Maruti Suzuki Baleno EMI Calculator

Updated on October 2026

Maruti Suzuki Baleno EMI starts at ₹11,236 per month for the Sigma petrol (₹5.99 Lakh ex-showroom, ₹6.62 Lakh on-road Delhi), on a ₹5.23 Lakh loan at 10.5% for 60 months. Down payment: ₹1.40 Lakh. Total interest: ₹1.51 Lakh. The top Alpha (O) AMT costs ₹18,810/month.

Also see: Baleno On-road price | Baleno Variants | Baleno Offers | Baleno Mileage

Maruti Suzuki Baleno Sigma EMI & Down Payment

Maruti Suzuki Baleno Sigma – EMI calculator

Ex-showroom

: Rs. 5,98,900

On-road price

: Rs. 6,62,452 (Delhi)

Loan amount

: Rs. 5,22,775 (On-road - Down payment)

Down payment

: Rs. 1,39,677 (On-road - Loan amount)

Monthly EMI

: Rs. 11,236 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 34,796

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Maruti Suzuki Baleno Car Loan EMI Calculator

On-road price (Delhi): Rs. 6,62,452
Down payment: Rs. 1,39,677
Loan amount: Rs. 5,22,775
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 11,236
Total interest: Rs. 1,51,385
Total payable: Rs. 6,74,160

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maruti Suzuki Baleno Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 10,814 (60 months)
ICICI Bank	9% onwards	Rs. 10,852 (60 months)
Axis Bank	9.15% onwards	Rs. 10,890 (60 months)
Bank of Baroda	8.7% onwards	Rs. 10,776 (60 months)

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Maruti Suzuki Baleno EMI by Loan Tenure

For a Rs. 5,22,775 loan on the Sigma petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 16,991	Rs. 88,901	Rs. 6,11,676
48 months	Rs. 13,385	Rs. 1,19,705	Rs. 6,42,480
60 months	Rs. 11,236	Rs. 1,51,385	Rs. 6,74,160
84 months	Rs. 8,814	Rs. 2,17,601	Rs. 7,40,376

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Maruti Suzuki Baleno

4.4 68 user reviews

Starts at ₹ 5.99 Lakh

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Maruti Suzuki Baleno Variant-wise EMI & Down Payment

Baleno Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Sigma	Petrol / Manual	Rs. 5,98,900	Rs. 5,22,775	Rs. 1,39,677	Rs. 11,236
Delta	Petrol / Manual	Rs. 6,99,900	Rs. 6,11,721	Rs. 1,80,485	Rs. 13,148
Delta AMT	Petrol / Automatic	Rs. 7,49,900	Rs. 6,55,754	Rs. 1,91,792	Rs. 14,095
Delta CNG	CNG / Manual	Rs. 7,92,400	Rs. 6,93,181	Rs. 2,01,404	Rs. 14,899
Zeta	Petrol / Manual	Rs. 7,99,900	Rs. 6,99,786	Rs. 2,03,100	Rs. 15,041
Delta CNG AMT	CNG / Automatic	Rs. 8,32,400	Rs. 7,28,408	Rs. 2,10,450	Rs. 15,656
Zeta AMT	Petrol / Automatic	Rs. 8,49,900	Rs. 7,43,819	Rs. 2,14,408	Rs. 15,988
Zeta CNG	CNG / Manual	Rs. 8,92,400	Rs. 7,81,247	Rs. 2,24,019	Rs. 16,792
Alpha	Petrol / Manual	Rs. 9,09,900	Rs. 7,96,658	Rs. 2,27,977	Rs. 17,123
Zeta CNG AMT	CNG / Automatic	Rs. 9,32,400	Rs. 8,16,473	Rs. 2,33,065	Rs. 17,549
Alpha (O)	Petrol / Manual	Rs. 9,49,900	Rs. 8,31,885	Rs. 2,37,022	Rs. 17,880
Alpha AMT	Petrol / Automatic	Rs. 9,59,900	Rs. 8,40,691	Rs. 2,39,284	Rs. 18,070
Alpha (O) AMT	Petrol / Automatic	Rs. 9,99,000	Rs. 8,75,125	Rs. 2,48,126	Rs. 18,810

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EMI of Maruti Suzuki Baleno Rivals – Glanza, Punch

Maruti Suzuki Swift
Rs. 5.84 Lakh
Swift EMI Compare with Baleno
Maruti Suzuki Dzire
Rs. 6.31 Lakh
Dzire EMI Compare with Baleno
Maruti Suzuki Brezza
Rs. 7.50 Lakh
Brezza EMI Compare with Baleno
Toyota Glanza
Rs. 6.99 Lakh
Glanza EMI Compare with Baleno
Maruti Suzuki FRONX
Rs. 6.90 Lakh
FRONX EMI Compare with Baleno

Maruti Suzuki Baleno EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Baleno?

The Maruti Suzuki Baleno EMI starts at ₹11,236 per month for the Sigma petrol on a ₹5.23 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹6.62 Lakh.

What is the minimum down payment for the Maruti Suzuki Baleno?

About ₹1.40 Lakh for the Sigma petrol in Delhi: the on-road price of ₹6.62 Lakh minus a ₹5.23 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Baleno loan?

On a ₹5.23 Lakh loan at 10.5% for 60 months you pay ₹1.51 Lakh in interest, or ₹6.74 Lakh in total.

What is the Maruti Suzuki Baleno EMI for a 3-year versus a 7-year tenure?

For a ₹5.23 Lakh loan at 10.5%, the EMI is ₹16,991 per month over 3 years (₹88,901 interest) and ₹8,814 per month over 7 years (₹2.18 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Baleno loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹10,776 per month on a ₹5.23 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Baleno variant?

The Alpha (O) AMT costs ₹18,810 per month on a ₹8.75 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Baleno down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Maruti Suzuki Baleno Q&A

Maruti Suzuki Baleno

4.4 68 user reviews

Starts at Rs. 5.99 Lakh

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Maruti Suzuki Baleno 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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Maruti Suzuki FRONX Rs. 6.90 Lakh
Maruti Suzuki Swift Rs. 5.84 Lakh
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Maruti Suzuki Ertiga Rs. 8.90 Lakh

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