Kyte Energy X1 EMI Calculator

Updated on October 2026

The Kyte Energy X1 EMI is Rs. 2,248 per month for 36 months at 9.45% on a loan of Rs. 70,230, with a down payment of Rs. 17,848. This is based on the STD variant's on-road price of Rs. 88,078 in Chennai (ex-showroom Rs. 84,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: X1 On-road price | X1 Mileage

Kyte Energy X1 EMI and Down Payment (Chennai)

Ex-showroom

: Rs. 84,000

On-road price

: Rs. 88,078 (Chennai)

Loan amount

: Rs. 70,230 (On-road - Down payment)

Down payment

: Rs. 17,848 (On-road - Loan amount)

Monthly EMI

: Rs. 2,248 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,828

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Kyte Energy X1 Bike Loan EMI Calculator

On-road price (Chennai): Rs. 88,078
Down payment: Rs. 17,848
Loan amount: Rs. 70,230
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 2,248
Total interest: Rs. 10,698
Total payable: Rs. 80,928

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Kyte Energy X1 Loan Interest Rates by Bank

Kyte Energy X1 loan rates, 36 months, loan Rs. 70,230
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 2,417 (36 months)
ICICI Bank	10.05% onwards	Rs. 2,268 (36 months)
Axis Bank	11% onwards	Rs. 2,299 (36 months)
Bank of Baroda	13.65% onwards	Rs. 2,388 (36 months)

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Kyte Energy X1 EMI by Tenure

For a Rs. 70,230 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 6,156	Rs. 3,642	Rs. 73,872
24 months	Rs. 3,223	Rs. 7,122	Rs. 77,352
36 months	Rs. 2,248	Rs. 10,698	Rs. 80,928
48 months	Rs. 1,763	Rs. 14,394	Rs. 84,624
60 months	Rs. 1,473	Rs. 18,150	Rs. 88,380

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Kyte Energy X1

Starts at ₹ 84,000

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Kyte Energy X1 Variant-wise EMI & Down Payment

X1 Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
STD	Electric	Rs. 84,000	Rs. 70,230	Rs. 17,848	Rs. 2,248
Plus	Electric	Rs. 99,000	Rs. 83,298	Rs. 20,024	Rs. 2,666

Kyte Energy X1 EMI vs Splendor Plus, Activa, SP125

Hero Splendor Plus
Rs. 79,049
Splendor Plus EMI Compare with X1
Honda Activa
Rs. 80,410
Activa EMI Compare with X1
Honda SP125
Rs. 93,211
SP125 EMI Compare with X1
Hero Splendor Plus XTEC
Rs. 82,416
Splendor Plus XTEC EMI Compare with X1
Suzuki Access 125
Rs. 86,549
Access 125 EMI Compare with X1

Kyte Energy X1 EMI FAQs

What is the EMI for the Kyte Energy X1?

Rs. 2,248 per month for the STD variant (loan Rs. 70,230, 9.45%, 36 months). Over 60 months it is Rs. 1,473.

What is the down payment for the Kyte Energy X1?

Rs. 17,848 for STD and Rs. 20,024 for Plus in ZigWheels' default calculation.

What is the EMI for the Kyte Energy X1 Plus variant?

Rs. 2,666 per month on a loan of Rs. 83,298 at 9.45% for 36 months.

Which bank has the lowest rate for a Kyte Energy X1 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,268 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Kyte Energy X1 loan?

Rs. 10,698 over 36 months on the STD loan at 9.45%.

What on-road price is the Kyte Energy X1 EMI based on?

Rs. 88,078 in Chennai: ex-showroom Rs. 84,000, insurance Rs. 3,828, RTO and other charges Rs. 250.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Kyte Energy X1 Q&A

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