Hop Oxo EMI Calculator

Updated on October 2026

The Hop Oxo EMI is Rs. 3,473 per month for 36 months at 9.45% on a loan of Rs. 1,08,495, with a down payment of Rs. 39,329. This is based on the STD variant's on-road price of Rs. 1,47,824 in Delhi (ex-showroom Rs. 1,27,922). Use the bike loan calculator below to change the down payment, interest rate and tenure.

Also see: Oxo On-road price | Oxo Mileage

Hop Oxo EMI and Down Payment (Delhi)

Ex-showroom

: Rs. 1,27,922

On-road price

: Rs. 1,47,824 (Delhi)

Loan amount

: Rs. 1,08,495 (On-road - Down payment)

Down payment

: Rs. 39,329 (On-road - Loan amount)

Monthly EMI

: Rs. 3,473 (For Tenure of 36 months @ 9.45%; banks start from 10.05%)

Insurance

: Rs. 19,702

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Hop Oxo Bike Loan EMI Calculator

On-road price (Delhi): Rs. 1,47,824
Down payment: Rs. 39,329
Loan amount: Rs. 1,08,495
Interest rate: 9.45%
Tenure: 36 months
Monthly EMI: Rs. 3,473
Total interest: Rs. 16,533
Total payable: Rs. 1,25,028

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make.
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EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees. ..Read More ..Read Less

Hop Oxo Loan Interest Rates by Bank

Hop Oxo loan rates, 36 months, loan Rs. 1,08,495
Lending Partners	Interest Rate	EMI Starting From (36 Months)
HDFC Bank	14.5% onwards	Rs. 3,735 (36 months)
ICICI Bank	10.05% onwards	Rs. 3,503 (36 months)
Axis Bank	11% onwards	Rs. 3,552 (36 months)
Bank of Baroda	13.65% onwards	Rs. 3,690 (36 months)

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Hop Oxo EMI by Tenure

For a Rs. 1,08,495 loan on the STD electric at 9.45%.

Tenure	EMI	Total Interest	Total Payable
12 months	Rs. 9,511	Rs. 5,637	Rs. 1,14,132
24 months	Rs. 4,979	Rs. 11,001	Rs. 1,19,496
36 months	Rs. 3,473	Rs. 16,533	Rs. 1,25,028
48 months	Rs. 2,723	Rs. 22,209	Rs. 1,30,704
60 months	Rs. 2,276	Rs. 28,065	Rs. 1,36,560

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Hop Oxo

4.4 27 user reviews

Starts at ₹ 1,27,922

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Hop Oxo Variant-wise EMI & Down Payment

Oxo Variants	Fuel/Transmission	Ex-showroom	Loan @9.45%	Down Payment	EMI (36 months)
STD	Electric	Rs. 1,27,922	Rs. 1,08,495	Rs. 39,329	Rs. 3,473
Prime	Electric	Rs. 1,33,499	Rs. 1,13,353	Rs. 26,002	Rs. 3,628
X	Electric	Rs. 1,60,999	Rs. 1,37,311	Rs. 30,034	Rs. 4,395

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Hop Oxo EMI FAQs

What is the EMI for the Hop Oxo?

Rs. 3,473 per month for the STD variant (loan Rs. 1,08,495, 9.45%, 36 months). Over 60 months it is Rs. 2,276.

What is the down payment for the Hop Oxo?

Rs. 39,329 for STD, Rs. 26,002 for Prime and Rs. 30,034 for X in ZigWheels' default calculation.

What is the EMI for the Hop Oxo X variant?

Rs. 4,395 per month on a loan of Rs. 1,37,311 at 9.45% for 36 months.

Which bank has the lowest rate for a Hop Oxo loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 3,503 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hop Oxo loan?

Rs. 16,533 over 36 months on the STD loan at 9.45%.

What on-road price is the Hop Oxo EMI based on?

Rs. 1,47,824 in Delhi: ex-showroom Rs. 1,27,922, insurance Rs. 19,702, RTO and other charges Rs. 200.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Hop Oxo Q&A

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