Joy e-bike Gen Next Nanu EMI Calculator

Updated on October 2026

The Joy e-bike Gen Next Nanu EMI is Rs. 1,411 per month for 36 months at 9.45% on a loan of Rs. 44,093, with a down payment of Rs. 13,231. This is based on the E-scooter variant's on-road price of Rs. 57,324 in Delhi (ex-showroom Rs. 53,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Gen Next Nanu On-road price | Gen Next Nanu Mileage

Joy e-bike Gen Next Nanu EMI and Down Payment (Delhi)

Joy e-bike Gen Next Nanu E-scooter – EMI calculator

Ex-showroom

: Rs. 53,999

On-road price

: Rs. 57,324 (Delhi)

Loan amount

: Rs. 44,093 (On-road - Down payment)

Down payment

: Rs. 13,231 (On-road - Loan amount)

Monthly EMI

: Rs. 1,411 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 3,325

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Joy e-bike Gen Next Nanu Bike Loan EMI Calculator

On-road price (Delhi): Rs. 57,324
Down payment: Rs. 13,231
Loan amount: Rs. 44,093
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 1,411
Total interest: Rs. 6,703
Total payable: Rs. 50,796

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Joy e-bike Gen Next Nanu Loan Interest Rates by Bank

Joy e-bike Gen Next Nanu loan rates, 36 months, loan Rs. 44,093
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 1,518 (36 months)
ICICI Bank	10.05% onwards	Rs. 1,424 (36 months)
Axis Bank	11% onwards	Rs. 1,444 (36 months)
Bank of Baroda	13.65% onwards	Rs. 1,500 (36 months)

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Joy e-bike Gen Next Nanu EMI by Tenure

For a Rs. 44,093 loan on the E-scooter electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 3,865	Rs. 2,287	Rs. 46,380
24 months	Rs. 2,023	Rs. 4,459	Rs. 48,552
36 months	Rs. 1,411	Rs. 6,703	Rs. 50,796
48 months	Rs. 1,107	Rs. 9,043	Rs. 53,136
60 months	Rs. 925	Rs. 11,407	Rs. 55,500

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Joy e-bike Gen Next Nanu

3.7 11 user reviews

Starts at ₹ 53,999

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Joy e-bike Gen Next Nanu Variant-wise EMI & Down Payment

Gen Next Nanu Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
E-scooter	Electric / Automatic	Rs. 53,999	Rs. 44,093	Rs. 13,231	Rs. 1,411
Eco	Electric	Rs. 64,099	Rs. 52,892	Rs. 14,693	Rs. 1,693

Joy e-bike Gen Next Nanu EMI vs HF Deluxe, Radeon, HF 100

Hero HF Deluxe
Rs. 59,477
HF Deluxe EMI Compare with Gen Next Nanu
TVS Radeon
Rs. 58,850
Radeon EMI Compare with Gen Next Nanu
Hero HF 100
Rs. 59,839
HF 100 EMI Compare with Gen Next Nanu
Yulu Wynn
Rs. 55,555
Wynn EMI Compare with Gen Next Nanu
Zelio Eeva
Rs. 58,334
Eeva EMI Compare with Gen Next Nanu

Joy e-bike Gen Next Nanu EMI FAQs

What is the EMI for the Joy e-bike Gen Next Nanu?

Rs. 1,411 per month for the E-scooter variant (loan Rs. 44,093, 9.45%, 36 months). Over 60 months it is Rs. 925.

What is the down payment for the Joy e-bike Gen Next Nanu?

Rs. 13,231 for E-scooter and Rs. 14,693 for Eco in ZigWheels' default calculation.

What is the EMI for the Joy e-bike Gen Next Nanu Eco variant?

Rs. 1,693 per month on a loan of Rs. 52,892 at 9.45% for 36 months.

Which bank has the lowest rate for a Joy e-bike Gen Next Nanu loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 1,424 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Joy e-bike Gen Next Nanu loan?

Rs. 6,703 over 36 months on the E-scooter loan at 9.45%.

What on-road price is the Joy e-bike Gen Next Nanu EMI based on?

Rs. 57,324 in Delhi: ex-showroom Rs. 53,999, insurance Rs. 3,325, RTO and other charges Rs. 0.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Joy e-bike Gen Next Nanu Q&A

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