KTM 390 Adventure X EMI Calculator


Updated on October 2026
The KTM 390 Adventure X EMI is Rs. 9,604 per month for 36 months at 9% on a loan of Rs. 3,02,028, with a down payment of Rs. 1,00,160. This is based on the STD variant's on-road price of Rs. 4,02,188 in Delhi (ex-showroom Rs. 3,51,142). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: 390 Adventure X On-road price | 390 Adventure X Mileage

KTM 390 Adventure X EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 3,51,142
On-road price
: Rs. 4,02,188  (Delhi)
Loan amount
: Rs. 3,02,028  (On-road - Down payment)
Down payment
: Rs. 1,00,160  (On-road - Loan amount)
Monthly EMI
: Rs. 9,604  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 22,955
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KTM 390 Adventure X Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 4,02,188
Down payment
Rs. 1,00,160
Loan amount
Rs. 3,02,028
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 9,604
Total interest
Rs. 43,716
Total payable
Rs. 3,45,744
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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KTM 390 Adventure X Loan Interest Rates by Bank

KTM 390 Adventure X loan rates, 36 months, loan Rs. 3,02,028
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 10,396 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 9,753 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 9,888 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 10,271 (36 months)
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KTM 390 Adventure X EMI by Tenure

For a Rs. 3,02,028 loan on the STD petrol at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 26,413 Rs. 14,928 Rs. 3,16,956
24 months Rs. 13,798 Rs. 29,124 Rs. 3,31,152
36 months Rs. 9,604 Rs. 43,716 Rs. 3,45,744
48 months Rs. 7,516 Rs. 58,740 Rs. 3,60,768
60 months Rs. 6,270 Rs. 74,172 Rs. 3,76,200
KTM 390 Adventure X
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KTM 390 Adventure X
Starts at ₹ 3,51,142
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KTM 390 Adventure X EMI vs Continental GT 650, 390 Duke, Himalayan 450

KTM 390 Adventure X EMI FAQs

What is the EMI for the KTM 390 Adventure X?

Rs. 9,604 per month for the STD variant (loan Rs. 3,02,028, 9%, 36 months). Over 60 months it is Rs. 6,270.

What is the down payment for the KTM 390 Adventure X?

Rs. 1,00,160 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a KTM 390 Adventure X loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 9,753 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a KTM 390 Adventure X loan?

Rs. 43,716 over 36 months on the STD loan at 9%.

What on-road price is the KTM 390 Adventure X EMI based on?

Rs. 4,02,188 in Delhi: ex-showroom Rs. 3,51,142, insurance Rs. 22,955, RTO and other charges Rs. 28,091.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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