Maruti Suzuki Grand Vitara EMI Calculator

Updated on October 2026

Maruti Suzuki Grand Vitara EMI starts at ₹20,260 per month for the Sigma petrol (₹10.77 Lakh ex-showroom, ₹12.92 Lakh on-road Delhi), on a ₹9.43 Lakh loan at 10.5% for 60 months. Down payment: ₹3.50 Lakh. Total interest: ₹2.73 Lakh. The top Alpha Plus Opt Hybrid CVT DT costs ₹37,313/month.

Also see: Grand Vitara On-road price | Grand Vitara Variants | Grand Vitara Offers | Grand Vitara Mileage

Maruti Suzuki Grand Vitara Sigma EMI & Down Payment

Maruti Suzuki Grand Vitara Sigma – EMI calculator

Ex-showroom

: Rs. 10,76,500

On-road price

: Rs. 12,92,188 (Delhi)

Loan amount

: Rs. 9,42,576 (On-road - Down payment)

Down payment

: Rs. 3,49,612 (On-road - Loan amount)

Monthly EMI

: Rs. 20,260 (For Tenure of 60 months @ 10.5%; banks start from 8.7%)

Insurance

: Rs. 52,373

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Maruti Suzuki Grand Vitara Car Loan EMI Calculator

On-road price (Delhi): Rs. 12,92,188
Down payment: Rs. 3,49,612
Loan amount: Rs. 9,42,576
Interest rate: 10.5%
Tenure: 60 months
Monthly EMI: Rs. 20,260
Total interest: Rs. 2,73,024
Total payable: Rs. 12,15,600

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Maruti Suzuki Grand Vitara Car Loan Interest Rates – Bank Comparison

Lending Partners	Interest Rate	EMI Starting From (60 Months)
HDFC Bank	8.85% onwards	Rs. 19,498 (60 months)
ICICI Bank	9% onwards	Rs. 19,566 (60 months)
Axis Bank	9.15% onwards	Rs. 19,635 (60 months)
Bank of Baroda	8.7% onwards	Rs. 19,429 (60 months)

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Maruti Suzuki Grand Vitara EMI by Loan Tenure

For a Rs. 9,42,576 loan on the Sigma petrol at 10.5%.

Tenure	EMI	Total Interest	Total Payable
36 months	Rs. 30,636	Rs. 1,60,320	Rs. 11,02,896
48 months	Rs. 24,133	Rs. 2,15,808	Rs. 11,58,384
60 months	Rs. 20,260	Rs. 2,73,024	Rs. 12,15,600
84 months	Rs. 15,892	Rs. 3,92,352	Rs. 13,34,928

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Maruti Suzuki Grand Vitara

4.5 174 user reviews

Starts at ₹ 10.77 Lakh

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Maruti Suzuki Grand Vitara Variant-wise EMI & Down Payment

Grand Vitara Variants	Fuel/Transmission	Ex-showroom	Loan @10.5%	Down Payment	EMI (60 months)
Sigma	Petrol / Manual	Rs. 10,76,500	Rs. 9,42,576	Rs. 3,49,612	Rs. 20,260
Delta	Petrol / Manual	Rs. 12,14,700	Rs. 10,64,282	Rs. 3,88,994	Rs. 22,876
Delta CNG	CNG / Manual	Rs. 13,04,700	Rs. 11,43,541	Rs. 4,15,447	Rs. 24,579
Delta AT	Petrol / Automatic	Rs. 13,49,700	Rs. 11,83,171	Rs. 4,26,623	Rs. 25,431
Zeta	Petrol / Manual	Rs. 13,85,000	Rs. 12,14,258	Rs. 4,37,419	Rs. 26,099
Zeta Opt	Petrol / Manual	Rs. 13,89,100	Rs. 12,17,869	Rs. 4,34,209	Rs. 26,177
Zeta DT	Petrol / Manual	Rs. 14,00,400	Rs. 12,27,820	Rs. 4,38,617	Rs. 26,391
Zeta Opt DT	Petrol / Manual	Rs. 14,04,500	Rs. 12,31,431	Rs. 4,39,108	Rs. 26,468
Zeta CNG	CNG / Manual	Rs. 14,65,000	Rs. 12,84,710	Rs. 4,65,611	Rs. 27,613
Zeta CNG DT	CNG / Manual	Rs. 14,80,400	Rs. 12,98,272	Rs. 4,60,510	Rs. 27,905
Zeta AT	Petrol / Automatic	Rs. 15,20,000	Rs. 13,33,146	Rs. 4,76,049	Rs. 28,655
Zeta Opt AT	Petrol / Automatic	Rs. 15,24,100	Rs. 13,36,757	Rs. 4,72,240	Rs. 28,732
Alpha	Petrol / Manual	Rs. 15,34,700	Rs. 13,46,092	Rs. 4,80,661	Rs. 28,933
Zeta AT DT	Petrol / Automatic	Rs. 15,35,400	Rs. 13,46,708	Rs. 4,76,948	Rs. 28,946
Alpha Opt	Petrol / Manual	Rs. 15,38,700	Rs. 13,49,615	Rs. 4,76,725	Rs. 29,008
Zeta Opt AT DT	Petrol / Automatic	Rs. 15,44,500	Rs. 13,54,722	Rs. 4,79,170	Rs. 29,118
Alpha DT	Petrol / Manual	Rs. 15,50,100	Rs. 13,59,654	Rs. 4,85,760	Rs. 29,224
Alpha Opt DT	Petrol / Manual	Rs. 15,54,100	Rs. 13,63,177	Rs. 4,81,624	Rs. 29,300
Delta Plus Hybrid CVT	Petrol / Automatic	Rs. 16,68,300	Rs. 14,63,748	Rs. 5,13,018	Rs. 31,462
Alpha AT	Petrol / Automatic	Rs. 16,69,700	Rs. 14,64,980	Rs. 5,19,091	Rs. 31,488
Alpha Opt AT	Petrol / Automatic	Rs. 16,73,700	Rs. 14,68,503	Rs. 5,15,655	Rs. 31,564
Alpha AT DT	Petrol / Automatic	Rs. 16,85,100	Rs. 14,78,543	Rs. 5,24,589	Rs. 31,780
Alpha Opt AT DT	Petrol / Automatic	Rs. 16,89,100	Rs. 14,82,065	Rs. 5,20,754	Rs. 31,855
Zeta Plus Hybrid CVT	Petrol / Automatic	Rs. 17,96,600	Rs. 15,76,736	Rs. 5,54,364	Rs. 33,890
Alpha AWD AT	Petrol / Automatic	Rs. 18,04,700	Rs. 15,83,869	Rs. 5,53,321	Rs. 34,044
Zeta Plus Hybrid CVT DT	Petrol / Automatic	Rs. 18,12,000	Rs. 15,90,298	Rs. 5,60,363	Rs. 34,182
Alpha AWD AT DT	Petrol / Automatic	Rs. 18,20,100	Rs. 15,97,431	Rs. 5,58,019	Rs. 34,335
Zeta Plus Opt Hybrid CVT	Petrol / Automatic	Rs. 18,55,300	Rs. 16,28,430	Rs. 5,67,488	Rs. 35,001
Alpha AWD Opt AT	Petrol / Automatic	Rs. 18,62,600	Rs. 16,34,859	Rs. 5,69,730	Rs. 35,139
Zeta Plus Opt Hybrid CVT DT	Petrol / Automatic	Rs. 18,70,700	Rs. 16,41,992	Rs. 5,72,287	Rs. 35,293
Alpha AWD Opt AT DT	Petrol / Automatic	Rs. 18,78,000	Rs. 16,48,421	Rs. 5,74,729	Rs. 35,431
Alpha Plus Hybrid CVT	Petrol / Automatic	Rs. 19,55,200	Rs. 17,16,408	Rs. 5,99,475	Rs. 36,892
Alpha Plus Opt Hybrid CVT	Petrol / Automatic	Rs. 19,62,000	Rs. 17,22,396	Rs. 5,97,786	Rs. 37,021
Alpha Plus Hybrid CVT DT	Petrol / Automatic	Rs. 19,70,600	Rs. 17,29,970	Rs. 6,05,674	Rs. 37,184
Alpha Plus Opt Hybrid CVT DT	Petrol / Automatic	Rs. 19,77,400	Rs. 17,35,958	Rs. 6,02,284	Rs. 37,313

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EMI of Maruti Suzuki Grand Vitara Rivals – Hyryder, Creta, Seltos

Toyota Hyryder
Rs. 11.31 Lakh
Hyryder EMI Compare with Grand Vitara
Maruti Suzuki Brezza
Rs. 7.50 Lakh
Brezza EMI Compare with Grand Vitara
Maruti Suzuki Victoris
Rs. 10.50 Lakh
Victoris EMI Compare with Grand Vitara
Hyundai Creta
Rs. 10.91 Lakh
Creta EMI Compare with Grand Vitara
Maruti Suzuki FRONX
Rs. 6.90 Lakh
FRONX EMI Compare with Grand Vitara

Maruti Suzuki Grand Vitara EMI – Frequently Asked Questions

What is the starting EMI of the Maruti Suzuki Grand Vitara?

The Maruti Suzuki Grand Vitara EMI starts at ₹20,260 per month for the Sigma petrol on a ₹9.43 Lakh loan at 10.5% for 60 months. Its on-road price in Delhi is ₹12.92 Lakh.

What is the minimum down payment for the Maruti Suzuki Grand Vitara?

About ₹3.50 Lakh for the Sigma petrol in Delhi: the on-road price of ₹12.92 Lakh minus a ₹9.43 Lakh loan.

How much total interest will I pay on a Maruti Suzuki Grand Vitara loan?

On a ₹9.43 Lakh loan at 10.5% for 60 months you pay ₹2.73 Lakh in interest, or ₹12.16 Lakh in total.

What is the Maruti Suzuki Grand Vitara EMI for a 3-year versus a 7-year tenure?

For a ₹9.43 Lakh loan at 10.5%, the EMI is ₹30,636 per month over 3 years (₹1.60 Lakh interest) and ₹15,892 per month over 7 years (₹3.92 Lakh interest).

Which bank has the lowest interest rate for a Maruti Suzuki Grand Vitara loan?

Of the banks listed on this page, Bank of Baroda starts lowest at 8.7%, which makes the EMI ₹19,429 per month on a ₹9.43 Lakh loan for 60 months.

What is the EMI of the top Maruti Suzuki Grand Vitara variant?

The Alpha Plus Opt Hybrid CVT DT costs ₹37,313 per month on a ₹17.36 Lakh loan at 10.5% for 60 months.

How is the Maruti Suzuki Grand Vitara down payment calculated?

Down payment is the on-road price minus the loan amount. ZigWheels finances 90% of the ex-showroom price, less the processing fee and one EMI paid in advance, so the down payment covers the rest of the ex-showroom price plus insurance, registration and other on-road charges.

Ask or read owner questions on Maruti Suzuki Grand Vitara Q&A

Maruti Suzuki Grand Vitara

4.5 174 user reviews

Starts at Rs. 10.77 Lakh

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Maruti Suzuki Grand Vitara 2026 Brochure

Download brochure for detailed information of specifications, features & variants prices

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