Maruti Suzuki Celerio EMI Calculator


Updated on October 2026
Maruti Suzuki Celerio EMI starts at ₹8,799 per month for the LXI petrol (₹4.70 Lakh ex-showroom, ₹5.35 Lakh on-road Delhi), on a ₹4.09 Lakh loan at 10.5% for 60 months. Down payment: ₹1.25 Lakh. Total interest: ₹1.19 Lakh. The top ZXI Plus AMT costs ₹12,685/month.
Also see: Celerio On-road price | Celerio Variants | Celerio Offers | Celerio Mileage

Maruti Suzuki Celerio LXI EMI & Down Payment

Ex-showroom
: Rs. 4,69,900
On-road price
: Rs. 5,34,762  (Delhi)
Loan amount
: Rs. 4,09,370  (On-road - Down payment)
Down payment
: Rs. 1,25,392  (On-road - Loan amount)
Monthly EMI
: Rs. 8,799  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 24,366
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Maruti Suzuki Celerio Car Loan EMI Calculator

On-road price (Delhi)
Rs. 5,34,762
Down payment
Rs. 1,25,392
Loan amount
Rs. 4,09,370
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 8,799
Total interest
Rs. 1,18,570
Total payable
Rs. 5,27,940
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki Celerio Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 8,468 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 8,498 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 8,528 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 8,438 (60 months)
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Maruti Suzuki Celerio EMI by Loan Tenure

For a Rs. 4,09,370 loan on the LXI petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 13,306 Rs. 69,646 Rs. 4,79,016
48 months Rs. 10,481 Rs. 93,718 Rs. 5,03,088
60 months Rs. 8,799 Rs. 1,18,570 Rs. 5,27,940
84 months Rs. 6,902 Rs. 1,70,398 Rs. 5,79,768
Maruti Suzuki Celerio
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Maruti Suzuki Celerio
3.8 117 user reviews
Starts at ₹ 4.70 Lakh
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Maruti Suzuki Celerio Variant-wise EMI & Down Payment

Celerio Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
LXI Petrol / Manual Rs. 4,69,900 Rs. 4,09,370 Rs. 1,25,392 Rs. 8,799
VXI Petrol / Manual Rs. 5,18,400 Rs. 4,51,882 Rs. 1,37,021 Rs. 9,713
VXI AMT Petrol / Automatic Rs. 5,63,400 Rs. 4,91,511 Rs. 1,46,469 Rs. 10,564
ZXI Petrol / Manual Rs. 5,73,400 Rs. 5,00,318 Rs. 1,48,413 Rs. 10,754
VXI CNG CNG / Manual Rs. 5,97,900 Rs. 5,21,894 Rs. 1,54,575 Rs. 11,218
ZXI AMT Petrol / Automatic Rs. 6,18,400 Rs. 5,39,947 Rs. 1,76,313 Rs. 11,606
ZXI Plus Petrol / Manual Rs. 6,30,400 Rs. 5,50,515 Rs. 1,79,106 Rs. 11,833
ZXI Plus AMT Petrol / Automatic Rs. 6,75,400 Rs. 5,90,145 Rs. 1,89,903 Rs. 12,685

EMI of Maruti Suzuki Celerio Rivals – Tiago, Punch, Exter

Maruti Suzuki Celerio EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Celerio?

The Maruti Suzuki Celerio EMI starts at ₹8,799 per month for the LXI petrol on a ₹4.09 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹5.35 Lakh.

What is the minimum down payment for the Maruti Suzuki Celerio?

About ₹1.25 Lakh for the LXI petrol in Delhi: the on-road price of ₹5.35 Lakh minus a ₹4.09 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Celerio loan?

On a ₹4.09 Lakh loan at 10.5% for 60 months you pay ₹1.19 Lakh in interest, or ₹5.28 Lakh in total.

What is the Maruti Suzuki Celerio EMI for a 3-year versus a 7-year tenure?

For a ₹4.09 Lakh loan at 10.5%, the EMI is ₹13,306 per month over 3 years (₹69,646 interest) and ₹6,902 per month over 7 years (₹1.70 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Celerio loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹8,438 per month on a ₹4.09 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Celerio variant?

The ZXI Plus AMT costs ₹12,685 per month on a ₹5.90 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Celerio down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki Celerio
3.8 117 user reviews
Starts at Rs. 4.70 Lakh
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