Zelio Eeva EMI Calculator


Updated on November 2026
The Zelio Eeva EMI is Rs. 1,532 per month for 36 months at 9.45% on a loan of Rs. 47,870, with a down payment of Rs. 14,076. This is based on the Lead Acid 60V 32Ah variant's on-road price of Rs. 61,946 in Delhi (ex-showroom Rs. 58,334). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Eeva On-road price | Eeva Mileage

Zelio Eeva EMI and Down Payment

Ex-showroom
: Rs. 58,334
On-road price
: Rs. 61,946  (Delhi)
Loan amount
: Rs. 47,870  (On-road price - Down payment)
Down payment
: Rs. 14,076  (Amount paid upfront)
Monthly EMI
: Rs. 1,532  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,412
View November Offers View EMI Offers

Zelio Eeva Bike Loan EMI Calculator

Variant
Lead Acid 60V 32Ah
On-road price (Delhi)
Rs. 61,946
Down payment
Rs. 14,076
Loan amount
Rs. 47,870
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,532
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan

Zelio Eeva Bike Loan EMI & Loan Breakdown

Monthly EMI
Rs. 1,532
36 months @ 9.45%
  • Down paymentRs. 14,076
  • Loan amountRs. 47,870
  • Total interestRs. 7,282
  • Total loan repayment (EMIs)Rs. 55,152
  • Total purchase outlayRs. 69,228

Total loan repayment is the EMIs only. Total purchase outlay adds the down payment, so it is what the Lead Acid 60V 32Ah costs you over the loan; it does not include insurance renewal, fuel, maintenance or lender charges other than the processing fee.

YearPrincipal paidInterest paidOutstanding loan
Year 1 Months 1-12Rs. 14,477Rs. 3,907Rs. 33,393
Year 2 Months 13-24Rs. 15,905Rs. 2,479Rs. 17,488
Year 3 Months 25-36Rs. 17,488Rs. 896Rs. 0
Image
Do you own a Car or Bike?
  • Interact with community
  • Become a Top Contributor
Add Car Add Bike

Zelio Eeva Loan Interest Rates by Bank

Zelio Eeva loan rates, 36 months, loan Rs. 47,870
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,648 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,546 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,567 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,628 (36 months)
Apply Now

Zelio Eeva EMI by Tenure

For a Rs. 47,870 loan on the Lead Acid 60V 32Ah at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,196 Rs. 2,482 Rs. 50,352
24 months Rs. 2,197 Rs. 4,858 Rs. 52,728
36 months Rs. 1,532 Rs. 7,282 Rs. 55,152
48 months Rs. 1,202 Rs. 9,826 Rs. 57,696
60 months Rs. 1,004 Rs. 12,370 Rs. 60,240
Zelio Eeva
Images | Colours
Zelio Eeva
5.0 0 user reviews
Starts at ₹ 58,334
View November Offers
Add your question
Have a question in mind?

Get Answers from over 1.2 million owners and auto-experts

Ask Your Question

Zelio Eeva Variant-Wise EMI

On-road prices in Delhi. Every variant uses the same rule: the loan runs 36 months at 9.45%, and the down payment is the on-road price minus the loan.

Eeva Variants Fuel/Transmission Ex-showroom On-road Price Loan @9.45% Down Payment EMI (36 months)
Lead Acid 60V 32Ah Electric Rs. 58,334 Rs. 61,946 Rs. 47,870 Rs. 14,076 Rs. 1,532
Lead Acid 72V 32Ah Electric Rs. 61,209 Rs. 64,868 Rs. 50,375 Rs. 14,493 Rs. 1,612
Lead Acid 60V 42Ah Electric Rs. 65,234 Rs. 68,958 Rs. 53,882 Rs. 15,076 Rs. 1,725
Lead Acid 72V 42Ah Electric Rs. 66,989 Rs. 70,721 Rs. 55,410 Rs. 15,311 Rs. 1,774
Lithium Ion 60V 32Ah Electric Rs. 72,509 Rs. 76,329 Rs. 60,219 Rs. 16,110 Rs. 1,928
Lithium Ion 74V 32Ah Electric Rs. 78,259 Rs. 82,171 Rs. 65,228 Rs. 16,943 Rs. 2,088
ZX Li-ion 60V 32Ah Electric Rs. 79,684 Rs. 83,418 Rs. 66,470 Rs. 16,948 Rs. 2,128

How Is the Zelio Eeva EMI Calculated?

EMI = [P × r × (1 + r)n] ÷ [(1 + r)n − 1], where P is the loan amount, r is the monthly interest rate {(annual rate ÷ 12) ÷ 100} and n is the tenure in months. For the Lead Acid 60V 32Ah variant: P = Rs. 47,870, r = (9.45 ÷ 12) ÷ 100 = 0.007875 and n = 36 months, which gives an EMI of Rs. 1,532.

The calculation starts from the Delhi on-road price of Rs. 61,946 (ex-showroom Rs. 58,334 plus insurance, RTO and other charges).

Factors That Affect Your Zelio Eeva Loan EMI

  • Down payment: Every Rs. 10,000 of extra down payment lowers the EMI by about Rs. 320 at 9.45% for 36 months.
  • Interest rate: A rate 1% higher adds about Rs. 23 to the EMI on a Rs. 47,870 loan. Starting rates from the banks on this page range from 10.05% to 14.5%.
  • Loan tenure: Over 12 months the EMI is Rs. 4,196; over 60 months it drops to Rs. 1,004 but you pay Rs. 9,888 more in interest.
  • Variant and city: In Delhi the EMI ranges from Rs. 1,532 (Lead Acid 60V 32Ah) to Rs. 2,128 (ZX Li-ion 60V 32Ah). The on-road price, and with it the loan, changes from city to city with RTO charges and insurance.

Zelio Eeva EMI vs HF Deluxe, Radeon, Shine 100

Starting EMI of each model's base variant, worked out the same way as the Zelio Eeva: the down payment is the on-road price minus the loan.

ModelOn-road PriceEMITenureInterest RateCompare
Hero HF Deluxe All Black OBD2B Rs. 70,955 Rs. 1,564 36 months 9.45% Compare with Eeva
TVS Radeon All Black Edition Rs. 69,433 Rs. 1,577 36 months 9.45% Compare with Eeva
Honda Shine 100 Standard Rs. 80,210 Rs. 1,736 36 months 9.45% Compare with Eeva
Hero Pleasure Plus LX Rs. 85,177 Rs. 1,851 36 months 9.45% Compare with Eeva

Frequently Asked Questions About Zelio Eeva EMI

What is the monthly EMI for the Zelio Eeva?

Rs. 1,532 a month for the Lead Acid 60V 32Ah, on a Rs. 47,870 loan at 9.45% for 3 years. The top ZX Li-ion 60V 32Ah works out to Rs. 2,128.

How much down payment is required for the Zelio Eeva?

About Rs. 14,076 for the Lead Acid 60V 32Ah in Delhi. That's the on-road price of Rs. 61,946 minus the Rs. 47,870 loan.

How does the loan tenure affect the Zelio Eeva EMI?

Over 1 year the EMI is Rs. 4,196 and you pay Rs. 2,482 in interest. Stretch it to 5 years and the EMI drops to Rs. 1,004, but interest rises to Rs. 12,370.

Is the Zelio Eeva EMI calculated on the ex-showroom price or the on-road price?

On the on-road price. In Delhi the Lead Acid 60V 32Ah costs Rs. 61,946 on-road, which includes Rs. 3,412 insurance and Rs. 200 RTO and other charges.

Does the Zelio Eeva EMI calculator include the processing fee?

Yes. The Rs. 2,950 processing fee is paid with the down payment and is not added to the loan.

Which bank has the lowest interest rate for a Zelio Eeva loan?

ICICI Bank, from 10.05%. At that rate the EMI on the same Rs. 47,870 loan comes to Rs. 1,546 a month.

Ask or read owner questions on Zelio Eeva Q&A

Zelio Bikes in India

Zelio Bikes in India

Popular Electric Bikes

View All Popular Electric Bikes
  1. Home ›
  2. New Bikes ›
  3. Zelio ›
  4. Eeva ›
  5. Zelio Eeva EMI Calculator
×