Hero Destini Prime EMI Calculator


Updated on October 2026
The Hero Destini Prime EMI is Rs. 2,010 per month for 36 months at 9.45% on a loan of Rs. 62,790, with a down payment of Rs. 24,688. This is based on the Standard variant's on-road price of Rs. 87,478 in Delhi (ex-showroom Rs. 75,460). Use the bike loan calculator below to change the down payment, interest rate and tenure.
Also see: Destini Prime On-road price | Destini Prime Mileage

Hero Destini Prime EMI and Down Payment (Delhi)

Ex-showroom
: Rs. 75,460
On-road price
: Rs. 87,478  (Delhi)
Loan amount
: Rs. 62,790  (On-road - Down payment)
Down payment
: Rs. 24,688  (On-road - Loan amount)
Monthly EMI
: Rs. 2,010  (For Tenure of 36 months @ 9.45%; banks start from 10.05%)
Insurance
: Rs. 5,982
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Hero Destini Prime Bike Loan EMI Calculator

On-road price (Delhi)
Rs. 87,478
Down payment
Rs. 24,688
Loan amount
Rs. 62,790
Interest rate
9.45%
Tenure
36 months
Monthly EMI
Rs. 2,010
Total interest
Rs. 9,570
Total payable
Rs. 72,360
EMI in advance: You pay one EMI instalment in advance to the bank. This amount is EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan
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Hero Destini Prime Loan Interest Rates by Bank

Hero Destini Prime loan rates, 36 months, loan Rs. 62,790
Lending Partners Interest Rate EMI Starting From (36 Months)
Loans From HDFC BankHDFC Bank 14.5% onwards Rs. 2,161 (36 months)
Loans From ICICI BankICICI Bank 10.05% onwards Rs. 2,028 (36 months)
Loans From Axis BankAxis Bank 11% onwards Rs. 2,056 (36 months)
Loans From Bank of Baroda BankBank of Baroda 13.65% onwards Rs. 2,135 (36 months)
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Hero Destini Prime EMI by Tenure

For a Rs. 62,790 loan on the Standard petrol at 9.45%.

Tenure EMI Total Interest Total Payable
12 months Rs. 5,504 Rs. 3,258 Rs. 66,048
24 months Rs. 2,882 Rs. 6,378 Rs. 69,168
36 months Rs. 2,010 Rs. 9,570 Rs. 72,360
48 months Rs. 1,576 Rs. 12,858 Rs. 75,648
60 months Rs. 1,317 Rs. 16,230 Rs. 79,020
Hero Destini Prime
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Hero Destini Prime
3.8 5 user reviews
Starts at ₹ 75,460
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Hero Destini Prime EMI vs Splendor Plus, Activa, SP125

Hero Destini Prime EMI FAQs

What is the EMI for the Hero Destini Prime?

Rs. 2,010 per month for the Standard variant (loan Rs. 62,790, 9.45%, 36 months). Over 60 months it is Rs. 1,317.

What is the down payment for the Hero Destini Prime?

Rs. 24,688 for Standard in ZigWheels' default calculation.

Which bank has the lowest rate for a Hero Destini Prime loan?

Of the listed partners, ICICI Bank starts at 10.05% (EMI Rs. 2,028 for 36 months). Axis Bank 11%, Bank of Baroda 13.65%, HDFC Bank 14.5%.

How much total interest will I pay on a Hero Destini Prime loan?

Rs. 9,570 over 36 months on the Standard loan at 9.45%.

What on-road price is the Hero Destini Prime EMI based on?

Rs. 87,478 in Delhi: ex-showroom Rs. 75,460, insurance Rs. 5,982, RTO and other charges Rs. 6,036.

What is the difference between EMI in advance and EMI in arrears?

EMI in advance: You pay one EMI instalment in advance to the bank. This amount is deducted from the loan amount disbursed to the dealer. Thus it gets added to the down payment that you are to make. EMI in arrears: You don't make any advance EMI payments. The bank disburses the loan amount minus any other one time fees.

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