KTM 890 Adventure R EMI Calculator


Updated on October 2026
The KTM 890 Adventure R EMI is Rs. 43,608 per month for 36 months at 9% on a loan of Rs. 13,71,331, with a down payment of Rs. 3,44,332. This is based on the STD variant's on-road price of Rs. 17,15,663 in Rourkela (ex-showroom Rs. 15,80,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 890 Adventure R On-road price | 890 Adventure R Mileage

KTM 890 Adventure R EMI and Down Payment (Rourkela)

Ex-showroom
: Rs. 15,80,000
On-road price
: Rs. 17,15,663  (Rourkela)
Loan amount
: Rs. 13,71,331  (On-road - Down payment)
Down payment
: Rs. 3,44,332  (On-road - Loan amount)
Monthly EMI
: Rs. 43,608  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 40,863
View October Offers View EMI Offers

KTM 890 Adventure R Bike Loan EMI Calculator

On-road price (Rourkela)
Rs. 17,15,663
Down payment
Rs. 3,44,332
Loan amount
Rs. 13,71,331
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 43,608
Total interest
Rs. 1,98,557
Total payable
Rs. 15,69,888
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM 890 Adventure R Loan Interest Rates by Bank

KTM 890 Adventure R loan rates, 36 months, loan Rs. 13,71,331
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 47,203 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 44,281 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 44,896 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 46,636 (36 months)
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KTM 890 Adventure R EMI by Tenure

For a Rs. 13,71,331 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 1,19,925 Rs. 67,769 Rs. 14,39,100
24 months Rs. 62,649 Rs. 1,32,245 Rs. 15,03,576
36 months Rs. 43,608 Rs. 1,98,557 Rs. 15,69,888
48 months Rs. 34,126 Rs. 2,66,717 Rs. 16,38,048
60 months Rs. 28,467 Rs. 3,36,689 Rs. 17,08,020
KTM 890 Adventure R
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KTM 890 Adventure R
Starts at ₹ 15,80,000
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KTM 890 Adventure R EMI FAQs

What is the EMI for the KTM 890 Adventure R?

Rs. 43,608 per month for the STD variant (loan Rs. 13,71,331, 9%, 36 months). Over 60 months it is Rs. 28,467.

What is the down payment for the KTM 890 Adventure R?

Rs. 3,44,332 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM 890 Adventure R loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 44,281 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM 890 Adventure R loan?

Rs. 1,98,557 over 36 months on the STD loan at 9%.

What on-road price is the KTM 890 Adventure R EMI based on?

Rs. 17,15,663 in Rourkela: ex-showroom Rs. 15,80,000, insurance Rs. 40,863, RTO and other charges Rs. 94,800.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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