Komaki XGT X5 EMI Calculator


Updated on October 2026
The Komaki XGT X5 EMI is Rs. 2,757 per month for 36 months at 9.45% on a loan of Rs. 86,125, with a down payment of Rs. 21,436. This is based on the STD variant's on-road price of Rs. 1,07,561 in Kheda (ex-showroom Rs. 1,02,246). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: XGT X5 On-road price | XGT X5 Mileage

Komaki XGT X5 EMI and Down Payment (Kheda)

Ex-showroom
: Rs. 1,02,246
On-road price
: Rs. 1,07,561  (Kheda)
Loan amount
: Rs. 86,125  (On-road - Down payment)
Down payment
: Rs. 21,436  (On-road - Loan amount)
Monthly EMI
: Rs. 2,757  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,093
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Komaki XGT X5 Bike Loan EMI Calculator

On-road price (Kheda)
Rs. 1,07,561
Down payment
Rs. 21,436
Loan amount
Rs. 86,125
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,757
Total interest
Rs. 13,127
Total payable
Rs. 99,252
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Komaki XGT X5 Loan Interest Rates by Bank

Komaki XGT X5 loan rates, 36 months, loan Rs. 86,125
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,965 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,781 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,820 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,929 (36 months)
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Komaki XGT X5 EMI by Tenure

For a Rs. 86,125 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,550 Rs. 4,475 Rs. 90,600
24 months Rs. 3,952 Rs. 8,723 Rs. 94,848
36 months Rs. 2,757 Rs. 13,127 Rs. 99,252
48 months Rs. 2,162 Rs. 17,651 Rs. 1,03,776
60 months Rs. 1,807 Rs. 22,295 Rs. 1,08,420
Komaki XGT X5
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Komaki XGT X5
3.0 2 user reviews
Starts at ₹ 1,02,246
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Komaki XGT X5 EMI vs Splendor Plus XTEC, SP125, Access 125

Komaki XGT X5 EMI FAQs

What is the EMI for the Komaki XGT X5?

Rs. 2,757 per month for the STD variant (loan Rs. 86,125, 9.45%, 36 months). Over 60 months it is Rs. 1,807.

What is the down payment for the Komaki XGT X5?

Rs. 21,436 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Komaki XGT X5 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,781 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki XGT X5 loan?

Rs. 13,127 over 36 months on the STD loan at 9.45%.

What on-road price is the Komaki XGT X5 EMI based on?

Rs. 1,07,561 in Kheda: ex-showroom Rs. 1,02,246, insurance Rs. 4,093, RTO and other charges Rs. 1,222.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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