Maruti Suzuki Alto K10 EMI Calculator


Updated on October 2026
Maruti Suzuki Alto K10 EMI starts at ₹6,917 per month for the STD (O) petrol (₹3.70 Lakh ex-showroom, ₹4.50 Lakh on-road Ajmer), on a ₹3.22 Lakh loan at 10.5% for 60 months. Down payment: ₹1.28 Lakh. Total interest: ₹93,216. The top VXI Plus (O) AT costs ₹10,214/month.
Also see: Alto K10 On-road price | Alto K10 Variants | Alto K10 Offers | Alto K10 Mileage

Maruti Suzuki Alto K10 STD (O) EMI & Down Payment

Ex-showroom
: Rs. 3,69,900
On-road price
: Rs. 4,49,948  (Ajmer)
Loan amount
: Rs. 3,21,804  (On-road - Down payment)
Down payment
: Rs. 1,28,144  (On-road - Loan amount)
Monthly EMI
: Rs. 6,917  (For Tenure of 60 months @ 10.5%; banks start from 8.7%)
Insurance
: Rs. 20,496
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Maruti Suzuki Alto K10 Car Loan EMI Calculator

On-road price (Ajmer)
Rs. 4,49,948
Down payment
Rs. 1,28,144
Loan amount
Rs. 3,21,804
Interest rate
10.5%
Tenure
60 months
Monthly EMI
Rs. 6,917
Total interest
Rs. 93,216
Total payable
Rs. 4,15,020
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Maruti Suzuki Alto K10 Car Loan Interest Rates – Bank Comparison

Lending Partners Interest Rate EMI Starting From (60 Months)
Loans From HDFC BankHDFC Bank 8.85% onwards Rs. 6,657 (60 months)
Loans From ICICI BankICICI Bank 9% onwards Rs. 6,680 (60 months)
Loans From Axis BankAxis Bank 9.15% onwards Rs. 6,704 (60 months)
Loans From Bank of Baroda BankBank of Baroda 8.7% onwards Rs. 6,633 (60 months)
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Maruti Suzuki Alto K10 EMI by Loan Tenure

For a Rs. 3,21,804 loan on the STD (O) petrol at 10.5%.

Tenure EMI Total Interest Total Payable
36 months Rs. 10,459 Rs. 54,720 Rs. 3,76,524
48 months Rs. 8,239 Rs. 73,668 Rs. 3,95,472
60 months Rs. 6,917 Rs. 93,216 Rs. 4,15,020
84 months Rs. 5,426 Rs. 1,33,980 Rs. 4,55,784
Maruti Suzuki Alto K10
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Maruti Suzuki Alto K10
3.9 211 user reviews
Starts at ₹ 3.70 Lakh
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Maruti Suzuki Alto K10 Variant-wise EMI & Down Payment

Alto K10 Variants Fuel/Transmission Ex-showroom Loan @10.5% Down Payment EMI (60 months)
STD (O) Petrol / Manual Rs. 3,69,900 Rs. 3,21,804 Rs. 1,28,144 Rs. 6,917
LXI (O) Petrol / Manual Rs. 3,99,900 Rs. 3,48,224 Rs. 1,32,184 Rs. 7,485
VXI (O) Petrol / Manual Rs. 4,52,400 Rs. 3,93,959 Rs. 1,46,654 Rs. 8,468
LXI (O) S-CNG CNG / Manual Rs. 4,84,400 Rs. 4,22,140 Rs. 1,56,603 Rs. 9,073
VXI (O) AT Petrol / Automatic Rs. 4,97,400 Rs. 4,33,588 Rs. 1,59,114 Rs. 9,319
VXI Plus (O) Petrol / Manual Rs. 4,99,900 Rs. 4,35,790 Rs. 1,59,150 Rs. 9,367
VXI (O) S-CNG CNG / Manual Rs. 5,34,400 Rs. 4,65,972 Rs. 1,69,736 Rs. 10,016
VXI Plus (O) AT Petrol / Automatic Rs. 5,44,900 Rs. 4,75,219 Rs. 1,71,810 Rs. 10,214

EMI of Maruti Suzuki Alto K10 Rivals – Tiago, KWID

Maruti Suzuki Alto K10 EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Alto K10?

The Maruti Suzuki Alto K10 EMI starts at ₹6,917 per month for the STD (O) petrol on a ₹3.22 Lakh loan at 10.5% for 60 months. Its on-road price in Ajmer is ₹4.50 Lakh.

What is the minimum down payment for the Maruti Suzuki Alto K10?

About ₹1.28 Lakh for the STD (O) petrol in Ajmer: the on-road price of ₹4.50 Lakh minus a ₹3.22 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Alto K10 loan?

On a ₹3.22 Lakh loan at 10.5% for 60 months you pay ₹93,216 in interest, or ₹4.15 Lakh in total.

What is the Maruti Suzuki Alto K10 EMI for a 3-year versus a 7-year tenure?

For a ₹3.22 Lakh loan at 10.5%, the EMI is ₹10,459 per month over 3 years (₹54,720 interest) and ₹5,426 per month over 7 years (₹1.34 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Alto K10 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹6,633 per month on a ₹3.22 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Alto K10 variant?

The VXI Plus (O) AT costs ₹10,214 per month on a ₹4.75 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Alto K10 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

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Maruti Suzuki Alto K10
Maruti Suzuki Alto K10
3.9 211 user reviews
Starts at Rs. 3.70 Lakh
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