Hero Xtreme 125R EMI Calculator


Updated on October 2026
The Hero Xtreme 125R EMI is Rs. 2,457 per month for 36 months at 9.45% on a loan of Rs. 76,764, with a down payment of Rs. 28,549. This is based on the IBS variant's on-road price of Rs. 1,05,313 in Delhi (ex-showroom Rs. 91,500). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Xtreme 125R On-road price | Xtreme 125R Offers | Xtreme 125R Mileage

Hero Xtreme 125R EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 91,500
On-road price
: Rs. 1,05,313  (Delhi)
Loan amount
: Rs. 76,764  (On-road - Down payment)
Down payment
: Rs. 28,549  (On-road - Loan amount)
Monthly EMI
: Rs. 2,457  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,493
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Hero Xtreme 125R Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 1,05,313
Down payment
Rs. 28,549
Loan amount
Rs. 76,764
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,457
Total interest
Rs. 11,688
Total payable
Rs. 88,452
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero Xtreme 125R Loan Interest Rates by Bank

Hero Xtreme 125R loan rates, 36 months, loan Rs. 76,764
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,642 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,479 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,513 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,611 (36 months)
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Hero Xtreme 125R EMI by Tenure

For a Rs. 76,764 loan on the IBS petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,729 Rs. 3,984 Rs. 80,748
24 months Rs. 3,523 Rs. 7,788 Rs. 84,552
36 months Rs. 2,457 Rs. 11,688 Rs. 88,452
48 months Rs. 1,927 Rs. 15,732 Rs. 92,496
60 months Rs. 1,610 Rs. 19,836 Rs. 96,600
Hero Xtreme 125R
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Hero Xtreme 125R
4.6 259 user reviews
Starts at ₹ 91,500
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Hero Xtreme 125R Variant-wise EMI & Down Payment

Xtreme 125R Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
IBS Petrol Rs. 91,500 Rs. 76,764 Rs. 28,549 Rs. 2,457
ABS Single Seat Petrol Rs. 96,700 Rs. 81,294 Rs. 29,745 Rs. 2,602
ABS Petrol Rs. 96,700 Rs. 81,294 Rs. 29,745 Rs. 2,602
Dual Channel ABS Petrol Rs. 1,09,550 Rs. 92,489 Rs. 32,702 Rs. 2,961

Hero Xtreme 125R EMI vs Raider, SP125, Glamour X 125

Hero Xtreme 125R EMI FAQs

What is the EMI for the Hero Xtreme 125R?

Rs. 2,457 per month for the IBS variant (loan Rs. 76,764, 9.45%, 36 months). Over 60 months it is Rs. 1,610.

What is the down payment for the Hero Xtreme 125R?

Rs. 28,549 for IBS, Rs. 29,745 for ABS Single Seat, Rs. 29,745 for ABS and Rs. 32,702 for Dual Channel ABS in ZigWheels' default calculation.

What is the EMI for the Hero Xtreme 125R Dual Channel ABS variant?

Rs. 2,961 per month on a loan of Rs. 92,489 at 9.45% for 36 months.

Which bank has the lowest rate for a Hero Xtreme 125R loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,479 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Xtreme 125R loan?

Rs. 11,688 over 36 months on the IBS loan at 9.45%.

What on-road price is the Hero Xtreme 125R EMI based on?

Rs. 1,05,313 in Delhi: ex-showroom Rs. 91,500, insurance Rs. 6,493, RTO and other charges Rs. 7,320.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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