Komaki FAM 1.0 EMI Calculator


Updated on October 2026
The Komaki FAM 1.0 EMI is Rs. 2,694 per month for 36 months at 9.45% on a loan of Rs. 84,168, with a down payment of Rs. 20,139. This is based on the STD variant's on-road price of Rs. 1,04,307 in Tiruvallur (ex-showroom Rs. 99,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: FAM 1.0 On-road price | FAM 1.0 Mileage

Komaki FAM 1.0 EMI and Down Payment (Tiruvallur)

Ex-showroom
: Rs. 99,999
On-road price
: Rs. 1,04,307  (Tiruvallur)
Loan amount
: Rs. 84,168  (On-road - Down payment)
Down payment
: Rs. 20,139  (On-road - Loan amount)
Monthly EMI
: Rs. 2,694  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,058
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Komaki FAM 1.0 Bike Loan EMI Calculator

On-road price (Tiruvallur)
Rs. 1,04,307
Down payment
Rs. 20,139
Loan amount
Rs. 84,168
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,694
Total interest
Rs. 12,816
Total payable
Rs. 96,984
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Komaki FAM 1.0 Loan Interest Rates by Bank

Komaki FAM 1.0 loan rates, 36 months, loan Rs. 84,168
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,897 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,718 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,756 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,862 (36 months)
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Komaki FAM 1.0 EMI by Tenure

For a Rs. 84,168 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 7,378 Rs. 4,368 Rs. 88,536
24 months Rs. 3,863 Rs. 8,544 Rs. 92,712
36 months Rs. 2,694 Rs. 12,816 Rs. 96,984
48 months Rs. 2,113 Rs. 17,256 Rs. 1,01,424
60 months Rs. 1,766 Rs. 21,792 Rs. 1,05,960
Komaki FAM 1.0
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Komaki FAM 1.0
Starts at ₹ 99,999
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Komaki FAM 1.0 EMI FAQs

What is the EMI for the Komaki FAM 1.0?

Rs. 2,694 per month for the STD variant (loan Rs. 84,168, 9.45%, 36 months). Over 60 months it is Rs. 1,766.

What is the down payment for the Komaki FAM 1.0?

Rs. 20,139 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Komaki FAM 1.0 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,718 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Komaki FAM 1.0 loan?

Rs. 12,816 over 36 months on the STD loan at 9.45%.

What on-road price is the Komaki FAM 1.0 EMI based on?

Rs. 1,04,307 in Tiruvallur: ex-showroom Rs. 99,999, insurance Rs. 4,058, RTO and other charges Rs. 250.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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