Komaki XGT CAT 2.0 EMI Calculator


Updated on October 2026
The Komaki XGT CAT 2.0 EMI is Rs. 1,997 per month for 36 months at 9.45% on a loan of Rs. 62,388, with a down payment of Rs. 16,471. This is based on the 73 V, 42 Ah variant's on-road price of Rs. 78,859 in Delhi (ex-showroom Rs. 74,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: XGT CAT 2.0 On-road price | XGT CAT 2.0 Mileage

Komaki XGT CAT 2.0 EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 74,999
On-road price
: Rs. 78,859  (Delhi)
Loan amount
: Rs. 62,388  (On-road - Down payment)
Down payment
: Rs. 16,471  (On-road - Loan amount)
Monthly EMI
: Rs. 1,997  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,660
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Komaki XGT CAT 2.0 Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 78,859
Down payment
Rs. 16,471
Loan amount
Rs. 62,388
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,997
Total interest
Rs. 9,504
Total payable
Rs. 71,892
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Komaki XGT CAT 2.0 Loan Interest Rates by Bank

Komaki XGT CAT 2.0 loan rates, 36 months, loan Rs. 62,388
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,147 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,015 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,043 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,122 (36 months)
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Komaki XGT CAT 2.0 EMI by Tenure

For a Rs. 62,388 loan on the 73 V, 42 Ah electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,469 Rs. 3,240 Rs. 65,628
24 months Rs. 2,863 Rs. 6,324 Rs. 68,712
36 months Rs. 1,997 Rs. 9,504 Rs. 71,892
48 months Rs. 1,566 Rs. 12,780 Rs. 75,168
60 months Rs. 1,309 Rs. 16,152 Rs. 78,540
Komaki XGT CAT 2.0
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Komaki XGT CAT 2.0
4.2 4 user reviews
Starts at ₹ 74,999
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Komaki XGT CAT 2.0 Variant-wise EMI & Down Payment

XGT CAT 2.0 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
73 V, 42 Ah Electric Rs. 74,999 Rs. 62,388 Rs. 16,471 Rs. 1,997
73 V, 33 Ah Electric Rs. 1,01,636 Rs. 85,594 Rs. 20,326 Rs. 2,740
73 V, 45 Ah Electric Rs. 1,14,000 Rs. 96,366 Rs. 22,115 Rs. 3,085

Komaki XGT CAT 2.0 EMI vs Splendor Plus, Activa, Splendor Plus XTEC

Komaki XGT CAT 2.0 EMI FAQs

What is the EMI for the Komaki XGT CAT 2.0?

Rs. 1,997 per month for the 73 V, 42 Ah variant (loan Rs. 62,388, 9.45%, 36 months). Over 60 months it is Rs. 1,309.

What is the down payment for the Komaki XGT CAT 2.0?

Rs. 16,471 for 73 V, 42 Ah, Rs. 20,326 for 73 V, 33 Ah and Rs. 22,115 for 73 V, 45 Ah in ZigWheels' default calculation.

What is the EMI for the Komaki XGT CAT 2.0 73 V, 45 Ah variant?

Rs. 3,085 per month on a loan of Rs. 96,366 at 9.45% for 36 months.

Which bank has the lowest rate for a Komaki XGT CAT 2.0 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,015 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki XGT CAT 2.0 loan?

Rs. 9,504 over 36 months on the 73 V, 42 Ah loan at 9.45%.

What on-road price is the Komaki XGT CAT 2.0 EMI based on?

Rs. 78,859 in Delhi: ex-showroom Rs. 74,999, insurance Rs. 3,660, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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