JHEV Alfa R5 EMI Calculator


Updated on October 2026
The JHEV Alfa R5 EMI is Rs. 3,029 per month for 36 months at 9.45% on a loan of Rs. 94,622, with a down payment of Rs. 22,004. This is based on the STD variant's on-road price of Rs. 1,16,626 in Chakdaha (ex-showroom Rs. 1,11,999). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Alfa R5 On-road price | Alfa R5 Mileage

JHEV Alfa R5 EMI and Down Payment (Chakdaha)

Ex-showroom
: Rs. 1,11,999
On-road price
: Rs. 1,16,626  (Chakdaha)
Loan amount
: Rs. 94,622  (On-road - Down payment)
Down payment
: Rs. 22,004  (On-road - Loan amount)
Monthly EMI
: Rs. 3,029  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 4,427
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JHEV Alfa R5 Bike Loan EMI Calculator

On-road price (Chakdaha)
Rs. 1,16,626
Down payment
Rs. 22,004
Loan amount
Rs. 94,622
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 3,029
Total interest
Rs. 14,422
Total payable
Rs. 1,09,044
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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JHEV Alfa R5 Loan Interest Rates by Bank

JHEV Alfa R5 loan rates, 36 months, loan Rs. 94,622
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 3,257 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 3,055 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 3,098 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 3,218 (36 months)
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JHEV Alfa R5 EMI by Tenure

For a Rs. 94,622 loan on the STD electric at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 8,295 Rs. 4,918 Rs. 99,540
24 months Rs. 4,342 Rs. 9,586 Rs. 1,04,208
36 months Rs. 3,029 Rs. 14,422 Rs. 1,09,044
48 months Rs. 2,375 Rs. 19,378 Rs. 1,14,000
60 months Rs. 1,985 Rs. 24,478 Rs. 1,19,100
JHEV Alfa R5
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JHEV Alfa R5
Starts at ₹ 1,11,999
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JHEV Alfa R5 EMI vs SP125, NTORQ 125, iQube

JHEV Alfa R5 EMI FAQs

What is the EMI for the JHEV Alfa R5?

Rs. 3,029 per month for the STD variant (loan Rs. 94,622, 9.45%, 36 months). Over 60 months it is Rs. 1,985.

What is the down payment for the JHEV Alfa R5?

Rs. 22,004 for STD in ZigWheels' default calculation.

Which bank has the lowest rate for a JHEV Alfa R5 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,055 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a JHEV Alfa R5 loan?

Rs. 14,422 over 36 months on the STD loan at 9.45%.

What on-road price is the JHEV Alfa R5 EMI based on?

Rs. 1,16,626 in Chakdaha: ex-showroom Rs. 1,11,999, insurance Rs. 4,427, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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