Lectrix EV ZYRO EMI Calculator

Updated on October 2026

The Lectrix EV ZYRO EMI is Rs. 1,348 per month for 36 months at 9.45% on a loan of Rs. 42,126, with a down payment of Rs. 13,120. This is based on the LA 48V variant's on-road price of Rs. 55,246 in Delhi (ex-showroom Rs. 51,741). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: ZYRO On-road price | ZYRO Mileage

Lectrix EV ZYRO EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 51,741

On-road price

: Rs. 55,246 (Delhi)

Loan amount

: Rs. 42,126 (On-road - Down payment)

Down payment

: Rs. 13,120 (On-road - Loan amount)

Monthly EMI

: Rs. 1,348 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,305

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Lectrix EV ZYRO Bike Loan EMI Calculator

On-road price (Delhi): Rs. 55,246
Down payment: Rs. 13,120
Loan amount: Rs. 42,126
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,348
Total interest: Rs. 6,402
Total payable: Rs. 48,528

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Lectrix EV ZYRO Loan Interest Rates by Bank

Lectrix EV ZYRO loan rates, 36 months, loan Rs. 42,126
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,450 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,360 (36 months)
Axis Bank	11% onwards	Rs. 1,379 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,433 (36 months)

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Lectrix EV ZYRO EMI by Tenure

For a Rs. 42,126 loan on the LA 48V electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,693	Rs. 2,190	Rs. 44,316
24 months	Rs. 1,933	Rs. 4,266	Rs. 46,392
36 months	Rs. 1,348	Rs. 6,402	Rs. 48,528
48 months	Rs. 1,057	Rs. 8,610	Rs. 50,736
60 months	Rs. 884	Rs. 10,914	Rs. 53,040

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Lectrix EV ZYRO

Starts at ₹ 51,741

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Lectrix EV ZYRO Variant-wise EMI & Down Payment

ZYRO Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
LA 48V	Electric	Rs. 51,741	Rs. 42,126	Rs. 13,120	Rs. 1,348
LA 60V	Electric	Rs. 54,251	Rs. 44,313	Rs. 13,484	Rs. 1,418
LI	Electric	Rs. 62,750	Rs. 51,717	Rs. 14,717	Rs. 1,655

Lectrix EV ZYRO EMI vs HF Deluxe, Radeon, HF 100

Hero HF Deluxe
Rs. 59,477
HF Deluxe EMI Compare with ZYRO
TVS Radeon
Rs. 58,850
Radeon EMI Compare with ZYRO
Hero HF 100
Rs. 59,839
HF 100 EMI Compare with ZYRO
Warivo Motors Edge
Rs. 60,000
Edge EMI Compare with ZYRO
Zelio Eeva
Rs. 58,334
Eeva EMI Compare with ZYRO

Lectrix EV ZYRO EMI FAQs

What is the EMI for the Lectrix EV ZYRO?

Rs. 1,348 per month for the LA 48V variant (loan Rs. 42,126, 9.45%, 36 months). Over 60 months it is Rs. 884.

What is the down payment for the Lectrix EV ZYRO?

Rs. 13,120 for LA 48V, Rs. 13,484 for LA 60V and Rs. 14,717 for LI in ZigWheels' default calculation.

What is the EMI for the Lectrix EV ZYRO LI variant?

Rs. 1,655 per month on a loan of Rs. 51,717 at 9.45% for 36 months.

Which bank has the lowest rate for a Lectrix EV ZYRO loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,360 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Lectrix EV ZYRO loan?

Rs. 6,402 over 36 months on the LA 48V loan at 9.45%.

What on-road price is the Lectrix EV ZYRO EMI based on?

Rs. 55,246 in Delhi: ex-showroom Rs. 51,741, insurance Rs. 3,305, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Lectrix EV ZYRO Q&A

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