moto Electa EMI vs Classic 350, R15 V4, Bullet 350

One Moto Electa EMI FAQs

What is the EMI for the One Moto Electa?

Rs. 5,455 per month for the STD variant (loan Rs. 1,70,417, 9.45%, 36 months). Over 60 months it is Rs. 3,575.

What is the down payment for the One Moto Electa?

Rs. 35,342 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a One Moto Electa loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 5,503 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a One Moto Electa loan?

Rs. 25,963 over 36 months on the STD loan at 9.45%.

What on-road price is the One Moto Electa EMI based on?

Rs. 2,05,759 in Delhi: ex-showroom Rs. 1,99,000, insurance Rs. 6,759, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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