Komaki LY EMI Calculator


Updated on October 2026
The Komaki LY EMI is Rs. 1,690 per month for 36 months at 9.45% on a loan of Rs. 52,805, with a down payment of Rs. 19,997. This is based on the STD variant's on-road price of Rs. 72,802 in Katihar (ex-showroom Rs. 63,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: LY On-road price | LY Mileage

Komaki LY EMI and Down Payment (Katihar)

Ex-showroom
: Rs. 63,999
On-road price
: Rs. 72,802  (Katihar)
Loan amount
: Rs. 52,805  (On-road - Down payment)
Down payment
: Rs. 19,997  (On-road - Loan amount)
Monthly EMI
: Rs. 1,690  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 3,484
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Komaki LY Bike Loan EMI Calculator

On-road price (Katihar)
Rs. 72,802
Down payment
Rs. 19,997
Loan amount
Rs. 52,805
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 1,690
Total interest
Rs. 8,035
Total payable
Rs. 60,840
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Komaki LY Loan Interest Rates by Bank

Komaki LY loan rates, 36 months, loan Rs. 52,805
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 1,818 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 1,705 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 1,729 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 1,796 (36 months)
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Komaki LY EMI by Tenure

For a Rs. 52,805 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 4,629 Rs. 2,743 Rs. 55,548
24 months Rs. 2,423 Rs. 5,347 Rs. 58,152
36 months Rs. 1,690 Rs. 8,035 Rs. 60,840
48 months Rs. 1,325 Rs. 10,795 Rs. 63,600
60 months Rs. 1,108 Rs. 13,675 Rs. 66,480
Komaki LY
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Komaki LY
Starts at ₹ 63,999
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Komaki LY Variant-wise EMI & Down Payment

LY Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
STD Electric Rs. 63,999 Rs. 52,805 Rs. 19,997 Rs. 1,690
Dual Battery Electric Rs. 84,999 Rs. 71,100 Rs. 24,717 Rs. 2,276

Komaki LY EMI vs Activa, HF Deluxe, Jupiter

Komaki LY EMI FAQs

What is the EMI for the Komaki LY?

Rs. 1,690 per month for the STD variant (loan Rs. 52,805, 9.45%, 36 months). Over 60 months it is Rs. 1,108.

What is the down payment for the Komaki LY?

Rs. 19,997 for STD and Rs. 24,717 for Dual Battery in ZigWheels' default calculation.

What is the EMI for the Komaki LY Dual Battery variant?

Rs. 2,276 per month on a loan of Rs. 71,100 at 9.45% for 36 months.

Which bank has the lowest rate for a Komaki LY loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,705 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki LY loan?

Rs. 8,035 over 36 months on the STD loan at 9.45%.

What on-road price is the Komaki LY EMI based on?

Rs. 72,802 in Katihar: ex-showroom Rs. 63,999, insurance Rs. 3,484, RTO and other charges Rs. 5,319.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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