Maruti Suzuki Wagon R EMI Calculator


Updated on October 2026
Maruti Suzuki Wagon R EMI starts at ₹9,348 per month for the LXI petrol (₹4.99 Lakh ex-showroom, ₹5.85 Lakh on-road Gopeshwar), on a ₹4.35 Lakh loan at 10.5% for 60 months. Down payment: ₹1.50 Lakh. Total interest: ₹1.26 Lakh. The top Flex Fuel costs ₹13,603/month.
Also see: Wagon R On-road price | Wagon R Variants | Wagon R Offers | Wagon R Mileage

Maruti Suzuki Wagon R LXI EMI & Down Payment

Ex-showroom
: Rs. 4,98,900
On-road price
: Rs. 5,84,503  (Gopeshwar)
Loan amount
: Rs. 4,34,909  (On-road - Down payment)
Down payment
: Rs. 1,49,594  (On-road - Loan amount)
Monthly EMI
: Rs. 9,348  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 24,891
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Maruti Suzuki Wagon R Car Loan EMI Calculator

On-road price (Gopeshwar)
Rs. 5,84,503
Down payment
Rs. 1,49,594
Loan amount
Rs. 4,34,909
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 9,348
Total interest
Rs. 1,25,971
Total payable
Rs. 5,60,880
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki Wagon R Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 8,996 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 9,028 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 9,060 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 8,965 (60 months)
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Maruti Suzuki Wagon R EMI by Loan Tenure

For a Rs. 4,34,909 loan on the LXI petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 14,136 Rs. 73,987 Rs. 5,08,896
48 months Rs. 11,135 Rs. 99,571 Rs. 5,34,480
60 months Rs. 9,348 Rs. 1,25,971 Rs. 5,60,880
84 months Rs. 7,333 Rs. 1,81,063 Rs. 6,15,972
Maruti Suzuki Wagon R
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Maruti Suzuki Wagon R
3.9 295 user reviews
Starts at ₹ 4.99 Lakh
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Maruti Suzuki Wagon R Variant-wise EMI & Down Payment

Wagon R Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
LXI Petrol / Manual Rs. 4,98,900 Rs. 4,34,909 Rs. 1,49,594 Rs. 9,348
VXI Petrol / Manual Rs. 5,54,400 Rs. 4,83,585 Rs. 1,69,293 Rs. 10,394
LXI CNG CNG / Manual Rs. 5,93,900 Rs. 5,18,371 Rs. 1,78,407 Rs. 11,142
ZXI Petrol / Manual Rs. 5,98,400 Rs. 5,22,334 Rs. 1,86,183 Rs. 11,227
VXI AT Petrol / Automatic Rs. 5,99,400 Rs. 5,23,215 Rs. 1,81,246 Rs. 11,246
ZXI Plus Petrol / Manual Rs. 6,41,400 Rs. 5,60,202 Rs. 1,97,923 Rs. 12,041
ZXI AT Petrol / Automatic Rs. 6,43,400 Rs. 5,61,964 Rs. 1,98,212 Rs. 12,079
VXI CNG CNG / Manual Rs. 6,49,400 Rs. 5,67,248 Rs. 1,92,916 Rs. 12,192
ZXI Plus Dual Tone Petrol / Manual Rs. 6,52,400 Rs. 5,69,890 Rs. 2,00,718 Rs. 12,249
ZXI Plus AT Petrol / Automatic Rs. 6,86,400 Rs. 5,99,832 Rs. 2,09,752 Rs. 12,893
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EMI of Maruti Suzuki Wagon R Rivals – Punch, Aeris

Maruti Suzuki Wagon R EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Wagon R?

The Maruti Suzuki Wagon R EMI starts at ₹9,348 per month for the LXI petrol on a ₹4.35 Lakh loan at 10.5% for 60 months. Its on-road price in Gopeshwar is ₹5.85 Lakh.

What is the minimum down payment for the Maruti Suzuki Wagon R?

About ₹1.50 Lakh for the LXI petrol in Gopeshwar: the on-road price of ₹5.85 Lakh minus a ₹4.35 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Wagon R loan?

On a ₹4.35 Lakh loan at 10.5% for 60 months you pay ₹1.26 Lakh in interest, or ₹5.61 Lakh in total.

What is the Maruti Suzuki Wagon R EMI for a 3-year versus a 7-year tenure?

For a ₹4.35 Lakh loan at 10.5%, the EMI is ₹14,136 per month over 3 years (₹73,987 interest) and ₹7,333 per month over 7 years (₹1.81 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Wagon R loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹8,965 per month on a ₹4.35 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Wagon R variant?

The Flex Fuel costs ₹13,603 per month on a ₹6.33 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Wagon R down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki Wagon R
Maruti Suzuki Wagon R
3.9 295 user reviews
Starts at Rs. 4.99 Lakh
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Maruti Suzuki Wagon R 2026 Brochure

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