Motovolt Urbn e-Bike EMI Calculator

Updated on September 2026

The Motovolt Urbn e-Bike EMI is Rs. 1,439 per month for 36 months at 9.45% on a loan of Rs. 44,965, with a down payment of Rs. 13,375. This is based on the STD variant's on-road price of Rs. 58,340 in Delhi (ex-showroom Rs. 54,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Urbn e-Bike On-road price | Urbn e-Bike Mileage

Motovolt Urbn e-Bike EMI and Down Payment (Delhi)

Motovolt Urbn e-Bike STD – EMI calculator

Ex-showroom

: Rs. 54,999

On-road price

: Rs. 58,340 (Delhi)

Loan amount

: Rs. 44,965 (On-road - Down payment)

Down payment

: Rs. 13,375 (On-road - Loan amount)

Monthly EMI

: Rs. 1,439 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,341 (Check Urbn e-Bike Insurance)

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Motovolt Urbn e-Bike Bike Loan EMI Calculator

On-road price (Delhi): Rs. 58,340
Down payment: Rs. 13,375
Loan amount: Rs. 44,965
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,439
Total interest: Rs. 6,839
Total payable: Rs. 51,804

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Motovolt Urbn e-Bike Loan Interest Rates by Bank

Motovolt Urbn e-Bike loan rates, 36 months, loan Rs. 44,965
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,548 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,452 (36 months)
Axis Bank	11% onwards	Rs. 1,472 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,529 (36 months)

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Motovolt Urbn e-Bike EMI by Tenure

For a Rs. 44,965 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,942	Rs. 2,339	Rs. 47,304
24 months	Rs. 2,064	Rs. 4,571	Rs. 49,536
36 months	Rs. 1,439	Rs. 6,839	Rs. 51,804
48 months	Rs. 1,129	Rs. 9,227	Rs. 54,192
60 months	Rs. 943	Rs. 11,615	Rs. 56,580

Colours

Motovolt Urbn e-Bike

4.0 25 user reviews

Starts at ₹ 54,999

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Motovolt Urbn e-Bike Variant-wise EMI & Down Payment

Urbn e-Bike Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
STD	Electric / Automatic	Rs. 54,999	Rs. 44,965	Rs. 13,375	Rs. 1,439
Smart Plus	Electric	Rs. 59,999	Rs. 49,321	Rs. 14,099	Rs. 1,579

Motovolt Urbn e-Bike EMI vs HF Deluxe, Radeon, Shine 100

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HF 100 EMI Compare with Urbn e-Bike

Motovolt Urbn e-Bike EMI FAQs

What is the EMI for the Motovolt Urbn e-Bike?

Rs. 1,439 per month for the STD variant (loan Rs. 44,965, 9.45%, 36 months). Over 60 months it is Rs. 943.

What is the down payment for the Motovolt Urbn e-Bike?

Rs. 13,375 for STD and Rs. 14,099 for Smart Plus in ZigWheels' default calculation.

What is the EMI for the Motovolt Urbn e-Bike Smart Plus variant?

Rs. 1,579 per month on a loan of Rs. 49,321 at 9.45% for 36 months.

Which bank has the lowest rate for a Motovolt Urbn e-Bike loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,452 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Motovolt Urbn e-Bike loan?

Rs. 6,839 over 36 months on the STD loan at 9.45%.

What on-road price is the Motovolt Urbn e-Bike EMI based on?

Rs. 58,340 in Delhi: ex-showroom Rs. 54,999, insurance Rs. 3,341, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Motovolt Urbn e-Bike Q&A

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