Hyundai i20 EMI Calculator

Updated on October 2026

Hyundai i20 EMI starts at ₹11,252 per month for the Era petrol (₹6.00 Lakh ex-showroom, ₹6.93 Lakh on-road Delhi), on a ₹5.23 Lakh loan at 10.5% for 60 months. Down payment: ₹1.70 Lakh. Total interest: ₹1.52 Lakh. The top Asta Opt iVT Knight DT costs ₹20,103/month.

Also see: i20 On-road price | i20 Variants | i20 Mileage

Hyundai i20 Era EMI & Down Payment

Ex-showroom

: Rs. 5,99,700

On-road price

: Rs. 6,93,414 (Delhi)

Loan amount

: Rs. 5,23,479 (On-road - Down payment)

Down payment

: Rs. 1,69,935 (On-road - Loan amount)

Monthly EMI

: Rs. 11,252 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 34,826

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Hyundai i20 Car Loan EMI Calculator

On-road price (Delhi): Rs. 6,93,414
Down payment: Rs. 1,69,935
Loan amount: Rs. 5,23,479
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 11,252
Total interest: Rs. 1,51,641
Total payable: Rs. 6,75,120

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hyundai i20 Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 10,828 (60 months)
ICICI Bank	9% onwards	Rs. 10,867 (60 months)
Axis Bank	9.15% onwards	Rs. 10,905 (60 months)
Bank of Baroda	8.7% onwards	Rs. 10,791 (60 months)

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Hyundai i20 EMI by Loan Tenure

For a Rs. 5,23,479 loan on the Era petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 17,014	Rs. 89,025	Rs. 6,12,504
48 months	Rs. 13,403	Rs. 1,19,865	Rs. 6,43,344
60 months	Rs. 11,252	Rs. 1,51,641	Rs. 6,75,120
84 months	Rs. 8,826	Rs. 2,17,905	Rs. 7,41,384

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Hyundai i20

4.1 94 user reviews

Starts at ₹ 6.00 Lakh

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Hyundai i20 Variant-wise EMI & Down Payment

i20 Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Era	Petrol / Manual	Rs. 5,99,700	Rs. 5,23,479	Rs. 1,69,935	Rs. 11,252
Magna Executive	Petrol / Manual	Rs. 6,74,600	Rs. 5,89,440	Rs. 1,92,264	Rs. 12,669
Magna	Petrol / Manual	Rs. 7,04,900	Rs. 6,16,124	Rs. 1,98,816	Rs. 13,243
Sportz	Petrol / Manual	Rs. 7,85,200	Rs. 6,86,841	Rs. 2,18,075	Rs. 14,763
Sportz Opt	Petrol / Manual	Rs. 8,38,700	Rs. 7,33,956	Rs. 2,30,174	Rs. 15,776
Sportz Opt Knight	Petrol / Manual	Rs. 8,47,700	Rs. 7,41,882	Rs. 2,31,910	Rs. 15,946
Asta	Petrol / Manual	Rs. 8,71,200	Rs. 7,62,577	Rs. 2,36,924	Rs. 16,391
Sportz IVT	Petrol / Automatic	Rs. 8,86,200	Rs. 7,75,787	Rs. 2,42,517	Rs. 16,675
Asta Opt	Petrol / Manual	Rs. 9,24,700	Rs. 8,09,692	Rs. 2,48,823	Rs. 17,403
Sportz Opt IVT	Petrol / Automatic	Rs. 9,30,700	Rs. 8,14,976	Rs. 2,52,180	Rs. 17,517
Asta Opt DT	Petrol / Manual	Rs. 9,39,700	Rs. 8,22,902	Rs. 2,52,115	Rs. 17,687
Asta Opt IVT	Petrol / Automatic	Rs. 10,43,700	Rs. 9,13,690	Rs. 3,18,683	Rs. 19,639
Asta Opt iVT Knight	Petrol / Automatic	Rs. 10,53,200	Rs. 9,22,056	Rs. 3,23,512	Rs. 19,819
Asta Opt IVT DT	Petrol / Automatic	Rs. 10,58,700	Rs. 9,26,900	Rs. 3,22,575	Rs. 19,923
Asta Opt iVT Knight DT	Petrol / Automatic	Rs. 10,68,200	Rs. 9,35,266	Rs. 3,07,304	Rs. 20,103

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EMI of Hyundai i20 Rivals – Baleno, Swift, Amaze

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Swift EMI Compare with i20
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Amaze EMI Compare with i20
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Altroz EMI Compare with i20

Hyundai i20 EMI – Frequently Asked Questions

What is the starting EMI of the Hyundai i20?

The Hyundai i20 EMI starts at ₹11,252 per month for the Era petrol on a ₹5.23 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹6.93 Lakh.

What is the minimum down payment for the Hyundai i20?

About ₹1.70 Lakh for the Era petrol in Delhi: the on-road price of ₹6.93 Lakh minus a ₹5.23 Lakh loan.

How much total interest will I pay on a Hyundai i20 loan?

On a ₹5.23 Lakh loan at 10.5% for 60 months you pay ₹1.52 Lakh in interest, or ₹6.75 Lakh in total.

What is the Hyundai i20 EMI for a 3-year versus a 7-year tenure?

For a ₹5.23 Lakh loan at 10.5%, the EMI is ₹17,014 per month over 3 years (₹89,025 interest) and ₹8,826 per month over 7 years (₹2.18 Lakh interest).

Which bank has the lowest interest rate for a Hyundai i20 loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹10,791 per month on a ₹5.23 Lakh loan for 60 months.

What is the EMI of the top Hyundai i20 variant?

The Asta Opt iVT Knight DT costs ₹20,103 per month on a ₹9.35 Lakh loan at 10.5% for 60 months.

How is the Hyundai i20 down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Hyundai i20 Q&A

Hyundai i20

4.1 94 user reviews

Starts at Rs. 6.00 Lakh

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Hyundai i20 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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