Komaki XGT VP EMI Calculator

Updated on October 2026

The Komaki XGT VP EMI is Rs. 1,621 per month for 36 months at 9.45% on a loan of Rs. 50,627, with a down payment of Rs. 14,567. This is based on the without TFT variant's on-road price of Rs. 65,194 in Vellore (ex-showroom Rs. 61,499). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: XGT VP On-road price | XGT VP Mileage

Komaki XGT VP EMI and Down Payment (Vellore)

Komaki XGT VP without TFT – EMI calculator

Ex-showroom

: Rs. 61,499

On-road price

: Rs. 65,194 (Vellore)

Loan amount

: Rs. 50,627 (On-road - Down payment)

Down payment

: Rs. 14,567 (On-road - Loan amount)

Monthly EMI

: Rs. 1,621 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,445

View October Offers View EMI Offers

Komaki XGT VP Bike Loan EMI Calculator

On-road price (Vellore): Rs. 65,194
Down payment: Rs. 14,567
Loan amount: Rs. 50,627
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,621
Total interest: Rs. 7,729
Total payable: Rs. 58,356

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Komaki XGT VP Loan Interest Rates by Bank

Komaki XGT VP loan rates, 36 months, loan Rs. 50,627
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,743 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,635 (36 months)
Axis Bank	11% onwards	Rs. 1,657 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,722 (36 months)

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Komaki XGT VP EMI by Tenure

For a Rs. 50,627 loan on the without TFT electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 4,438	Rs. 2,629	Rs. 53,256
24 months	Rs. 2,323	Rs. 5,125	Rs. 55,752
36 months	Rs. 1,621	Rs. 7,729	Rs. 58,356
48 months	Rs. 1,271	Rs. 10,381	Rs. 61,008
60 months	Rs. 1,062	Rs. 13,093	Rs. 63,720

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Komaki XGT VP

Starts at ₹ 61,499

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Komaki XGT VP Variant-wise EMI & Down Payment

XGT VP Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
without TFT	Electric	Rs. 61,499	Rs. 50,627	Rs. 14,567	Rs. 1,621
with TFT	Electric / Automatic	Rs. 67,499	Rs. 55,854	Rs. 15,435	Rs. 1,788

Komaki XGT VP EMI vs HF Deluxe, Radeon, Pleasure Plus

Hero HF Deluxe
Rs. 63,966
HF Deluxe EMI Compare with XGT VP
TVS Radeon
Rs. 71,769
Radeon EMI Compare with XGT VP
Hero Pleasure Plus
Rs. 65,223
Pleasure Plus EMI Compare with XGT VP
Honda Shine 100
Rs. 67,334
Shine 100 EMI Compare with XGT VP
Hero HF Deluxe Pro
Rs. 72,319
HF Deluxe Pro EMI Compare with XGT VP

Komaki XGT VP EMI FAQs

What is the EMI for the Komaki XGT VP?

Rs. 1,621 per month for the without TFT variant (loan Rs. 50,627, 9.45%, 36 months). Over 60 months it is Rs. 1,062.

What is the down payment for the Komaki XGT VP?

Rs. 14,567 for without TFT and Rs. 15,435 for with TFT in ZigWheels' default calculation.

What is the EMI for the Komaki XGT VP with TFT variant?

Rs. 1,788 per month on a loan of Rs. 55,854 at 9.45% for 36 months.

Which bank has the lowest rate for a Komaki XGT VP loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,635 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki XGT VP loan?

Rs. 7,729 over 36 months on the without TFT loan at 9.45%.

What on-road price is the Komaki XGT VP EMI based on?

Rs. 65,194 in Vellore: ex-showroom Rs. 61,499, insurance Rs. 3,445, RTO and other charges Rs. 250.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Komaki XGT VP Q&A

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