Tata Tiago EMI Calculator

Updated on October 2026

Tata Tiago EMI starts at ₹8,933 per month for the Smart petrol (₹4.77 Lakh ex-showroom, ₹5.31 Lakh on-road Delhi), on a ₹4.16 Lakh loan at 10.5% for 60 months. Down payment: ₹1.16 Lakh. Total interest: ₹1.20 Lakh. The top Creative CNG AMT costs ₹16,216/month.

Also see: Tiago On-road price | Tiago Variants | Tiago Offers

Tata Tiago Smart EMI & Down Payment

Ex-showroom

: Rs. 4,76,990

On-road price

: Rs. 5,31,180 (Delhi)

Loan amount

: Rs. 4,15,614 (On-road - Down payment)

Down payment

: Rs. 1,15,566 (On-road - Loan amount)

Monthly EMI

: Rs. 8,933 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 30,310

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Tata Tiago Car Loan EMI Calculator

On-road price (Delhi): Rs. 5,31,180
Down payment: Rs. 1,15,566
Loan amount: Rs. 4,15,614
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 8,933
Total interest: Rs. 1,20,366
Total payable: Rs. 5,35,980

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Tata Tiago Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 8,597 (60 months)
ICICI Bank	9% onwards	Rs. 8,627 (60 months)
Axis Bank	9.15% onwards	Rs. 8,658 (60 months)
Bank of Baroda	8.7% onwards	Rs. 8,567 (60 months)

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Tata Tiago EMI by Loan Tenure

For a Rs. 4,15,614 loan on the Smart petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 13,508	Rs. 70,674	Rs. 4,86,288
48 months	Rs. 10,641	Rs. 95,154	Rs. 5,10,768
60 months	Rs. 8,933	Rs. 1,20,366	Rs. 5,35,980
84 months	Rs. 7,008	Rs. 1,73,058	Rs. 5,88,672

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Tata Tiago

4.0 37 user reviews

Starts at ₹ 4.77 Lakh

View October Offers

Tata Tiago Variant-wise EMI & Down Payment

Tiago Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Smart	Petrol / Manual	Rs. 4,76,990	Rs. 4,15,614	Rs. 1,15,566	Rs. 8,933
Pure	Petrol / Manual	Rs. 5,56,990	Rs. 4,85,866	Rs. 1,31,458	Rs. 10,443
Smart CNG	CNG / Manual	Rs. 5,86,990	Rs. 5,12,286	Rs. 1,37,342	Rs. 11,011
Pure Plus	Petrol / Manual	Rs. 6,09,990	Rs. 5,32,541	Rs. 1,60,152	Rs. 11,446
Pure AMT	Petrol / Automatic	Rs. 6,09,990	Rs. 5,32,541	Rs. 1,60,152	Rs. 11,446
Pure Plus A	Petrol / Manual	Rs. 6,55,990	Rs. 5,73,051	Rs. 1,70,555	Rs. 12,317
Pure CNG	CNG / Manual	Rs. 6,57,990	Rs. 5,74,813	Rs. 1,71,007	Rs. 12,355
Pure Plus AMT	Petrol / Automatic	Rs. 6,64,990	Rs. 5,80,977	Rs. 1,72,590	Rs. 12,487
Creative	Petrol / Manual	Rs. 7,05,990	Rs. 6,17,084	Rs. 1,81,862	Rs. 13,264
Pure Plus CNG	CNG / Manual	Rs. 7,09,990	Rs. 6,20,607	Rs. 1,82,767	Rs. 13,339
Pure Plus A AMT	Petrol / Automatic	Rs. 7,10,990	Rs. 6,21,487	Rs. 1,82,993	Rs. 13,358
Pure CNG AMT	CNG / Automatic	Rs. 7,12,990	Rs. 6,23,249	Rs. 1,83,445	Rs. 13,396
Creative Plus	Petrol / Manual	Rs. 7,35,990	Rs. 6,43,504	Rs. 1,88,646	Rs. 13,831
Pure Plus A CNG	CNG / Manual	Rs. 7,56,990	Rs. 6,61,997	Rs. 1,93,396	Rs. 14,229
Creative AMT	Petrol / Automatic	Rs. 7,60,990	Rs. 6,65,520	Rs. 1,94,300	Rs. 14,305
Pure Plus CNG AMT	CNG / Automatic	Rs. 7,64,990	Rs. 6,69,043	Rs. 1,95,205	Rs. 14,380
Creative Plus AMT	Petrol / Automatic	Rs. 7,90,990	Rs. 6,91,940	Rs. 2,01,085	Rs. 14,872
Creative CNG	CNG / Manual	Rs. 8,06,990	Rs. 7,06,030	Rs. 2,04,703	Rs. 15,175
Pure Plus A CNG AMT	CNG / Automatic	Rs. 8,11,990	Rs. 7,10,433	Rs. 2,05,834	Rs. 15,270
Creative CNG AMT	CNG / Automatic	Rs. 8,61,990	Rs. 7,54,466	Rs. 2,17,142	Rs. 16,216

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Tata Tiago EMI – Frequently Asked Questions

What is the starting EMI of the Tata Tiago?

The Tata Tiago EMI starts at ₹8,933 per month for the Smart petrol on a ₹4.16 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹5.31 Lakh.

What is the minimum down payment for the Tata Tiago?

About ₹1.16 Lakh for the Smart petrol in Delhi: the on-road price of ₹5.31 Lakh minus a ₹4.16 Lakh loan.

How much total interest will I pay on a Tata Tiago loan?

On a ₹4.16 Lakh loan at 10.5% for 60 months you pay ₹1.20 Lakh in interest, or ₹5.36 Lakh in total.

What is the Tata Tiago EMI for a 3-year versus a 7-year tenure?

For a ₹4.16 Lakh loan at 10.5%, the EMI is ₹13,508 per month over 3 years (₹70,674 interest) and ₹7,008 per month over 7 years (₹1.73 Lakh interest).

Which bank has the lowest interest rate for a Tata Tiago loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹8,567 per month on a ₹4.16 Lakh loan for 60 months.

What is the EMI of the top Tata Tiago variant?

The Creative CNG AMT costs ₹16,216 per month on a ₹7.54 Lakh loan at 10.5% for 60 months.

How is the Tata Tiago down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Tata Tiago Q&A

Tata Tiago

4.0 37 user reviews

Starts at Rs. 4.77 Lakh

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Tata Tiago 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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