Tata Altroz EMI Calculator

Updated on October 2026

Tata Altroz EMI starts at ₹11,257 per month for the Smart petrol (₹6.00 Lakh ex-showroom, ₹6.87 Lakh on-road Delhi), on a ₹5.24 Lakh loan at 10.5% for 60 months. Down payment: ₹1.63 Lakh. Total interest: ₹1.52 Lakh. The top Accomplished S AMT CNG costs ₹20,515/month.

Also see: Altroz On-road price | Altroz Variants | Altroz Offers

Tata Altroz Smart EMI & Down Payment

Ex-showroom

: Rs. 5,99,990

On-road price

: Rs. 6,87,226 (Delhi)

Loan amount

: Rs. 5,23,734 (On-road - Down payment)

Down payment

: Rs. 1,63,492 (On-road - Loan amount)

Monthly EMI

: Rs. 11,257 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 34,836

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Tata Altroz Car Loan EMI Calculator

On-road price (Delhi): Rs. 6,87,226
Down payment: Rs. 1,63,492
Loan amount: Rs. 5,23,734
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 11,257
Total interest: Rs. 1,51,686
Total payable: Rs. 6,75,420

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Tata Altroz Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 10,834 (60 months)
ICICI Bank	9% onwards	Rs. 10,872 (60 months)
Axis Bank	9.15% onwards	Rs. 10,910 (60 months)
Bank of Baroda	8.7% onwards	Rs. 10,796 (60 months)

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Tata Altroz EMI by Loan Tenure

For a Rs. 5,23,734 loan on the Smart petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 17,023	Rs. 89,094	Rs. 6,12,828
48 months	Rs. 13,409	Rs. 1,19,898	Rs. 6,43,632
60 months	Rs. 11,257	Rs. 1,51,686	Rs. 6,75,420
84 months	Rs. 8,831	Rs. 2,18,070	Rs. 7,41,804

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Tata Altroz

4.6 13 user reviews

Starts at ₹ 6.00 Lakh

View October Offers

Tata Altroz Variant-wise EMI & Down Payment

Altroz Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Smart	Petrol / Manual	Rs. 5,99,990	Rs. 5,23,734	Rs. 1,63,492	Rs. 11,257
Pure	Petrol / Manual	Rs. 7,14,990	Rs. 6,25,010	Rs. 2,09,198	Rs. 13,434
Smart CNG	CNG / Manual	Rs. 7,29,990	Rs. 6,38,220	Rs. 2,12,690	Rs. 13,718
Pure S	Petrol / Manual	Rs. 7,44,990	Rs. 6,51,430	Rs. 2,15,782	Rs. 14,002
Pure AMT	Petrol / Automatic	Rs. 7,71,990	Rs. 6,75,207	Rs. 2,21,988	Rs. 14,513
Pure S AMT	Petrol / Automatic	Rs. 8,01,990	Rs. 7,01,627	Rs. 2,29,672	Rs. 15,081
Creative	Petrol / Manual	Rs. 8,09,990	Rs. 7,08,672	Rs. 2,31,482	Rs. 15,232
Pure CNG	CNG / Manual	Rs. 8,19,990	Rs. 7,17,479	Rs. 2,34,143	Rs. 15,421
Pure Diesel	Diesel / Manual	Rs. 8,29,990	Rs. 7,26,285	Rs. 2,58,830	Rs. 15,611
Creative S	Petrol / Manual	Rs. 8,44,990	Rs. 7,39,495	Rs. 2,39,497	Rs. 15,895
Pure S CNG	CNG / Manual	Rs. 8,49,990	Rs. 7,43,898	Rs. 2,40,928	Rs. 15,989
Creative AMT	Petrol / Automatic	Rs. 8,66,990	Rs. 7,58,870	Rs. 2,46,372	Rs. 16,311
Pure AMT CNG	CNG / Automatic	Rs. 8,74,990	Rs. 7,65,915	Rs. 2,47,681	Rs. 16,463
Creative S AMT	Petrol / Automatic	Rs. 9,01,990	Rs. 7,89,692	Rs. 2,53,888	Rs. 16,974
Pure S AMT CNG	CNG / Automatic	Rs. 9,04,990	Rs. 7,92,334	Rs. 2,55,466	Rs. 17,030
Creative CNG	CNG / Manual	Rs. 9,14,990	Rs. 8,01,141	Rs. 2,57,427	Rs. 17,220
Accomplished S	Petrol / Manual	Rs. 9,29,990	Rs. 8,14,351	Rs. 2,60,519	Rs. 17,504
Creative S CNG	CNG / Manual	Rs. 9,49,990	Rs. 8,31,964	Rs. 2,65,942	Rs. 17,882
Creative S Diesel	Diesel / Manual	Rs. 9,59,990	Rs. 8,40,770	Rs. 2,93,604	Rs. 18,071
Creative S DCA	Petrol / Automatic	Rs. 9,64,990	Rs. 8,45,174	Rs. 2,68,634	Rs. 18,166
Creative AMT CNG	CNG / Automatic	Rs. 9,69,990	Rs. 8,49,577	Rs. 2,72,165	Rs. 18,261
Creative S AMT CNG	CNG / Automatic	Rs. 9,99,990	Rs. 8,75,997	Rs. 2,79,949	Rs. 18,829
Accomplished S CNG	CNG / Manual	Rs. 10,34,990	Rs. 9,06,020	Rs. 3,29,064	Rs. 19,474
Accomplished S Diesel	Diesel / Manual	Rs. 10,44,990	Rs. 9,14,826	Rs. 3,67,501	Rs. 19,663
Accomplished S DCA	Petrol / Automatic	Rs. 10,49,990	Rs. 9,19,229	Rs. 3,32,557	Rs. 19,758
Accomplished Plus S DCA	Petrol / Automatic	Rs. 10,74,990	Rs. 9,41,246	Rs. 3,39,210	Rs. 20,231
Accomplished S AMT CNG	CNG / Automatic	Rs. 10,89,990	Rs. 9,54,456	Rs. 3,47,502	Rs. 20,515

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EMI of Tata Altroz Rivals – Baleno, FRONX, Swift

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Swift EMI Compare with Altroz
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Punch EMI Compare with Altroz

Tata Altroz EMI – Frequently Asked Questions

What is the starting EMI of the Tata Altroz?

The Tata Altroz EMI starts at ₹11,257 per month for the Smart petrol on a ₹5.24 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹6.87 Lakh.

What is the minimum down payment for the Tata Altroz?

About ₹1.63 Lakh for the Smart petrol in Delhi: the on-road price of ₹6.87 Lakh minus a ₹5.24 Lakh loan.

How much total interest will I pay on a Tata Altroz loan?

On a ₹5.24 Lakh loan at 10.5% for 60 months you pay ₹1.52 Lakh in interest, or ₹6.75 Lakh in total.

What is the Tata Altroz EMI for a 3-year versus a 7-year tenure?

For a ₹5.24 Lakh loan at 10.5%, the EMI is ₹17,023 per month over 3 years (₹89,094 interest) and ₹8,831 per month over 7 years (₹2.18 Lakh interest).

Which bank has the lowest interest rate for a Tata Altroz loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹10,796 per month on a ₹5.24 Lakh loan for 60 months.

What is the EMI of the top Tata Altroz variant?

The Accomplished S AMT CNG costs ₹20,515 per month on a ₹9.54 Lakh loan at 10.5% for 60 months.

How is the Tata Altroz down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Tata Altroz Q&A

Tata Altroz

4.6 13 user reviews

Starts at Rs. 6.00 Lakh

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Tata Altroz 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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