Joy e-bike Hurricane EMI Calculator


Updated on October 2026
The Joy e-bike Hurricane EMI is Rs. 6,363 per month for 36 months at 9% on a loan of Rs. 2,00,082, with a down payment of Rs. 40,272. This is based on the STD variant's on-road price of Rs. 2,40,354 in Delhi (ex-showroom Rs. 2,33,000). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Hurricane On-road price | Hurricane Mileage

Joy e-bike Hurricane EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 2,33,000
On-road price
: Rs. 2,40,354  (Delhi)
Loan amount
: Rs. 2,00,082  (On-road - Down payment)
Down payment
: Rs. 40,272  (On-road - Loan amount)
Monthly EMI
: Rs. 6,363  (For Tenure of 36 months @ 9%; banks start from 10.05%)
Insurance
: Rs. 7,354
View October Offers View EMI Offers

Joy e-bike Hurricane Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 2,40,354
Down payment
Rs. 40,272
Loan amount
Rs. 2,00,082
Interest rate
9%
Tenure
36 months
Monthly EMI
Rs. 6,363
Total interest
Rs. 28,986
Total payable
Rs. 2,29,068
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Joy e-bike Hurricane Loan Interest Rates by Bank

Joy e-bike Hurricane loan rates, 36 months, loan Rs. 2,00,082
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 6,887 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 6,461 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 6,550 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 6,804 (36 months)
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Joy e-bike Hurricane EMI by Tenure

For a Rs. 2,00,082 loan on the STD electric at 9%.

Tenure EMI Total Interest Total Payable
12 months Rs. 17,497 Rs. 9,882 Rs. 2,09,964
24 months Rs. 9,141 Rs. 19,302 Rs. 2,19,384
36 months Rs. 6,363 Rs. 28,986 Rs. 2,29,068
48 months Rs. 4,979 Rs. 38,910 Rs. 2,38,992
60 months Rs. 4,153 Rs. 49,098 Rs. 2,49,180
Joy e-bike Hurricane
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Joy e-bike Hurricane
Starts at ₹ 2,33,000
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Joy e-bike Hurricane EMI FAQs

What is the EMI for the Joy e-bike Hurricane?

Rs. 6,363 per month for the STD variant (loan Rs. 2,00,082, 9%, 36 months). Over 60 months it is Rs. 4,153.

What is the down payment for the Joy e-bike Hurricane?

Rs. 40,272 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a Joy e-bike Hurricane loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 6,461 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Joy e-bike Hurricane loan?

Rs. 28,986 over 36 months on the STD loan at 9%.

What on-road price is the Joy e-bike Hurricane EMI based on?

Rs. 2,40,354 in Delhi: ex-showroom Rs. 2,33,000, insurance Rs. 7,354, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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