Hero HF 100 EMI Calculator


Updated on October 2026
The Hero HF 100 EMI is Rs. 1,574 per month for 36 months at 9.45% on a loan of Rs. 49,181, with a down payment of Rs. 20,066. This is based on the Standard variant's on-road price of Rs. 69,247 in Delhi (ex-showroom Rs. 59,839). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: HF 100 On-road price | HF 100 Mileage

Hero HF 100 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 59,839
On-road price
: Rs. 69,247  (Delhi)
Loan amount
: Rs. 49,181  (On-road - Down payment)
Down payment
: Rs. 20,066  (On-road - Loan amount)
Monthly EMI
: Rs. 1,574  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,818
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Hero HF 100 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 69,247
Down payment
Rs. 20,066
Loan amount
Rs. 49,181
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,574
Total interest
Rs. 7,483
Total payable
Rs. 56,664
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero HF 100 Loan Interest Rates by Bank

Hero HF 100 loan rates, 36 months, loan Rs. 49,181
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,693 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,588 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,610 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,673 (36 months)
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Hero HF 100 EMI by Tenure

For a Rs. 49,181 loan on the Standard petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,311 Rs. 2,551 Rs. 51,732
24 months Rs. 2,257 Rs. 4,987 Rs. 54,168
36 months Rs. 1,574 Rs. 7,483 Rs. 56,664
48 months Rs. 1,234 Rs. 10,051 Rs. 59,232
60 months Rs. 1,032 Rs. 12,739 Rs. 61,920
Hero HF 100
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Hero HF 100
4.2 108 user reviews
Starts at ₹ 59,839
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Hero HF 100 EMI vs HF Deluxe, Radeon, Shine 100

Hero HF 100 EMI FAQs

What is the EMI for the Hero HF 100?

Rs. 1,574 per month for the Standard variant (loan Rs. 49,181, 9.45%, 36 months). Over 60 months it is Rs. 1,032.

What is the down payment for the Hero HF 100?

Rs. 20,066 for Standard in ZigWheels' default calculation.

Which bank has the lowest rate for a Hero HF 100 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,588 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero HF 100 loan?

Rs. 7,483 over 36 months on the Standard loan at 9.45%.

What on-road price is the Hero HF 100 EMI based on?

Rs. 69,247 in Delhi: ex-showroom Rs. 59,839, insurance Rs. 5,818, RTO and other charges Rs. 3,590.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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