Motovolt Kivo Easy EMI Calculator

Updated on October 2026

The Motovolt Kivo Easy EMI is Rs. 798 per month for 36 months at 9.45% on a loan of Rs. 24,927, with a down payment of Rs. 10,247. This is based on the Standard - Normal Range variant's on-road price of Rs. 35,174 in Mohali (ex-showroom Rs. 31,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Kivo Easy On-road price | Kivo Easy Mileage

Motovolt Kivo Easy EMI and Down Payment (Mohali)

Motovolt Kivo Easy Standard - Normal Range – EMI calculator

Ex-showroom

: Rs. 31,999

On-road price

: Rs. 35,174 (Mohali)

Loan amount

: Rs. 24,927 (On-road - Down payment)

Down payment

: Rs. 10,247 (On-road - Loan amount)

Monthly EMI

: Rs. 798 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 2,975

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Motovolt Kivo Easy Bike Loan EMI Calculator

On-road price (Mohali): Rs. 35,174
Down payment: Rs. 10,247
Loan amount: Rs. 24,927
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 798
Total interest: Rs. 3,801
Total payable: Rs. 28,728

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Motovolt Kivo Easy Loan Interest Rates by Bank

Motovolt Kivo Easy loan rates, 36 months, loan Rs. 24,927
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 858 (36 months)
ICICI Bank	10.05% onwards	Rs. 805 (36 months)
Axis Bank	11% onwards	Rs. 816 (36 months)
Bank of Baroda	13.65% onwards	Rs. 848 (36 months)

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Motovolt Kivo Easy EMI by Tenure

For a Rs. 24,927 loan on the Standard - Normal Range electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 2,185	Rs. 1,293	Rs. 26,220
24 months	Rs. 1,144	Rs. 2,529	Rs. 27,456
36 months	Rs. 798	Rs. 3,801	Rs. 28,728
48 months	Rs. 626	Rs. 5,121	Rs. 30,048
60 months	Rs. 523	Rs. 6,453	Rs. 31,380

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Motovolt Kivo Easy

4.4 3 user reviews

Starts at ₹ 31,999

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Motovolt Kivo Easy Variant-wise EMI & Down Payment

Kivo Easy Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
Standard - Normal Range	Electric	Rs. 31,999	Rs. 24,927	Rs. 10,247	Rs. 798
Standard - Mid Range	Electric	Rs. 37,735	Rs. 29,924	Rs. 11,077	Rs. 958
Smart Plus - Normal Range	Electric	Rs. 39,299	Rs. 31,287	Rs. 11,303	Rs. 1,001
Standard - Long Range	Electric	Rs. 40,703	Rs. 32,510	Rs. 11,507	Rs. 1,041
Smart Plus - Mid Range	Electric	Rs. 45,685	Rs. 36,850	Rs. 12,228	Rs. 1,180
Smart Plus - Long Range	Electric	Rs. 45,685	Rs. 36,850	Rs. 12,228	Rs. 1,180

Motovolt Kivo Easy EMI vs X One, Rubie, Sunny

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Motovolt Kivo Easy EMI FAQs

What is the EMI for the Motovolt Kivo Easy?

Rs. 798 per month for the Standard - Normal Range variant (loan Rs. 24,927, 9.45%, 36 months). Over 60 months it is Rs. 523.

What is the down payment for the Motovolt Kivo Easy?

Rs. 10,247 for Standard - Normal Range, Rs. 11,077 for Standard - Mid Range, Rs. 11,303 for Smart Plus - Normal Range and Rs. 12,228 for Smart Plus - Long Range in ZigWheels' default calculation.

What is the EMI for the Motovolt Kivo Easy Smart Plus - Mid Range variant?

Rs. 1,180 per month on a loan of Rs. 36,850 at 9.45% for 36 months.

Which bank has the lowest rate for a Motovolt Kivo Easy loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 805 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Motovolt Kivo Easy loan?

Rs. 3,801 over 36 months on the Standard - Normal Range loan at 9.45%.

What on-road price is the Motovolt Kivo Easy EMI based on?

Rs. 35,174 in Mohali: ex-showroom Rs. 31,999, insurance Rs. 2,975, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Motovolt Kivo Easy Q&A

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