Honda Activa 125 EMI Calculator


Updated on October 2026
The Honda Activa 125 EMI is Rs. 2,481 per month for 36 months at 9.45% on a loan of Rs. 77,505, with a down payment of Rs. 31,308. This is based on the 25 Year Anniversary Edition variant's on-road price of Rs. 1,08,813 in Alandi (ex-showroom Rs. 92,351). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Activa 125 On-road price | Activa 125 Mileage

Honda Activa 125 EMI and Down Payment (Alandi)

Ex-showroom
: Rs. 92,351
On-road price
: Rs. 1,08,813  (Alandi)
Loan amount
: Rs. 77,505  (On-road - Down payment)
Down payment
: Rs. 31,308  (On-road - Loan amount)
Monthly EMI
: Rs. 2,481  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 6,304
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Honda Activa 125 Bike Loan EMI Calculator

On-road price (Alandi)
Rs. 1,08,813
Down payment
Rs. 31,308
Loan amount
Rs. 77,505
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,481
Total interest
Rs. 11,811
Total payable
Rs. 89,316
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Honda Activa 125 Loan Interest Rates by Bank

Honda Activa 125 loan rates, 36 months, loan Rs. 77,505
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,668 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,503 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,537 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,636 (36 months)
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Honda Activa 125 EMI by Tenure

For a Rs. 77,505 loan on the 25 Year Anniversary Edition petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 6,794 Rs. 4,023 Rs. 81,528
24 months Rs. 3,557 Rs. 7,863 Rs. 85,368
36 months Rs. 2,481 Rs. 11,811 Rs. 89,316
48 months Rs. 1,945 Rs. 15,855 Rs. 93,360
60 months Rs. 1,626 Rs. 20,055 Rs. 97,560
Honda Activa 125
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Honda Activa 125
4.3 165 user reviews
Starts at ₹ 92,351
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Honda Activa 125 Variant-wise EMI & Down Payment

Activa 125 Variants Fuel/Transmission Ex-showroom Loan @9.45% Down Payment EMI (36 months)
25 Year Anniversary Edition Petrol Rs. 92,351 Rs. 77,505 Rs. 31,308 Rs. 2,481
DLX Petrol Rs. 94,374 Rs. 79,268 Rs. 31,829 Rs. 2,537
H-Smart Petrol Rs. 98,817 Rs. 83,138 Rs. 32,975 Rs. 2,661

Honda Activa 125 EMI vs Destini 125, Jupiter, NTORQ 125

Honda Activa 125 EMI FAQs

What is the EMI for the Honda Activa 125?

Rs. 2,481 per month for the 25 Year Anniversary Edition variant (loan Rs. 77,505, 9.45%, 36 months). Over 60 months it is Rs. 1,626.

What is the down payment for the Honda Activa 125?

Rs. 31,308 for 25 Year Anniversary Edition, Rs. 31,829 for DLX and Rs. 32,975 for H-Smart in ZigWheels' default calculation.

What is the EMI for the Honda Activa 125 H-Smart variant?

Rs. 2,661 per month on a loan of Rs. 83,138 at 9.45% for 36 months.

Which bank has the lowest rate for a Honda Activa 125 loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,503 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Honda Activa 125 loan?

Rs. 11,811 over 36 months on the 25 Year Anniversary Edition loan at 9.45%.

What on-road price is the Honda Activa 125 EMI based on?

Rs. 1,08,813 in Alandi: ex-showroom Rs. 92,351, insurance Rs. 6,304, RTO and other charges Rs. 10,158.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

Ask or read owner questions on Honda Activa 125 Q&A

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