Maruti Suzuki Grand Vitara EMI Calculator

Updated on October 2026

Maruti Suzuki Grand Vitara EMI starts at ₹20,260 per month for the Sigma petrol (₹10.77 Lakh ex-showroom, ₹12.50 Lakh on-road Nagrota), on a ₹9.43 Lakh loan at 10.5% for 60 months. Down payment: ₹3.07 Lakh. Total interest: ₹2.73 Lakh. The top Alpha Plus Opt Hybrid CVT DT costs ₹37,218/month.

Also see: Grand Vitara On-road price | Grand Vitara Variants | Grand Vitara Offers | Grand Vitara Mileage

Maruti Suzuki Grand Vitara Sigma EMI & Down Payment

Maruti Suzuki Grand Vitara Sigma – EMI calculator

Ex-showroom

: Rs. 10,76,500

On-road price

: Rs. 12,49,677 (Nagrota)

Loan amount

: Rs. 9,42,576 (On-road - Down payment)

Down payment

: Rs. 3,07,101 (On-road - Loan amount)

Monthly EMI

: Rs. 20,260 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 51,263

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Maruti Suzuki Grand Vitara Car Loan EMI Calculator

On-road price (Nagrota): Rs. 12,49,677
Down payment: Rs. 3,07,101
Loan amount: Rs. 9,42,576
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 20,260
Total interest: Rs. 2,73,024
Total payable: Rs. 12,15,600

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maruti Suzuki Grand Vitara Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,498 (60 months)
ICICI Bank	9% onwards	Rs. 19,566 (60 months)
Axis Bank	9.15% onwards	Rs. 19,635 (60 months)
Bank of Baroda	8.7% onwards	Rs. 19,429 (60 months)

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Maruti Suzuki Grand Vitara EMI by Loan Tenure

For a Rs. 9,42,576 loan on the Sigma petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 30,636	Rs. 1,60,320	Rs. 11,02,896
48 months	Rs. 24,133	Rs. 2,15,808	Rs. 11,58,384
60 months	Rs. 20,260	Rs. 2,73,024	Rs. 12,15,600
84 months	Rs. 15,892	Rs. 3,92,352	Rs. 13,34,928

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Maruti Suzuki Grand Vitara

4.5 174 user reviews

Starts at ₹ 10.77 Lakh

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Maruti Suzuki Grand Vitara Variant-wise EMI & Down Payment

Grand Vitara Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Sigma	Petrol / Manual	Rs. 10,76,500	Rs. 9,42,576	Rs. 3,07,101	Rs. 20,260
Delta	Petrol / Manual	Rs. 12,09,700	Rs. 10,59,879	Rs. 3,40,286	Rs. 22,781
Delta CNG	CNG / Manual	Rs. 12,99,700	Rs. 11,39,138	Rs. 3,63,686	Rs. 24,485
Delta AT	Petrol / Automatic	Rs. 13,44,700	Rs. 11,78,767	Rs. 3,73,287	Rs. 25,336
Zeta	Petrol / Manual	Rs. 13,70,000	Rs. 12,01,048	Rs. 3,80,134	Rs. 25,815
Zeta DT	Petrol / Manual	Rs. 13,85,400	Rs. 12,14,610	Rs. 3,80,692	Rs. 26,107
Zeta Opt	Petrol / Manual	Rs. 14,28,000	Rs. 12,52,126	Rs. 3,90,938	Rs. 26,913
Zeta Opt DT	Petrol / Manual	Rs. 14,43,400	Rs. 12,65,688	Rs. 3,95,197	Rs. 27,205
Zeta CNG	CNG / Manual	Rs. 14,60,000	Rs. 12,80,307	Rs. 4,08,234	Rs. 27,519
Zeta AT	Petrol / Automatic	Rs. 15,05,000	Rs. 13,19,937	Rs. 4,30,589	Rs. 28,371
Alpha	Petrol / Manual	Rs. 15,19,700	Rs. 13,32,882	Rs. 4,34,949	Rs. 28,649
Zeta AT DT	Petrol / Automatic	Rs. 15,20,400	Rs. 13,33,499	Rs. 4,31,218	Rs. 28,662
Alpha DT	Petrol / Manual	Rs. 15,35,100	Rs. 13,46,444	Rs. 4,39,677	Rs. 28,940
Zeta Opt AT	Petrol / Automatic	Rs. 15,63,000	Rs. 13,71,015	Rs. 4,41,331	Rs. 29,468
Alpha Opt	Petrol / Manual	Rs. 15,77,600	Rs. 13,83,872	Rs. 4,45,467	Rs. 29,745
Zeta Opt AT DT	Petrol / Automatic	Rs. 15,78,400	Rs. 13,84,577	Rs. 4,46,460	Rs. 29,760
Alpha Opt DT	Petrol / Manual	Rs. 15,93,000	Rs. 13,97,434	Rs. 4,50,096	Rs. 30,036
Alpha AT	Petrol / Automatic	Rs. 16,54,700	Rs. 14,51,771	Rs. 4,70,134	Rs. 31,204
Delta Plus Hybrid CVT	Petrol / Automatic	Rs. 16,63,300	Rs. 14,59,344	Rs. 4,66,816	Rs. 31,367
Alpha AT DT	Petrol / Automatic	Rs. 16,70,100	Rs. 14,65,333	Rs. 4,75,163	Rs. 31,496
Alpha Opt AT	Petrol / Automatic	Rs. 17,12,600	Rs. 15,02,761	Rs. 4,81,152	Rs. 32,300
Alpha Opt AT DT	Petrol / Automatic	Rs. 17,28,000	Rs. 15,16,323	Rs. 4,85,881	Rs. 32,592
Zeta Plus Hybrid CVT	Petrol / Automatic	Rs. 17,91,600	Rs. 15,72,332	Rs. 5,05,080	Rs. 33,796
Alpha AWD AT	Petrol / Automatic	Rs. 17,99,700	Rs. 15,79,466	Rs. 5,03,840	Rs. 33,949
Zeta Plus Hybrid CVT DT	Petrol / Automatic	Rs. 18,07,000	Rs. 15,85,894	Rs. 5,10,609	Rs. 34,087
Alpha AWD AT DT	Petrol / Automatic	Rs. 18,15,100	Rs. 15,93,028	Rs. 5,08,169	Rs. 34,240
Zeta Plus Opt Hybrid CVT	Petrol / Automatic	Rs. 18,50,300	Rs. 16,24,027	Rs. 5,16,791	Rs. 34,907
Alpha AWD Opt AT	Petrol / Automatic	Rs. 18,57,600	Rs. 16,30,456	Rs. 5,18,859	Rs. 35,045
Zeta Plus Opt Hybrid CVT DT	Petrol / Automatic	Rs. 18,65,700	Rs. 16,37,589	Rs. 5,21,220	Rs. 35,198
Alpha AWD Opt AT DT	Petrol / Automatic	Rs. 18,73,000	Rs. 16,44,018	Rs. 5,23,387	Rs. 35,336
Alpha Plus Hybrid CVT	Petrol / Automatic	Rs. 19,50,200	Rs. 17,12,004	Rs. 5,46,279	Rs. 36,798
Alpha Plus Opt Hybrid CVT	Petrol / Automatic	Rs. 19,57,000	Rs. 17,17,993	Rs. 5,44,425	Rs. 36,926
Alpha Plus Hybrid CVT DT	Petrol / Automatic	Rs. 19,65,600	Rs. 17,25,566	Rs. 5,52,108	Rs. 37,089
Alpha Plus Opt Hybrid CVT DT	Petrol / Automatic	Rs. 19,72,400	Rs. 17,31,555	Rs. 5,48,554	Rs. 37,218

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EMI of Maruti Suzuki Grand Vitara Rivals – Hyryder, Creta

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FRONX EMI Compare with Grand Vitara
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Baleno EMI Compare with Grand Vitara
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Hyryder EMI Compare with Grand Vitara

Maruti Suzuki Grand Vitara EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Grand Vitara?

The Maruti Suzuki Grand Vitara EMI starts at ₹20,260 per month for the Sigma petrol on a ₹9.43 Lakh loan at 10.5% for 60 months. Its on-road price in Nagrota is ₹12.50 Lakh.

What is the minimum down payment for the Maruti Suzuki Grand Vitara?

About ₹3.07 Lakh for the Sigma petrol in Nagrota: the on-road price of ₹12.50 Lakh minus a ₹9.43 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Grand Vitara loan?

On a ₹9.43 Lakh loan at 10.5% for 60 months you pay ₹2.73 Lakh in interest, or ₹12.16 Lakh in total.

What is the Maruti Suzuki Grand Vitara EMI for a 3-year versus a 7-year tenure?

For a ₹9.43 Lakh loan at 10.5%, the EMI is ₹30,636 per month over 3 years (₹1.60 Lakh interest) and ₹15,892 per month over 7 years (₹3.92 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Grand Vitara loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹19,429 per month on a ₹9.43 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Grand Vitara variant?

The Alpha Plus Opt Hybrid CVT DT costs ₹37,218 per month on a ₹17.32 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Grand Vitara down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Maruti Suzuki Grand Vitara Q&A

Maruti Suzuki Grand Vitara

4.5 174 user reviews

Starts at Rs. 10.77 Lakh

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Maruti Suzuki Grand Vitara 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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