Honda Shine 100 EMI Calculator


Updated on October 2026
The Honda Shine 100 EMI is Rs. 1,736 per month for 36 months at 9.45% on a loan of Rs. 54,235, with a down payment of Rs. 23,107. This is based on the Standard variant's on-road price of Rs. 77,342 in Dankuni (ex-showroom Rs. 65,640). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Shine 100 On-road price | Shine 100 Mileage

Honda Shine 100 EMI and Down Payment (Dankuni)

Ex-showroom
: Rs. 65,640
On-road price
: Rs. 77,342  (Dankuni)
Loan amount
: Rs. 54,235  (On-road - Down payment)
Down payment
: Rs. 23,107  (On-road - Loan amount)
Monthly EMI
: Rs. 1,736  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,795
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Honda Shine 100 Bike Loan EMI Calculator

On-road price (Dankuni)
Rs. 77,342
Down payment
Rs. 23,107
Loan amount
Rs. 54,235
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,736
Total interest
Rs. 8,261
Total payable
Rs. 62,496
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Shine 100 Loan Interest Rates by Bank

Honda Shine 100 loan rates, 36 months, loan Rs. 54,235
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,867 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,751 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,776 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,844 (36 months)
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Honda Shine 100 EMI by Tenure

For a Rs. 54,235 loan on the Standard petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,754 Rs. 2,813 Rs. 57,048
24 months Rs. 2,489 Rs. 5,501 Rs. 59,736
36 months Rs. 1,736 Rs. 8,261 Rs. 62,496
48 months Rs. 1,361 Rs. 11,093 Rs. 65,328
60 months Rs. 1,138 Rs. 14,045 Rs. 68,280
Honda Shine 100
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Honda Shine 100
4.2 136 user reviews
Starts at ₹ 65,640
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Honda Shine 100 EMI vs SP125, Shine 100 DX, Platina 100

Honda Shine 100 EMI FAQs

What is the EMI for the Honda Shine 100?

Rs. 1,736 per month for the Standard variant (loan Rs. 54,235, 9.45%, 36 months). Over 60 months it is Rs. 1,138.

What is the down payment for the Honda Shine 100?

Rs. 23,107 for Standard in ZigWheels' default calculation.

Which bank has the lowest rate for a Honda Shine 100 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,751 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Shine 100 loan?

Rs. 8,261 over 36 months on the Standard loan at 9.45%.

What on-road price is the Honda Shine 100 EMI based on?

Rs. 77,342 in Dankuni: ex-showroom Rs. 65,640, insurance Rs. 5,795, RTO and other charges Rs. 5,907.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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